Amy Gordon is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Citizens Securities, Inc. and Fidelity Investments. She also serves as a notary public as part of her role at Merrill Lynch. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Wilfred Smyly III is a financial advisor with Raymond James Financial Services, Inc. He holds the Series 66 designation and has 25 years of industry experience. His prior work includes roles at Stoneham Financial Services, Stoneham Bank, and infinex Investments, Inc. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing asset-allocation analysis, modeling tools, and firm research to develop tailored recommendations.

Lillian Eason is a financial advisor at Edward Jones with a Series 66 designation and 10 years of industry experience. She has been with Edward Jones since 2003, serving the firm for over 20 years in various capacities. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, managing approximately $1.01 trillion in assets through a nationwide network of over 23,000 financial advisors.

Gregory Osborn is a financial advisor with LPL Financial in North Reading, MA, holding Series 63 and Series 65 credentials and 20 years of industry experience. He previously worked at Pinnacle Private Wealth, LLC from 2017 to 2019. Outside of his advisory role, he is involved with Warner Financial Group and works with Judith Osborn CPA in tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Sascha Silvia is a financial advisor at Ameriprise with three years of industry experience. Prior to joining Ameriprise, Silvia worked at Group One Automotive and Fidelity Investments. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Joshua Andreasen is a CFP® professional with 14 years of experience in the financial advisory industry. He is currently with Edelman Financial Engines in Burlington, MA, where he has worked since 2014 through various affiliated entities. Outside of his advisory role, Andreasen serves as a referee for a nonprofit organization that organizes local flag football games for the LGBTQ+ community. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven proprietary modeling with planner delivery and online tools, offering a range of discretionary and non-discretionary investment solutions.

Matthew Delaney is a financial advisor with LPL Financial in Andover, MA, holding Series 63 and Series 66 licenses and having 18 years of industry experience. He has been with LPL Financial since 2011. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including both discretionary and non-discretionary management, and incorporates model portfolios and research from various sources.

Zachary Spencer is a financial advisor at LPL Enterprise with three years of industry experience. He holds a Series 66 designation and has worked previously at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with the sale of financial products, including insurance.

Thomas Lawnsby is a financial advisor with LPL Financial holding a Series 66 designation and 25 years of industry experience. He has previously worked at Voya Financial Advisors, Cantella & Co., Inc., and Penn Mutual, where he has been associated since 2000. In addition to his advisory work, he operates a CPA practice specializing in tax preparation and accounting. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting services with both discretionary and non-discretionary management options.

John O'Connor is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 46 years of industry experience. He has been with UBS since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to support client strategies.

Howard Redgate is a financial advisor at UBS Financial Services with 50 years of industry experience. He held a position at Andover Equity Associates for 25 years before joining UBS in 2016. Redgate serves on the board of the Haitian Health Foundation, a charitable organization, where he has been a member for over a decade. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including portfolio management and financial planning. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and research resources.

Curtis Kelley is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity Investments since 2014, initially serving as a Financial Consultant before his current role. Prior to joining Fidelity, Curtis worked at Centinel Financial Group LLC, a member of the John Hancock Financial Network, where he held roles as Sales Manager from 2013 to 2014 and as Investment Advisor Representative from 2008 to 2014. With 18 years of experience in the financial services industry, Curtis focuses on helping individuals and families accumulate and protect their wealth across generations. He is dedicated to assisting clients in navigating the challenges and opportunities associated with financial planning. His professional approach is guided by his core values of compassion, loyalty, and candor.

Matthew Paiotti is a financial advisor at Morgan Stanley with two years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley since 2023. Outside of his financial advisory role, he is also employed at Arcola Country Club. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a wide range of advisory programs, managing approximately $2.74 trillion in client assets.

Richard Ellington is a CFP® with 26 years of industry experience. He has been with Cetera since 2025 and previously worked at infinex Investments, Inc. for 11 years. Outside of financial advising, he owns and operates a short-term rental business and a mystery shopping service. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with various portfolio management options, including model portfolios, third-party managers, and bespoke strategies.

Kevin Barry is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and 34 years of industry experience. He previously worked at Wells Fargo Advisors LLC and Wells Fargo Clearing before joining LPL Financial in 2018. In addition to his advisory role, he is a commissioned notary. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by model portfolios and research.

Christian Karcher is a financial advisor with LPL Financial in Peabody, MA, holding a Series 66 designation and 10 years of industry experience. He has worked with Freedman Financial Associates and LPL Financial since 2017 and had brief tenures at Commonwealth Financial Network and Augustine Financial. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and model portfolios.

Colby Crogan is a financial advisor with LPL Enterprise holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. He serves on the boards of Lexington Youth Lacrosse and Lexington Lions Club, both nonprofit organizations based in Wakefield, MA. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and brokerage products through an integrated platform that combines adviser programs with insurance and lending solutions.

Trevor Nelson is a financial advisor at Raymond James Financial in Beverly, MA, holding Series 65 and Series 63 credentials with one year of industry experience. Prior to joining Raymond James, he worked at Fidelity Brokerage Services LLC and has experience in various roles including at Colorado Mesa University and Wentworth by the Sea. Outside of advising, he is an associate with Cornerstone Financial Partners LLC, providing support in financial plan preparation. Raymond James Financial Services Advisors offers financial planning, investment consulting, and advisory services to individual and institutional clients, including state and municipal government entities. The firm provides tailored, non-discretionary advisory solutions and supports small businesses with its SIMPLE IRA Employer Advisory & Consulting Services program.

Lori Ulm is a CFP® professional with 36 years of industry experience, currently affiliated with Cetera. She has been with Cetera Advisors LLC since 2013 and transitioned to Cetera in 2024. Outside of her advisory role, she provides divorce planning services and works as an estate settlement contractor. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and serves over 800,000 clients through more than 10,000 advisors.

CJ Jayasekera is Vice President and Financial Consultant at Fidelity Investments. In this role, CJ collaborates with clients to develop comprehensive wealth plans aimed at growing, distributing, and protecting their assets. CJ and the team provide ongoing support to adapt financial strategies as clients' lives and priorities change. CJ has been with Fidelity Investments since 2015, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, and Financial Consultant before assuming the current position in 2022. This experience has contributed to expertise in financial planning and client relationship management. Outside of work, CJ enjoys family activities, fitness, football, golf, food, and traveling.