Jessi & the team at Penobscot Financial Advisors serve clients of all ages and situations with the expectation of working with you for a lifetime. After all, life continually presents new challenges and opportunities – from changing jobs and handling inheritances, to preparing for retirement and enjoying retirement. PFA works as a team to learn your unique situation and guide you down a path tailored to you. Our goal is for you to reach yours through a painless, accessible process that’s proactive and personalized. We offer both Financial Planning + Asset Management or stand-alone Financial Planning. PFA is also the independent planning group providing the most TIAA retirement plan participants with asset management in New England, so we know the ins and outs of the education sector. We can help you understand TIAA, Fidelity, and other plans and products thoroughly. As Fee-Only Fiduciary Advisors, PFA does not receive or accept compensation from any source other than our clients. Our investment and planning decisions are only motivated by your best interests and goals.

Matthew Fossen is a financial advisor at Colliers Securities LLC with 29 years of industry experience. He holds Series 63 and Series 65 designations and has been with Colliers Securities since 2005. Colliers Securities LLC serves individuals, trusts, estates, pension and profit-sharing plans, charitable organizations, and business entities by providing brokerage, custody, execution, and investment advisory services. The firm offers both non-discretionary fee-based advisory through its Colliers Director program and discretionary wrap programs managed by unaffiliated sub-advisers.

Ben Clymer is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Abbey Street with 12 years of industry experience. He has worked at Abbey Street since 2019 and has also been a hockey analyst for Fox Sports North since 2014. Ben contributes to hockey television analysis alongside his advisory role. Abbey Street serves corporate retirement plans and private wealth clients, offering retirement plan consulting, fiduciary oversight, and wealth management for individuals, families, trusts, and charitable organizations. The firm employs an independent, fiduciary-focused investment process that integrates quantitative and qualitative analysis with ongoing due diligence.

Dylan Malberg is a CFP® and holds Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Secured Retirement Advisors, LLC since 2016. He may earn commissions from insurance companies for sales of non-variable life, health, annuity, and disability income insurance products. Secured Retirement Advisors manages approximately $255 million for around 600 clients, offering personalized financial planning, portfolio management, third-party adviser selection, and pension consulting services. The firm employs a range of investment strategies including option writing and incorporates direct-indexing and AI tools in its process.

David Christianson is a CFP® and holds a Series 65 license with nine years of industry experience. He has been with Nepsis, Inc. since 2020 and previously worked for CliftonLarsonAllen Wealth Advisors, LLC from 2016 to 2020. Nepsis, Inc. serves individual and high-net-worth clients, retirement accounts, charities, and businesses with discretionary portfolio management, financial planning, and consulting services. The firm also provides research and educational offerings to other financial advisors, utilizing a wrap-fee investment management approach with continuous supervision and periodic re-optimization.

Andrew Tate is a CFP® and ChFC® with 25 years of industry experience. He has been with Cahill Financial Advisors, Inc. since 2020 and previously worked at C.R.I. Securities, Inc., North Star Consultants, Securian Financial Services, and Minnesota Life Insurance Company for 19 years. He serves as a volunteer board member for BESTPREP. Cahill Financial Advisors provides investment advisory, financial planning, and ERISA retirement plan consulting to individuals, trusts, businesses, foundations, and charitable organizations. The firm designs investment policies based on client objectives and risk tolerance, implementing diversified portfolios that include mutual funds, ETFs, stocks, bonds, and select sub-advised strategies.

John Feste is a financial advisor with Marks Group Wealth Management, Inc. He holds Series 63 and Series 66 licenses and has 27 years of industry experience. Feste has been with Marks Group Wealth Management since 2008, and previously worked at LPL Financial from 2008 to 2021. Marks Group Wealth Management primarily advises high-net-worth families and individuals, as well as private foundations, endowments, non-profit boards, and corporate retirement plans. The firm offers comprehensive financial planning and investment management through a combination of actively managed strategies and oversight of independent subadvisers.

Kelly Pedersen is a CFP® with 12 years of industry experience and has been with Caissa Wealth Strategies since 2009. She is a member of the Crescent Cove Investment Committee, a nonprofit organization where she advises on investments. Caissa Wealth Strategies serves individual and high-net-worth clients, as well as profit and pension plans, offering portfolio management, financial planning, and access to private investments through a six-advisor team. The firm uses fundamental, technical, and cyclical analysis to manage portfolios and conducts educational seminars and workshops for clients and prospects.

Gregory Blenkush is a Certified Financial Planner® (CFP®) with 18 years of industry experience. He has worked at Cahill Financial Advisors, Inc. since 2018 and previously spent nine years at Feltl and Company. Cahill Financial Advisors serves individuals, trusts, businesses, foundations, and retirement plans with investment advisory, financial planning, and retirement-plan consulting services. The firm employs a mix of fundamental, technical, quantitative, and qualitative analysis, focusing on asset allocation and long-term holdings, and integrates specialized credentials such as CPA and attorney expertise within its advisory platform.

Hunter Hillstrom is a CFA® charterholder with three years of industry experience. He currently serves as an advisor at The Advocate Group, LLC, where he has worked since 2022. Prior to this, he spent six years at Pohlad Investment Management, LLC. The Advocate Group is a multi-advisor team that provides investment management and financial planning to individuals, high net worth households, retirement plans, trusts, and business entities. The firm focuses on comprehensive financial planning to guide investment and asset allocation decisions, with specialized management of concentrated equity positions and integration of advanced technology tools.

