Joseph Crispino is a financial advisor at Wells Fargo Clearing with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research and analytics to support its investment approach.

Emma Mercurio is a financial advisor at Charles Schwab with a Series 66 credential and experience beginning in 2024. Her prior roles include positions at M&T Bank and several retail companies. She has also spent several years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment options supported by centralized custody and due diligence resources.

William Pagano is a CFP® professional with 23 years of industry experience. He is currently with LPL Financial, having joined in 2025 after 20 years at Commonwealth Financial Network and nearly two decades at Crossbridge Financial. He operates Pagano DiNicola Wealth Management & Strategic Tax Solutions as part of his advisory practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad network of over 22,800 advisors.

Claire Bellis is a Financial Advisor at Merrill Lynch Wealth Management, specializing in providing financial guidance to women, particularly during pivotal life transitions such as divorce, retirement, and career changes. She holds the designations of Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). With a focus on personalized financial planning, Claire helps clients develop strategies that align with their values and priorities. She aims to guide individuals, families, and business owners through complex financial decisions, supporting them in building confidence and clarity throughout the process. Claire earned her Bachelor's Degree from Eastern Illinois University. She is an active member of the Rochester Women Network and participates in community initiatives like the Junior Achievement Stock Market Challenge. Outside of her professional work, she enjoys activities such as dancing, gardening, hiking, horseback riding, music, singing, spending time with her family, traveling, watching movies, and practicing yoga.

Julie Yunker is a financial advisor with MassMutual Investors Services in Rochester, NY, holding Series 63 and Series 65 licenses and 22 years of industry experience. She has been with MassMutual Investors Services since 2017 and also serves as an agent with MassMutual Life Insurance Company. Outside of her advisory role, Yunker is a board member of the Genesee County YMCA, overseeing the organization’s operations. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm offers ongoing, collaborative financial planning engagements using firm-approved tools and delivers written recommendations, with implementation arranged separately through brokerage or insurance channels.

Benjamin Patrzalek is a CFP® with 10 years of industry experience, currently associated with LPL Enterprise, LLC. Prior to joining LPL Enterprise in 2025, he spent a decade at Equitable Advisors and five years at Axa Advisors, LLC. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individuals, high-net-worth investors, and institutional entities. The firm’s investment approach is model-driven, offering access to third-party asset managers and a range of financial planning and consulting services.

Daniel Aspenleiter is a CFP® with 29 years of industry experience. He is currently with OSAIC and has previously worked at American Portfolios Advisors, Inc., Cadaret, Grant & Co., Inc., LPL Financial, and OBS Financial. In addition to his advisory role, he is involved in insurance sales through Finger Lakes Investment Corp and ITrust Advisors. Osaic Wealth serves a diverse client base, including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization, and supports multiple investment programs through a complex affiliate network.

Paul Deagle is a CFP® and PFS™ with nine years of industry experience. He is affiliated with Cetera and serves as an owner and lead financial planner at Vespoke Wealth Management. Deagle is also a partner at LaDelfa Schoder and Walker P.C., an accounting and tax preparation firm, and serves as treasurer for the Livingston County Historical Society. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Kyle Semrau is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 licenses and having 14 years of industry experience. His career includes extensive tenure at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A., as well as a year at Edward Jones. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary program. Their advisory process combines quantitative and qualitative research and includes broader capabilities in derivatives and commodities.

Salvatore Cutaia is a financial advisor at LPL Enterprise with Series 66 credentials and just over a year of industry experience. His prior work includes roles at Equitable Advisors and Paychex, as well as experience outside finance, including operating car wash businesses and involvement with local educational institutions and a district umpire association. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, and various institutional clients. The firm employs a model-driven investment approach and offers services such as financial planning, third-party asset manager access, and participation in the Model Wealth Portfolios wrap program.

Alexander Tarkowski is a financial advisor with Equitable Advisors in Rochester, NY, holding a Series 66 designation and three years of industry experience. His prior roles include positions at the University of Tulsa Office of Compliance and Legal Aid Services of Oklahoma. He is employed as an RSA for Thomas Tarkowski at Mapstone Veritas. Equitable Advisors serves a range of clients including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives and third-party managers.

John Anadio is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 26 years of industry experience. He previously worked at Sage, Rutty & Co., Inc. for 10 years before joining Cambridge Investment Research in 2011. Outside of his advisory role, he is the president of Canalside Capital Management and is involved in insurance, benefits, and human resources. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable clients by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management and offers proprietary model strategies through the Founders Gate Capital brand.

Robert Coombs is a financial advisor at Wells Fargo Advisors in Rochester, NY, with 47 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 65 licenses and has been with Wells Fargo Advisors since 2016. Outside of his advisory role, he has ownership interests in two investment-related businesses, The Captiva Group LLC and The Coombs Group, Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad planning menu with tailored recommendations supported by Wells Fargo’s research and planning tools.

Patrick Wolff is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 licenses and having four years of industry experience. He previously worked at Citizens Bank for seven years before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2022. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary asset allocation advice, investment manager and fund searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Jacob Nannen is a financial advisor at Morgan Stanley with three years of industry experience. He holds a Series 66 designation and previously worked at CGI Digital and Broker Genius. He is based in Rochester, NY. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Bruce Marche is a financial advisor with Mass Mutual Investors Services in Fairport, NY, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has worked with MassMutual Life Insurance Co. and Mass Mutual Investors Services since 2005. Marche serves as a board member for the Reynolds Library in Rochester, providing support and advice related to a $5 million investment fund. Mass Mutual Investors Services is a broker‑dealer and SEC‑registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm employs firm-approved software tools for goal analysis and provides written recommendations while generally not exercising investment discretion in planning engagements.

Sam Irvine is a CFP® certified financial advisor with 13 years of industry experience, currently associated with Cetera. He has held roles at Avantax Advisory Services and 1st Global Advisors, among others. Irvine serves as a member of the finance committee for Greater Rochester Habitat for Humanity. Cetera Investment Advisers LLC is an SEC-registered firm that provides a range of portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a large nationwide network of advisors. Its multi-manager platform offers access to affiliated and third-party managers and supports various program structures and account types.

Christopher LaFountain is a CFP® and ChFC® with 23 years of industry experience. He has worked at LPL Financial since 2018 and previously held roles at Ciccarelli Advisory Services, FSC Securities, Wells Fargo Clearing, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies through a large network of advisors.

Jared Greagan is a financial advisor with J.P. Morgan Securities in Rochester, NY, holding Series 63 and Series 66 credentials and eight years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018, and previously was with Eastern Managed Print Network from 2016 to 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence with quantitative and qualitative research, and may include ESG considerations in its recommendations.

Tyler Shufelt is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining LPL Enterprise, he worked at NYLIFE Securities LLC and New York Life, and has experience outside finance in the retail and food service industries. He also serves as a Life Insurance Case Manager for Traditions Financial Group, Inc. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs model-driven investment strategies and offers financial planning, third-party asset manager access, and insurance product facilitation through affiliated entities.