Timothy Bonar is a financial advisor with Ameriprise in Cleveland, OH, holding Series 63 and Series 65 licenses with 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he serves on the Board of Directors for Father's Love Ministry. Ameriprise offers retirement-income planning services focused on individuals approaching or in retirement with substantial investable assets, providing tailored recommendation reports that integrate research, modeling, and tax-efficient strategies. The firm also delivers a broad range of advisory, brokerage, and insurance solutions through its extensive institutional platform.

John Schmidt is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Morgan Stanley and its related entities since 2009. Outside of his advisory work, he serves on the finance committee of St Joan of Arc Church in Streetsboro, Ohio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutions. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Benjamin Simerly is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and six years of industry experience. He has been with Cambridge Investment Research and its affiliated entities since 2022. Outside of his advisory role, he owns an information technology services company, Grandview Ventures LLC, and works as a project manager at Baldridge Wealth Management. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Bianca Marcellino is a financial advisor with Ameriprise in Chesterland, OH, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior roles include positions at The Huntington Investment Company, KeyBank, Fidelity Investments, Bank of America, Merrill, and Thrivent Financial. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides tailored written recommendations and ongoing retirement-income planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Mark Kautzman is a financial advisor at Edward Jones in Solon, Ohio, holding a Series 66 designation with 10 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he serves as an assistant football coach for the offensive line at Cuyahoga Valley Christian Academy. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of more than 23,000 financial advisors.

Scott Spiegle is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has been in the financial services industry since 1996, focusing on providing clients with investment guidance to help them reach their financial objectives. His areas of expertise include college education planning, employee benefits planning, family wealth management strategies, retirement income, and philanthropic planning. Scott holds a Bachelor of Science in Business Administration from Washington University in St. Louis and a Master's degree from Case Western Reserve University. He maintains the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) professional designations. Scott and his wife, Shani, have been married since 1998 and have two sons attending Elon University. They are lifelong Clevelanders and are active in the community, supporting organizations such as the Mandel JCC, Hawken School, Congregation Mishkan Or, and the Jewish Federation of Cleveland.

Thomas Russ is a financial advisor with Morgan Stanley in Pepper Pike, Ohio, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his advisory role, he is the sole proprietor and owner of Lindsay Properties LLC, a real estate business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering comprehensive advisory programs and tailored financial planning supported by firm-approved tools and processes.

Emily Heyman is a financial advisor at Edward Jones in Solon, OH, with eight years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2018, following a brief period at GapInc in the same year. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory strategies supported by a large national network of financial advisors and branch offices.

Lisa Snyder is a Series 66-licensed financial advisor with 18 years of industry experience. She has worked at UBS Financial Services since 2020, previously serving at the Institute for Preparing Heirs and First Republic Securities Company. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering financial planning, portfolio management, and a range of capital markets services. The firm combines institutional trading capabilities with wealth management, using proprietary research and model-based asset allocations to tailor investment plans.

John Zingales is a Senior Financial Advisor specializing in assisting corporate 401(k) plans and high net worth individuals. He is affiliated with Merrill Lynch Wealth Management, where he focuses on personalized wealth management strategies tailored to client goals. His areas of expertise include high net worth portfolio management and institutional consulting, covering client needs such as divorce transition planning, family wealth management, defined contribution plan consulting, and personal retirement planning. John holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from The University of Michigan. John adheres to a philosophy of working one-on-one with clients to develop personalized financial strategies designed to help pursue long-term goals. Outside of his professional work, he enjoys football, golfing, traveling, and watching movies, and is involved in community volunteering consistent with the Merrill tradition.

