Thomas Mcdonald Jr. is a financial advisor at Raymond James & Associates with 13 years of industry experience. He holds the Series 66 designation and previously worked at Janney Montgomery Scott for 13 years before joining Raymond James in 2026. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $500.956 billion in assets with over 5,400 financial advisors. The firm provides wealth advisory planning and investment consulting to a broad range of clients, including individuals, institutions, and government entities, delivering advice on a non-discretionary basis supported by an extensive affiliate network and specialized municipal finance capabilities.

Jordan West is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 credential and one year of industry experience. Prior to joining LPL Financial, West worked at Broadview Federal Credit Union and has held various roles including employment with the Tri-City ValleyCats and Pop's Pizza. Outside of financial advising, West is involved with bowling as an outside employment activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Thomas Burdick is a CFP®-certified financial advisor with 38 years of industry experience. He has been with LPL Financial since 2018 and previously worked at INVEST Financial Corporation from 2014 to 2018. Outside of his advising role, he founded SoLev, Inc., a corporation focused on purchasing land for use as a solar farm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with research-driven model portfolios.

Harvey Bowks is a financial advisor at Cetera with 44 years of industry experience. He holds the ChFC® designation and securities licenses Series 63 and Series 65. Bowks has worked with Cetera since 2013 and is also the owner of Main Street Financial. He serves on the boards of several nonprofit organizations, including Teresian Nursing Home, St. Pius X Church, and the NY State Defenders Justice Fund. Cetera Investment Advisers LLC is an SEC-registered firm that provides a multi-manager platform for over 10,000 advisors nationwide, offering portfolio management, financial planning, and retirement services to individual, corporate, and institutional clients. The firm manages over $256 billion in assets and supports a range of investment programs including discretionary and non-discretionary strategies with access to both affiliated and unaffiliated third-party managers.

John Petersen is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, serving clients in the Capital Region since 1992. He began his career in financial services in 1986 and focuses on delivering comprehensive wealth management strategies tailored to the needs of high-net-worth individuals and families. John works closely with clients to identify and pursue their primary financial goals, including education funding, tax minimization, retirement planning, and legacy strategies. John holds the CERTIFIED FINANCIAL PLANNER® certification awarded by the Certified Financial Planner Board of Standards, Inc. He is a graduate of Providence College with a bachelor's degree in Business Finance. Through his access to Merrill's investment resources and the banking services of Bank of America, he provides disciplined and customized wealth management advice aimed at building, managing, and preserving clients' wealth across generations. In addition to his professional work, John and his family are active in their community in Loudonville. He supports organizations such as Wicklund Warriors, Inc., and is involved with the Lake George Association. His personal interests include boating, cooking, golfing, hiking, music, photography, reading, skiing, tennis, and spending time with his family.

Michael Bonanno is a CFP® with 40 years of industry experience, currently affiliated with Cetera since 2013. He also owns Bonanno Financial Advisors, providing financial planning and investment services. Additionally, he is a fractional owner of The Whiteface Lodge, a hotel rental property in Lake Placid, NY. Cetera Investment Advisers LLC serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Jennifer Franciosa is a financial advisor with Merrill in Latham, NY, holding Series 63 and Series 66 credentials and possessing 28 years of industry experience. She has been with Merrill since 1997. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gilbert Chase is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 credentials and having 35 years of industry experience. He previously worked at Invest Financial Corporation before joining LPL Financial in 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management supported by model portfolios and research.

David Massaroni is a financial advisor with LPL Financial in Latham, NY, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Wells Fargo Advisors. Outside of his advisory work, he is involved in consulting through a home-based business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Robert Colley is a CFP® with 46 years of industry experience, currently affiliated with Cetera. He has a long tenure in financial services, including roles at Cadaret, Grant & Co., Inc., and as a principal of Colley & Colley, Inc. dba Cornerstone Financial Advisors since 1994. Outside of his advisory work, he serves as a personal assistant and caregiver for an elderly relative. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services, allowing advisors to utilize multiple program structures and manager options.

John Nuzzi is a financial advisor with LPL Financial in Albany, NY, holding a Series 66 license and bringing 16 years of industry experience. His prior roles include positions at Morgan Stanley and Heartland Payment Systems. He is also involved with Broadview Wealth Management, a business related to his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions, offering diverse advisory programs and financial planning through a national network of investment adviser representatives.

Jacqueline Marshall is a financial advisor at LPL Financial with 42 years of industry experience. She holds the Series 66 designation and previously worked at Next Financial Group, Inc. for 23 years. In addition to her advisory role, she is active as a FINRA arbitrator and operates a tax preparation and accounting business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research from internal and third-party sources.

Steven Warren is a financial advisor with Thrivent Investment Management, holding a Series 66 designation and four years of industry experience. His prior experience includes roles at The Vanguard Group, Inc. and Thrivent Financial. Warren serves on the board of directors for the Joan Nicole Prince Home, a nonprofit providing free bedside care to terminally ill individuals. Thrivent Investment Management serves individuals, families, businesses, and nonprofit clients by offering Dedicated Planning Services that address a wide range of financial planning topics. The firm provides goal-based analyses and combines planning with managed-account programs while maintaining separate service structures.

Matthew Tarullo is a financial advisor with Cetera, holding Series 63 and Series 65 designations and having 10 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously was with Foresters Financial Services for four years. Outside of his advisory work, Tarullo is a physical education teacher at CSD Highschool. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with both affiliated and third-party managers, and manages assets totaling over $256 billion.

Michael Mareno is a financial advisor with LPL Financial, holding a Series 63 designation and bringing eight years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cadaret, Grant & Co., Inc. from 2017 to 2025. Outside of his advisory role, Mareno owns several businesses including Rocsan Recovery Inc. and operates a tax preparation and accounting service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Jeffrey Ricchiuti is a CFP® with 10 years of industry experience, currently affiliated with LPL Financial in Albany, NY. His prior roles include seven years at Direct Advisors, LLC. He also serves as Director of Advisory Operations at Broadview Federal Credit Union. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers financial planning, advisory programs, and retirement plan consulting, providing both discretionary and non-discretionary management along with access to model portfolios and research.

Brian Cumming is a financial advisor with Equitable Advisors in Corinth, NY, holding a Series 66 designation and 12 years of industry experience. He has been with Equitable Advisors since 2013, previously affiliated with Axa Advisors LLC. Outside of his advisory work, he serves on the Stewarts MYO Scholarship Selection Committee and is a volunteer board member for Northern Rivers. Equitable Advisors provides financial planning, retirement-plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid referral and implementation model, utilizing third-party asset managers and delivering both advisory and brokerage services tailored to client goals and risk tolerance.

Daniel Miller is a financial advisor with Ameriprise in Latham, NY, holding a Series 63 designation and 11 years of industry experience. His career includes roles at Ameriprise Financial Services, MassMutual, and MetLife Empire Group. He serves on the Board of Directors for the Ronald McDonald House of the Capital District. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, combining research, modeling, and tax-efficiency analysis to provide written recommendation reports. The firm delivers these recommendations through a centralized consulting team in partnership with financial advisors and emphasizes assets held in Ameriprise Managed Accounts.

Christopher Davison is a financial advisor with LPL Financial, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Clarkson University and the State University of New York at Canton. He is involved with Empire Financial Advisors, a DBA for his LPL business, and also dedicates time to an investment-related activity involving non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Anthony Russo is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the ChFC® designation along with Series 63, 65, and 66 licenses. Prior to joining Morgan Stanley, Russo worked at Bank of America, Merrill, and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured discovery processes and firm-approved tools.