Walter Fleak is a financial advisor at Focus Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Primerica Advisors and AXA Distributors. Outside of financial advising, he owns Fleak Consulting Inc., which provides marketing and IT consulting to non-financial services clients. Focus Financial Network is an enterprise investment adviser managing approximately $6.3 billion across 118 advisors. The firm serves individuals, pension plans, trusts, charitable organizations, and corporate clients, offering a range of managed accounts and financial planning services with a diversified investment approach.

Seth Wagner is a financial advisor with Berger Financial Group in Plymouth, MN, holding a Series 65 designation and seven years of industry experience. He worked at Cambridge Investment Research and its affiliates from 2016 to 2020 before joining Berger Financial Group in 2020. Berger Financial Group serves individuals, high-net-worth families, trusts, estates, businesses, corporate executives, and retirement plans, offering wealth management, financial and retirement planning, income tax planning, succession planning, and retirement-plan consulting through its affiliate Quorom. The firm employs proprietary, long-term investment strategies based on fundamental analysis and manages portfolios across a variety of asset types, often on a discretionary basis with regular client reviews.

Casey Hayden is a financial advisor with Mutual Advisors, LLC, holding a Series 65 credential and four years of industry experience. Prior to joining Mutual Advisors, he worked at Guncheon Financial, Nicollet Investment Management, Stonebridge Capital Advisors, and other firms. Outside of advisory work, he serves on the boards of several nonprofit organizations focused on victims of trafficking and domestic violence and is involved in business ventures related to estate planning and outdoor recreation. Mutual Advisors provides investment management, financial planning, ERISA plan advisory, and third-party money manager selection services to a wide range of clients including individuals, high-net-worth clients, trusts, retirement plans, and institutional investors. The firm blends active and passive strategies and offers unique operational features such as risk-tolerance assessments, directly held account platforms, and services tailored for sovereign wealth funds and other institutional clients.

Sam Pirozzolo is a financial advisor at Berger Financial Group in Plymouth, MN, holding a Series 65 designation with one year of industry experience. His work background includes roles at Berger Financial Group and prior experience in the hospitality and retail sectors. Berger Financial Group serves individuals, high-net-worth families, trusts, estates, businesses, corporate executives, and retirement plans. The firm provides discretionary wealth management, comprehensive financial and retirement planning, tax planning and preparation, succession planning, and retirement plan consulting through its affiliate Quorom, using proprietary long-term investment strategies developed by an Investment Committee.

Ross Levin is a CFP® with 13 years of industry experience, currently serving at Accredited Investors Wealth Management in Edina, MN. He has been associated with Accredited Investors Inc. since 1985, spanning over 40 years in total with the firm. Accredited Investors Wealth Management is a fee-only firm providing wealth management, financial planning, and portfolio management to a diverse client base including individuals, families, trusts, foundations, charitable organizations, and businesses. The firm follows a mean-reversion investment approach managed by an Investment Committee, utilizing a variety of investment vehicles and emphasizes a collaborative, values-driven process with dedicated client teams.

Jina Penn Tracy is a Series 66 licensed financial advisor with 21 years of industry experience, currently with Vanderbilt Advisory Services since 2017. She previously worked at Financial West Group from 2010 to 2017. Outside of her advisory role, she is involved in sustainability and energy sectors, serving as a board member for Fresh Energy and as a business strategy advisor and board member for Renew Power Systems Inc. Vanderbilt Advisory Services serves a diverse client base including individuals, charitable organizations, trusts and estates, businesses, and retirement plans. The firm employs a strategic asset allocation approach combining fundamental, technical, and charting analysis, and is notable for its integration with retirement-plan and benefits firms, supporting pension consulting and plan administration alongside advisory services.

Jack Henschel is a financial advisor at Focus Financial in Minneapolis, MN, holding a Series 66 designation with five years of industry experience. He has worked at Focus Financial since 2020 and has prior experience at Royal Alliance and RBC Wealth Management. Outside of advising, he is also a notary, providing notarization of legal documents as needed. Focus Financial Network serves a diverse range of clients, including individual investors, retirement plans, trusts, and corporate entities, offering managed account services, financial planning, and retirement plan consulting. The firm emphasizes personalized investment advice, coordination with other professionals for estate planning, and provides detailed disclosures on operational practices and conflicts.

Steven Schoeder is a financial advisor at Associated Investment Services, Inc. with 31 years of industry experience. He holds the ChFC® designation and Series 63 license. His prior experience includes roles at United Planners Financial Services, Personal Wealth Partners, LPL Financial, Penn Mutual Life Insurance Company, and Hornor Townsend & Kent. Associated Investment Services, Inc. provides advisory and brokerage services mainly to individual investors, as well as small corporations, trusts, estates, and charitable institutions. The firm offers model portfolio and separately managed account programs through third-party managers and its affiliate Kellogg Asset Management, delivering services via the Envestnet/NFS platform with assets managed predominantly on a non-discretionary basis.

Dylan Mc Garthwaite is a CFP® certificant with four years of industry experience, currently serving as a financial advisor at CliftonLarsonAllen Wealth Advisors, LLC since 2021. His prior work includes roles at the Minnesota 4th Judicial District and various positions in corporate and legal settings. CliftonLarsonAllen Wealth Advisors provides wealth advisory and asset management services to individuals, corporate and institutional clients, and qualified retirement plans, using a combination of strategic asset allocation, firm-constructed model portfolios, and multidisciplinary planning through its parent firm CliftonLarsonAllen LLP.

Amanda Bracklein is a financial advisor at Berger Financial Group with one year of industry experience. She holds a Series 65 designation and previously worked at Solventum and 3M. Berger Financial Group serves individuals, high-net-worth families, trusts, estates, businesses, corporate executives, and retirement plans. The firm offers discretionary wealth management and comprehensive financial planning, utilizing proprietary long-term investment strategies primarily managed on a discretionary basis with periodic client reviews.