Bradley Brown is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 38 years of industry experience. His work history includes roles at Cetera Advisors LLC since 2022, Cetera since 2020, First Allied Advisory Services from 2012 to 2020, and First Allied Securities from 2010 to 2022. Outside of his advisory career, he is the sole owner of Royal Paladin Group, LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services, operating a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Zach Mosholder is an Investment Consultant who partners with clients to create financial plans that align with their goals. He leverages Fidelity's resources to connect clients with the right partners to help meet their financial objectives. Zach's professional experience includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, Private Client Banker at JP Morgan Chase, and Insurance Agent at Rine Insurance. He is based in Akron, Ohio, where he was born and raised, and currently lives with his wife, Jacqueline. Outside of his professional work, Zach is an avid golfer and a lifelong Cleveland sports fan, with interests in baseball, football, and golf.

Austin Vitello is a financial advisor with Primerica Advisors, holding a Series 63 designation and five years of industry experience. His work history includes roles at Primerica Financial Services and PFS Investments Inc., and he has also been involved with K&R Vitello & Associates. Outside of advisory services, he receives compensation related to sales of loan products and referrals for home security and automation services through affiliated companies. Primerica Advisors is the sponsor and discretionary portfolio manager of a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with approximately 3,700 advisors and manages about $15.5 billion in assets, delivering advisory services primarily through model-based investment strategies.

Donna Gero is a Senior Resident Director at Merrill Lynch Wealth Management, overseeing the Hudson, Ohio office. With over a decade of experience in financial services, she specializes in areas including college education planning, managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. Donna holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations, reflecting her expertise in holistic wealth management and retirement planning. Donna earned an Associate's Degree from Cuyahoga Community College and completed an Accredited Certificate Program from the College for Financial Planning. Among her professional affiliations, she serves on the boards of Cleveland Independents and Veteran Canine Connection and is involved with the Cleveland APL. Her approach emphasizes understanding clients' life priorities to create tailored financial strategies. Outside of her professional work, Donna is actively engaged with her community. She lives in the Cleveland area with her husband and their two dogs. Her personal interests include baseball, billiards, boating, football, golfing, music, reading, singing, spending time with family, and volleyball.

Michael Frayman is a financial advisor at Raymond James & Associates with 28 years of industry experience. He has been with Raymond James & Associates since 2006. He holds Series 63 and Series 65 designations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Mitchell Frankel is a financial advisor with Wells Fargo Advisors in Pepper Pike, OH, holding a Series 66 credential and 18 years of industry experience. He has been affiliated with Wells Fargo in various capacities since 2009. Outside of his advisory role, he serves as a trustee for multiple personal and community trusts and is involved in nonprofit organizations, including the Northeast Ohio Curling Club and the Jewish Federation of Cleveland, where he participates in financial and retirement fund committees. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad planning menu that includes specialized services such as business-owner transition and special-needs planning. The firm integrates advisory services with other financial products and offers tailored recommendations based on Wells Fargo research and tools.

Sarah Johnston is a financial advisor at Merrill with 15 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2015. Outside of her advisory role, she is involved in a family-owned real estate business with her husband. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Ronald Hollis Sr. is a financial advisor with Primerica Advisors, holding a Series 63 designation and over 30 years of industry experience. He has been with Primerica Advisors since 1995 and has worked within Primerica Financial Services since 1982. Outside of his advisory role, he is involved in sales of home security and automation products through affiliated entities. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts to individual and high-net-worth clients. The firm employs a wrap-fee structure, curates third-party asset managers, and delegates trading responsibilities to BNY Mellon Advisors.

Robert Zappitelli II is a financial advisor at Cetera with Series 63 and Series 66 licenses and four years of industry experience. He has worked at Avantax Advisory Services and Avantax Insurance Services prior to joining Cetera in 2025. Outside of his advisory work, he operates Zappitelli Financial Services, where he provides accounting and tax preparation, and he is also a certified Remote Online Notary for the State of Ohio. Cetera Investment Advisers LLC serves individual and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to a range of third-party and affiliated money managers.

Travis Criblez is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and two years of industry experience. His career includes roles at Avantax Advisory Services and Kissell Financial, LLC. Outside of finance, he owns Criblez Cue Sports, LLC, operating under the name Western Reserve APA. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base that includes individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing multiple custody platforms and both discretionary and non-discretionary investment strategies.