John Gleeson is a CFP® and ChFC® with 28 years of industry experience. He has been with Ameriprise since 2005, currently serving as a financial advisor at the firm. Outside of his advisory role, he is an independent contractor for Certainty of Uncertainty, LLC, an advisor-owned entity established to manage practice operations. Ameriprise is a large institutional firm that offers a retirement-income planning service aimed at clients nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide personalized, non-discretionary recommendations delivered through a centralized consulting team.

Raymond Fernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, Merrill, Adler University, and Capital One Bank. He holds a Series 66 designation. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

James Mark is a Series 66-registered financial advisor with LPL Financial, based in Stony Brook, NY. He has 25 years of industry experience, including 19 years at Allstate before joining LPL Financial in 2020. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research.

David Boliver is a CFP® professional with 43 years of industry experience, currently serving at Wells Fargo Advisors since 2009. He holds Series 63 and Series 65 licenses and has ownership interests in Premier Wealth Management LLC and a massage spa business in Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and fee-based financial planning services to individuals, trusts, and institutional clients through a broad planning menu tailored to clients meeting a net-worth threshold.

Michael Richards is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing and implementing wealth management plans tailored to individual and corporate clients. Michael focuses on a Goals Based Wealth Management approach, working closely with clients to assess their financial situations, gather necessary data, and formulate strategies designed to help achieve their financial objectives. Michael also provides retirement plan consulting for corporate clients, leveraging his Certified Plan Fiduciary Advisor (CPFA) designation to oversee investment lineups and ensure fiduciary responsibility compliance. Additionally, he collaborates with commercial bankers to address clients' lending and banking requirements, aiming to deliver comprehensive wealth management services. He holds a Bachelor's Degree in Finance from St. John's University and has been with Merrill Lynch since 2013. Michael’s professional credentials include Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of work, he lives in Sayville, New York, and enjoys following sports teams such as the Yankees, Giants, Knicks, and St. John's University, as well as running and spending time with his wife Jennifer and their friends and family.

Christopher Trombetta is a financial advisor at Osaic with 32 years of industry experience. He holds a ChFC® designation along with Series 63 and Series 65 licenses. Prior to joining Osaic in 2016, he spent 22 years with TIAA-CREF. Trombetta serves as a board member of the John T. Schroeder Foundation, a nonprofit that awards scholarships to local high school graduates. Additionally, he is involved in tax preparation and the sale of fixed insurance products. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services and utilizes various asset-allocation tools and third-party platforms to construct and manage portfolios tailored to client needs.

Brian Mccormick is a CFP® and holds a Series 66 license with 12 years of industry experience. He has been with Ameriprise since 2013, serving in various capacities within the firm. Outside of his financial advisory work, he has been involved with Pauly's Pizza and Pasta since 2007. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm uses a combination of research, modeling, and tax-efficiency strategies to deliver tailored, written recommendations through a centralized consulting team.

Adam Ehrlich is a financial advisor with Morgan Stanley in Hauppauge, NY, holding Series 63 and Series 66 licenses with 13 years of industry experience. He previously worked at JP Morgan Securities LLC and JP Morgan Chase Bank from 2012 to 2020 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC in 2020. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning services supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and operates a range of investment offerings including relationships with investment companies, private funds, and principal trading activities.

John Wellington Sr. is a financial advisor at Ameriprise with 36 years of industry experience. He holds Series 63, Series 65, and Series 66 credentials and has worked at Ameriprise since 2019, including roles at Ameriprise Financial Services, Quovo, Inc., and Broadridge Business Process Outsourcing. Outside of his advisory work, he serves on the board of the Westchester Aviation Association and is involved in managing Wellington Lodge LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, providing written recommendations on income, Social Security, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis within a centralized consulting team, and emphasizes the use of Ameriprise-managed accounts alongside a broad range of advisory, brokerage, and insurance solutions.

