George Konstantas Jr. is a financial advisor with Primerica Advisors in Ellicott City, MD, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. He has been with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Primerica Advisors sponsors and manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offices and offers model-based investment strategies supported by third-party asset managers and custodians.

Dustin Youngstrom is a Series 66 credentialed financial advisor with five years of industry experience, currently with Thrivent Investment Management. Prior to his current role, he worked at Howard County General Hospital and Grace Community Church. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm’s planning services can be combined with managed accounts under a consolidated billing option but remain separate offerings.

James Cannon is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with UBS since 1987. Outside of his advisory role, he serves as a trustee for family trusts. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans and offers both fiduciary financial planning and extensive capital markets services.

Patrick Clark is a financial advisor at Cetera with six years of industry experience. He holds the Series 66 designation and has been with Cetera and Cetera Investment Services LLC since 2020. Prior to his financial career, he had diverse work experiences including roles outside the industry. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supporting both discretionary and non-discretionary authorities across multiple program structures.

Brady Allen is a financial advisor with Equitable Advisors in Baltimore, MD, holding a Series 66 designation and one year of industry experience. His background includes roles with Stifel Independent Advisors and participation in the Fulbright Program, as well as experience in education and research-related fields. Equitable Advisors serves a diverse clientele, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement plan consulting, and a range of asset-management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Michael Havlik is a financial advisor with Mass Mutual Investors Services, holding the CFP® and ChFC® designations and possessing 23 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent 14 years with Metlife Securities Co. Outside of his advisory role, he is an independent insurance agent specializing in health insurance and is a co-owner of Tidecreek Planning, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships that focus on goal analysis and written recommendations.

Mark Schreder is a financial advisor with Stifel in Baltimore, MD, holding Series 63 and Series 66 designations and 31 years of industry experience. His career includes roles at Stifel Nicolas Inc., UBS Financial Services, Robert Baird & Co., Morgan Stanley, and Citigroup Global Markets. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Benjamin Claffee is a Series 66-licensed financial advisor at Equitable Advisors with three years of industry experience. Prior to his current role, he held various positions across different sectors including education and retail. Equitable Advisors serves individual clients ranging from non-high-net-worth to high-net-worth, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and asset management through a network of Investment Adviser Representatives and utilizes third-party advisory programs alongside their own offerings.

Robert Chapman is a financial advisor at Edward Jones with 12 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and managed solutions, supported by a large network of financial advisors and branch offices nationwide.

Jeffrey Grodsky is a CFP®-credentialed financial advisor with 17 years of industry experience, currently affiliated with Cetera. His prior roles include positions at Avantax Investment Services, Carmichael & Associates Inc., and AFC Asset Management Services. In addition to his advisory work, he is involved with Palumbo Financial & Tax Services LLC, where he provides tax preparation and accounting services alongside financial planning. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, access to third-party money managers, and various program structures, supporting both model portfolios and bespoke investment strategies.

Gregory Sherwell is a financial advisor with Edelman Financial Engines in Ellicott City, MD, holding Series 63 and Series 66 designations and bringing 11 years of industry experience. His work history includes roles at Financial Engines Advisors L.L.C. and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-driven investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines committee-driven modeling with planner delivery and online tools, offering diversified portfolios, periodic rebalancing, and a long-term investment approach.

Karen Wright is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. She holds Series 63 and Series 66 licenses and has worked with Cambridge Investment Research Advisors and Cambridge Investment Research since 2013, following nine years at Truist Investment Services. Outside of her advisory role, she is an independent consultant for a discount alternative energy and gas provider. Cambridge Investment Research Advisors, Inc. serves a diverse client base including individual, institutional, pension, and charitable clients by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm provides access to multiple platforms and custodians, discretionary and non-discretionary management, third-party advisers and sub-advisors, and proprietary model strategies under the Founders Gate Capital brand.

Wendy Piniecki is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with 20 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Outside of her advisory role, she is involved as an independent contractor in a sales position for a women-only company focused on in-home sales. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs. The firm emphasizes structured financial planning supported by proprietary tools and offers services that incorporate global investment research and scenario modeling.

Michael Lawrence is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, Citigroup Global Markets from 2006 to 2009, and Legg Mason Wood Walker from 2000 to 2006. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their financial planning process employs structured discovery and firm-approved tools, focusing on advisory support without providing individual security recommendations in standalone plans.

Ejner Johnson Jr. is a financial advisor with UBS Financial Services in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 45 years of industry experience. He has been with UBS since 1999 and has also worked at Prudential Securities since 1981. Outside of advising, he serves as a director at K Bank in Baltimore and is on the board of Chartwell Golf & Country Club, a private non-profit organization. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor financial plans, offering fiduciary financial planning, portfolio management, and capital markets services.

Kenton Brown is a financial advisor at Morgan Stanley in Baltimore, MD, holding a Series 66 designation with two years of industry experience. Before joining Morgan Stanley in 2024, he worked at General Solar Corporation for nine years and had a role at Golds Gym from 2018 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Vanessa Fernandez Salazar is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. Outside of her advisory role, she is an employee at The Cheesecake Factory in Towson, Maryland, where she works as a front-of-house team member. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and offers a range of services supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Brian Stamp is a financial advisor with Wells Fargo Clearing in Cockeysville, MD, holding Series 63 and Series 65 licenses and 24 years of industry experience. Prior to joining Wells Fargo in 2025, he worked at PNC Investments for 14 years. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. Their advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among investment choices.

Christopher Gable is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a variety of advisory programs and structured financial planning services, managing approximately $2.74 trillion in client assets.

Jeffrey Tindall is a financial advisor with Equitable Advisors in Columbia, MD, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked with Axa Advisors, LLC. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.