Ronald Balog is a Series 66-credentialed financial advisor at OSAIC with 22 years of industry experience. His career includes roles at Royal Alliance, Insight Global Wealth Strategies, Cetera Advisor Networks, Morgan Stanley, and Merrill. Outside of his advisory work, he serves as the varsity head football coach at Freedom Area High School and is president of the Midwestern Athletic Conference Coaches Association. OSAIC Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, delivering financial planning, managed portfolios, and retirement plan consulting among its services.

Barbara Neal is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 15 years of industry experience. She has been involved with LPL Financial since 2000 and is also the owner and president of a family business, Slater Electric & Sons Inc., where she serves on the board. Additionally, she serves as a Notary Public for the Commonwealth of Pennsylvania. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions, offering a range of financial planning and portfolio management options supported by various institutional platforms.

Brian Koble is a CFA® charterholder with 23 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2026. He previously worked at Robert Baird & Co. and Hefren-Tillotson, Inc. Outside of his advisory role, Koble serves on multiple boards including Sacred Heart Parish finance committee, Aquinas Academy, Pittsburgh CLO, and Parents for Excellence in Catholic Education, with involvement in finance and investment committees. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles supported by firm research and affiliated sub-advisers.

John Nelson Jr. is a financial advisor at Cetera with 48 years of industry experience. He holds the ChFC® designation and Series 63 license. Nelson has held roles at several firms including Securian Financial Services Inc. and Greater Allegheny Financial Group, where he serves as president. He is also involved as an agent/broker with Greater Allegheny Insurance Agency. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients nationwide.

William Mancino is a financial advisor at Robert Baird & Co. with 18 years of industry experience. He holds a Series 66 designation and previously worked at Hefren Tillotson, Inc. for 14 years before joining Robert Baird & Co. in 2022. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning and portfolio management services, utilizing manager-traded and model-traded SMA strategies alongside tax management and direct-indexing capabilities.

David Kirkham is a financial advisor with Cetera who holds a Series 63 designation and has 37 years of industry experience. His career includes roles at Cetera Wealth Services, LLC, Wells Fargo Clearing, and his own firm, David Kirkham, LLC. Outside of advising, he is an insurance agent selling life insurance, annuities, and long-term care products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning, and access to third-party money managers, managing over $256 billion in assets across more than 10,000 advisors.

Daniel Goss is a financial advisor with Robert Baird & Co., holding Series 63, 65, and 66 designations and bringing 26 years of industry experience. His prior roles include positions at Hefren Tillotson, PNC, Citizens Securities, Inc., and Federated Investment Counseling. He is part of The DDK Group within Robert Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of financial planning, portfolio management, and advisory services, supported by ongoing manager selection, internal research, and advanced tools including artificial intelligence.

James Spangler is a financial advisor at OSAIC with 34 years of industry experience. He holds the Series 63 designation and has worked at OSAIC since 2024, following 15 years at Securities America Inc. and Securities America Advisors, Inc., and two years at MSI Financial Services, Inc. In addition to his advisory role, he is involved with Spectrum Financial Planning Group, focusing on fixed life insurance, disability insurance, long-term care insurance, and fixed annuity sales. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm delivers brokerage and advisory services through various programs, leveraging model-based asset allocation and portfolio optimization supported by technology and third-party manager options.

Jonathan Kratsas is a financial advisor with Cetera and holds a Series 66 designation, bringing 20 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services. Outside of his advisory role, he is a managing partner at Mercadante & Company, P.C., a CPA firm, and serves as a trustee for fiduciary appointments. Cetera Investment Advisers LLC is an SEC-registered firm with a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform that includes discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers, managing over $256 billion in assets.

Michael Tapolci is a financial advisor at LPL Financial with one year of industry experience. He holds the Series 66 designation and has prior experience working at RakeTrades, LLC and Trendsetters Trading, LLC. He is also involved with TradezOnTap, LLC, a business entity unrelated to investment activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, and supports investment strategies through various subadvisors and proprietary tools.

Jeffrey Feaster is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing 11 years of industry experience. He has been with J.P. Morgan Securities since 2015. Outside of his advisory role, he is involved with Feaster Properties, LLC, where he acts as an investor and officer managing rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with forward-looking capital market assumptions to support its advisory process.

Christopher Guandolo is a CFP® with 26 years of industry experience and is currently an advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Janney Montgomery Scott for 18 years. Outside of his advisory role, he owns a small used-car dealership through an S-Corp he manages with his brother. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning and incorporates analytical modeling and risk profiling in its advisory approach.

Rebecca Pawuk is a financial advisor at Edelman Financial Engines with 17 years of industry experience. She holds the Series 66 designation and has worked at several Federated entities from 2008 to 2019 before joining Edelman Financial Engines in 2019. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and serves a large client base through both advisor-led and online offerings.

Shayna Deckman is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Her prior roles include positions at PNC Financial Services Group and University of Pittsburgh. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Madison Pittman is a financial advisor at Wells Fargo Advisors with five years of industry experience. Prior to joining Wells Fargo Advisors in 2023, she worked at Wells Fargo Clearing from 2019 to 2023 and at Northwestern Mutual from 2017 to 2018. She holds a Series 66 designation. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with other financial products and referral channels.

Gennaro Marsico is a financial advisor with Raymond James & Associates, holding a Series 66 credential and offering 21 years of industry experience. He has been with Raymond James & Associates since 2014. Outside of his advisory work, he is a partner in Tesera LLC, an LLC involved in owning undeveloped real estate for potential future development. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Zachary Krial is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His previous roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. He owns a home with two livable units, residing in one and renting the other. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and order-routing infrastructure.

Emmett Santillo is a financial advisor at Edward Jones with 23 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Farmers Financial Solutions and Farmers Insurance Group. Outside of his advisory role, he serves as Chairperson on the three-member elected board for North Sewickley Township, where he participates in the water authority and planning commission. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

August Damian is a financial advisor with Morgan Stanley in Sewickley, PA, holding Series 66 and Series 63 licenses and five years of industry experience. His prior roles include positions at WesBanco Securities, Wesbanco Bank, Cambridge Investment Research, and Wesbanco. Morgan Stanley Wealth Management provides a broad range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools to develop tailored financial plans, with a focus on advisory services rather than individual security recommendations.

Tony Bianco is a Financial Consultant based in Pittsburgh. He currently serves as a Relationship Manager at Fidelity Investments, a role he has held since 2024. Prior to this, he worked as a Financial Representative at Fidelity Investments from 2023 to 2024, and has experience as a Retirement Plan Consultant at Corebridge Financial from 2022 to 2023. He also served as an Investment Advisor Representative at Osaic Wealth from 2020 to 2022. Throughout his career, Tony has focused on assisting clients with their financial planning needs to help them work toward their goals. Outside of his professional work, he spends time on the pickleball court and enjoys a variety of personal interests including boating, camping, fitness, scuba diving, soccer, and traveling.