Christopher Connell is a financial advisor with LPL Financial in Bay Shore, NY, holding Series 63 and Series 66 credentials and bringing 28 years of industry experience. Prior to joining LPL Financial in 2018, he worked at INVEST Financial Corp from 2011 to 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Michael Busch is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. He worked at Woodbury Financial Services Inc. for 14 years prior to joining LPL Financial in 2023. Outside of financial advising, he owns several photography and wildlife-related businesses, including Fire Island and Beyond.com and Great South Bay Images. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and corporations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, combining discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Scott Garera is a financial advisor at Cetera with 30 years of industry experience. He holds a Series 63 designation and has worked at various firms including Avantax Advisory Services and Avantax Insurance Agency. Outside of his advisory role, he is involved in multiple business ventures, including Garera Financial Consulting, which provides accounting and bookkeeping services, and MNR Designs Inc, a residential repair and remodeling company. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. It offers a range of portfolio management and financial planning services through a multi-manager platform that includes affiliated and third-party managers, with over $256 billion in assets under management and a network of more than 10,000 advisors.

Patrick O'Leary is a financial advisor at Morgan Stanley with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, N.A., Morgan Stanley Smith Barney LLC, Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management serves individual and institutional clients, offering tailored financial planning and advisory programs supported by structured planning tools and investment modeling. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Kevin Vivas Caamano is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, and Citibank/Citigroup. He is also involved with K&S Elite Enterprise LLC, reflecting entrepreneurial engagement outside his advisory duties. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

Edward Levine is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. Prior to joining OSAIC in 2024, he worked for American Portfolios for 16 years and has been a partner at Pinnacle Tax Advisors, LLC since 2002. Outside of his advisory work, Levine is involved in music production through Preemo Productions LLC and serves on the boards of organizations supporting individuals with intellectual or developmental disabilities. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services. The firm employs asset-allocation tools and risk assessments to construct portfolios across various asset classes and provides both discretionary and non-discretionary account management.

Nicholas Biscardi is a CFP® with eight years of industry experience, currently serving clients at Ameriprise Financial Services, LLC since 2020. He previously worked at Ameriprise Financial Services Inc. and held positions at Binghamton University. Biscardi owns BWM Enterprise Group, Inc. and is employed by Wood Park Corporation, where he manages his advisory practice. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering specialized retirement income planning focused on income reliability and tax-aware withdrawal strategies through a centralized service team.

Carl Kravitz is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 32 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 26 years at Metlife Securities Inc. Additionally, he serves as an independent insurance agent focusing on property and casualty coverage. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of asset management and educational programs.

Rodobaldo Acosta is Vice President and Branch Leader at Fidelity Investments. In this role, he leads, coaches, and develops financial advisors to support clients in making well-informed financial decisions for themselves and their families. He has held various positions at Fidelity Investments since 2006, progressing from Financial Representative to his current leadership role. His professional experience includes leadership positions such as Team Leader for Workplace Planning & Advice and Investment Solutions, Assistant Branch Manager, Branch Service Manager, and Senior Relationship Manager. Prior to joining Fidelity, he worked at National Financial Services LLC as an Associate and Intern. Outside of his professional responsibilities, Rodobaldo has personal interests that include beach activities, family activities, fitness, parenthood, running, and traveling.

Robert Blair is a financial advisor with LPL Financial, holding a Series 66 credential and bringing 23 years of industry experience. His career includes roles at Cetera Advisor Networks, WC Hoover and Company, Cogent Wealth Management, and North Ridge Securities Corp. Outside of advisory work, he is president of SMFD LLC, a sports memorabilia business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by research from LPL and third-party sources.

Tetyana Kucherska is a Series 63 licensed advisor with Primerica Advisors, based in Coram, NY, and has 18 years of industry experience. She has been with Primerica Advisors since 2008 and Primerica Financial Services since 2007. Outside of her advisory role, she is involved in tax preparation on a part-time basis and participates in referral activities related to home security and automation products. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and a limited number of separately managed account options. The firm employs third-party asset managers and emphasizes a tiered wrap-fee structure for its services.