Neil Raisanen is a financial advisor with Raymond James Financial in Saint Paul, MN, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Raymond James Financial Services Advisors Inc. since 2008. Outside of his advisory role, he operates a branch of OK Financial Inc. as an independent contractor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning using risk profiling and analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Amy Brinckerhoff is a financial advisor with RBC Capital Markets, holding a Series 66 designation and 19 years of industry experience. She has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, with investment strategies tailored to each client’s risk profile.

Vicky Nelson is a financial advisor with Primerica Advisors in Minneapolis, MN, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. She has been with Primerica Advisors since 1991 and Primerica since 1990. Outside of advisory work, she is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-based strategies and separately managed account options primarily to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

Brenton Ruebling is a financial advisor at Cetera with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked with VOYA Financial Advisors and Capital Street Financial, where he also operates as an independent insurance agent. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, as well as institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that includes both affiliated and third-party managers.

Shane Benick is a financial advisor with UBS Financial Services in St. Paul, MN, holding a Series 66 designation and two years of industry experience. His prior roles include positions at RBC Wealth Management and involvement with the Town & Country Club and the University of St. Thomas. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary market research and model-based asset allocations to tailor financial plans. The firm operates with institutional trading capabilities alongside wealth management services.

Nicole Brunner is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and 12 years of industry experience. Her prior roles include positions at Woodbury Financial Services, Prudential, Saybrus Partners, and AIG. OSAIC serves a diverse client base of retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes asset-allocation tools and risk-assessment methods to construct portfolios across various investment vehicles, managing accounts on both discretionary and non-discretionary bases.

Nicole Williams is a CFP® professional with 24 years of experience in the financial services industry. She has been affiliated with Osaic Wealth, Inc. since 2006 and also serves as president of True Wealth Partners LLC, an investment advisory business she operates independently. Williams is licensed as an insurance agent and also holds notary public credentials for client convenience. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage, investment advisory, and financial planning services through a large network of advisers and employs a range of portfolio construction tools and managed account solutions.

Jessica Sand Peterson is a financial advisor with Cetera, holding a Series 66 designation and 22 years of industry experience. She has worked at several firms including Allianz Life Insurance Company of North America and Securian Financial Services. Outside of her advisory work, she serves as treasurer and board member of The Retrievers, a volunteer lost dog team that provides community education and humane trapping services. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management options, access to third-party money managers, and a range of program structures and custodial relationships.

Kelsey Kocon is a financial advisor at LPL Financial with 13 years of industry experience. She previously worked at Commonwealth Financial Network and Jack Buckley Financial, with a notable role maintaining an ownership interest in Jack Buckley Financial. Kocon holds a Series 66 designation and is also commissioned as a notary public. LPL Financial is an SEC-registered adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, employing diversified investment strategies supported by in-house and third-party research.

Brant Gustafson is currently a Planning Consultant at Fidelity, where he collaborates with clients to develop financial plans aimed at helping them achieve their financial goals. His role involves working closely with clients to tailor strategies that align with their individual objectives. Before his current position, Brant served as a Relationship Manager at Fidelity from 2024 to 2025 and worked as a Financial Advisor at Magnifi Financial from 2023 to 2024. These roles have provided him with experience in client relationship management and financial advisory services. Outside of his professional activities, Brant has personal interests that include beach activities, camping, football, and traveling.

Katherine Seitz is a financial advisor with Morgan Stanley in St. Paul, MN, holding a Series 63 designation and 35 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets through a variety of advisory programs.

Lynnly Damm is a Series 66-licensed financial advisor with seven years of industry experience, currently with Cetera Investment Advisers, LLC. She has previously worked at Securian Financial Services Inc and Minnesota Life Insurance Company. Outside of her advisory role, she is involved with GummiBaron Miniatures. Cetera Investment Advisers is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services.

Katherine Terlinden is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. She has worked at various Cetera entities since 2023 and previously spent over a decade with Securian Financial Services and Minnesota Life Insurance Company. Terlinden has also been involved with the Animal Humane Society of Minnesota. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers across a multi-manager platform.

Charles Limberis is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2004. Outside of advising, he manages leasing and tax preparation activities for investment-related entities. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Marilyn Miles is a Series 66-licensed financial advisor with 27 years of industry experience. She has been with Cetera and its affiliated entities since 2023, following a 25-year tenure at Securian Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various investment management and financial planning services through a large nationwide network of advisors and multiple program structures.

Michael Klos is a Series 65-licensed financial advisor at Fisher Investments with seven years of industry experience. He has been with Fisher Investments since 2018 and previously worked at American Family Insurance and the University of Wisconsin. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across multiple asset classes. The firm employs a centralized investment approach combining quantitative and qualitative research and uses tax-aware processes and defensive tactics to manage risk.

Seymour Loving is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2011 to 2020. Outside of his advisory role, he serves on the Board of Directors and finance committee of Pilgrim Baptist Church and is a Scoutmaster for the Boy Scouts of America. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored recommendations delivered through a centralized consulting team.

Nicholas Karbon is a financial advisor with Morgan Stanley in Stillwater, MN, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Morgan Stanley Smith Barney llc since 2009 and currently works at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he serves as Council Chairman and on the Building Committee for Christ the Lord Lutheran Church in Cottage Grove, Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers investment planning tools that incorporate various modeling techniques, while generally acting in an advisory capacity without providing individual security recommendations as part of standalone plans.

Molly Sproull is a financial advisor with Robert W. Baird & Co. who holds Series 63 and Series 65 licenses and has 28 years of industry experience. She worked at RBC Capital Markets Corporation for 10 years before joining Robert W. Baird in 2018. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers consulting and portfolio services tailored to client goals, utilizing a range of strategies from traditional equity and fixed-income to more complex approaches, supported by both in-house and third-party managers.

Allison Butler is a CFP® with 10 years of industry experience currently serving at Edward Jones since 2016. She also has an academic role at UW-Eau Claire. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.