John Merendino is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of a real estate business unrelated to investments. Ameriprise is a large institutional firm offering retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to create tailored, algorithm-supported recommendation reports.

Kenneth Olsen is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning services.

Robert Anders is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, following six years at UBS Financial Services. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process involving firm-approved tools and modeling techniques.

Teresa Labo is a financial advisor at Morgan Stanley with 31 years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent 28 years at Merrill. Outside of her advisory role, she is a partner in LB Eatery LLC, a cafe and food service business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes.

Brian Spilkevitz is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 designations and has been with JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2012. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Tiffany Ge is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. Her prior work includes positions at JPMorgan Chase Bank, UBS, General Motors, and Aeropostale Inc., as well as time spent at the University of Michigan. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services, providing asset-allocation advice, investment manager searches, and customized performance reporting using a quantitative and ESG-integrated approach.

Neil Carlin is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He works closely with clients to develop personalized financial strategies aimed at achieving their long-term goals. With a career beginning at Prudential Bache Halsey Stuart, Neil has been part of the Garden City office of Merrill since 1984. His professional experience includes crafting investment, retirement, liability, tax minimization, and estate planning strategies. Neil holds the Personal Investment Advisor (PIA) designation and attended the University of South Florida without a degree conferred. He also holds a high school diploma from Valley Stream North High. Outside of his professional work, Neil is active in his community and participates in volunteer activities. His personal interests include adventure sports such as fishing, music, running, skiing, surfing, and yoga. As a lifelong resident of Long Island, he lives in St. James with his wife and their three children.

William Agan is a financial advisor with OSAIC, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Securities America Advisors, Stifel, and Ladenburg Thalmann & Co. He also serves as an account manager for 401(k) plans with Risk Strategies Corp. OSAIC Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct portfolios across a variety of securities and manages accounts on both discretionary and non-discretionary bases.

Mackenzie Klouda is a financial advisor at LPL Enterprise with one year of industry experience and holds the Series 66 designation. Prior to joining LPL Enterprise in 2026, Klouda worked at Snyder Wealth Group, OSAIC, and Cornerstone Wealth Advisory, among other firms. She also serves as Operations Manager at Snyder Wealth Group, overseeing office management and staff operations. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and affiliated insurance and trust services.

Thomas Mcginley Jr. is a financial advisor with Morgan Stanley in Garden City, NY, holding a Series 66 designation and 16 years of industry experience. He has been with Morgan Stanley since 2014 and has worked with the Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support financial planning services.

Sze Nip is a financial advisor at Merrill with 18 years at the firm and 4 years of industry experience. He holds Series 63 and Series 66 licenses and is based in Forest Hills, NY. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal teams and third-party managers.

Mike Lombardi is a CFP® and Series 66-registered financial advisor with Edward Jones in Bellmore, NY, with 13 years of industry experience. He has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Kenneth Coles is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2022 and previously spent 12 years at TD Ameritrade, including time at TD Ameritrade Investment Management. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and uses multi-asset model portfolios with strategic asset allocation.

Stephen Ulmer Jr. is a Series 63 licensed advisor with Primerica Advisors in Copiague, NY, with 28 years of industry experience. He has worked at Primerica Advisors since 1998 and has held roles at PFS University and Ahold Supermarkets. Outside of his advisory work, he is involved in sales of loan products and home security and automation referrals through Primerica-affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through model-driven strategies managed by third-party asset managers and supports execution and custody through BNY Mellon Advisors and Pershing.

Jeremy Jacobs is a Sales Manager and Wealth Management Advisor based in the Lynbrook office of Merrill Lynch Wealth Management. He has been in the wealth management industry for 10 years and previously worked as an accountant for six years. Jeremy serves as the complex sales manager for the Western Long Island market. Jeremy works primarily with ambitious, self-made clients including business owners, real estate entrepreneurs, corporate executives, attorneys, physicians, and their practices. His approach focuses on helping clients achieve realistic goals using real-world strategies. Jeremy applies his rigorous and ongoing training as a CERTIFIED FINANCIAL PLANNER® (CFP) certificant, along with other designations such as Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), to provide proactive guidance. He often coordinates with clients' CPAs and attorneys to address tax considerations, estate planning services, and liability management. Jeremy holds a Bachelor's Degree in Accounting from Yeshiva University. A Long Island native, he lives there with his wife, Talia, and their three children. Outside of work, Jeremy enjoys biking, reading, spending time with his family, and participating in Peloton classes.

Nicholas Gallino is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and previously worked at Oppenheimer & Co. He has also been involved in non-financial roles, including managing EMF Gourmet Market. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers both direct and employer-sponsored financial plans.

Tracy Scahill is a Senior Financial Advisor at Merrill Lynch Wealth Management with 39 years of experience at the same firm and office. She has focused her career on building enduring relationships with multi-generational families, prioritizing client needs and delivering personalized financial strategies. Tracy specializes in personal retirement planning, portfolio management services, and retirement income. She holds a Bachelor's Degree from Villanova University and a High School Diploma from St Mary's High School. Tracy also holds the Professional Investment Advisor (PIA) designation. Her approach emphasizes collaboration with clients to develop tailored financial plans that align with their long-term goals. Outside of her professional work, Tracy is engaged in endurance sports and physical fitness, having completed the New York City Marathon three times and participated in fifteen consecutive years of triathlons and half marathons. She holds a black belt in Shotokan karate and enjoys golfing, running marathons, playing tennis, and spending time with her family.

Gregory Masone is a financial advisor at Cetera with six years of industry experience. He holds a Series 66 credential and has previously worked at Avantax Advisory Services and American Portfolios Advisors, among other firms. In addition to his role at Cetera, he serves as Vice President at Gregory-Matthew Wealth Management & Retirement Planning, Inc. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and a large network of over 10,000 advisors managing more than $256 billion in assets.

Hsiao Chi Yang is a financial advisor at Cetera with 11 years of industry experience. He holds a Series 66 designation and has worked at Cetera Investment Services LLC since 2015. Prior to and concurrently, he has been associated with CTBC Bank Corp since 2008. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of over 10,000 advisors. The firm offers a variety of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary program options across multiple custodial relationships.

Christian Nally is a financial advisor at Cetera with six years of industry experience and holds the Series 66 designation. His prior work includes roles at Allied Wealth Partners, Securian Financial Services, and Murphy Financial Group. Cetera Investment Advisers LLC distributes its services through a large nationwide network of independent advisors and serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a variety of portfolio management and consulting services and operates as a multi-manager platform with over $256 billion in assets under management.