Michael Stokvis is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2014. TIAA-CREF Individual & Institutional Services, LLC specializes in financial planning and discretionary managed account programs for individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing discretionary portfolio management using model portfolios or customized strategies under a fiduciary standard.

Mark Medairy Jr. is a financial advisor with Eagle Strategies (NY Life) based in Timonium, MD, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has worked with NYLife Securities and New York Life Insurance since 1983 and has been involved with Camden Planning Group, LLC since 2009. Medairy also serves as a board member on the Archdiocese of Baltimore’s Lay Personnel Retirement Board and Investment Committee. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to individual and institutional clients through a large network of affiliated advisers. The firm offers various program types and emphasizes aligning recommendations with client goals and plan sponsor criteria, managing most regulatory assets on a non-discretionary basis.

Daniel Brown is a financial advisor with Commonwealth Financial Network, holding Series 65, Series 63, and Series 66 credentials and 19 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. from 2008 to 2017 and has been with Commonwealth since 2017. Outside of advising, he serves as an expert witness and consultant for attorneys on medical malpractice and personal injury cases. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing about $213 billion in client assets. The firm offers a range of managed-account programs, third-party asset manager access, and custody services, providing both discretionary and nondiscretionary investment solutions.

Andrew Burton is a CFP® professional with 10 years of industry experience, currently advising at Valic Financial Advisors. His prior roles include positions at Agia, State Farm VP Management Corp, and Penn Mutual Life Insurance Co. Outside of his advisory work, he serves as a board member for the St. Gerard Youth Ministry Association and coaches varsity baseball at Perry Hall High School. Valic Financial Advisors serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management and financial planning through a large network of advisors. The firm utilizes Envestnet’s platform for discretionary unified managed accounts and emphasizes centralized technology and model solutions across its extensive client base.

Kevin Lindung is a CFP®-certified financial advisor with 28 years of industry experience. He has worked at Janney Montgomery Scott since 2021 and previously held positions at Bank of America and Merrill. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Karina Funk is a CFA® charterholder with 13 years of industry experience, currently serving at Brown Investment Advisory & Trust Company since 2009. She is based in Baltimore, MD. Brown Advisory provides investment management and advisory services to a diverse range of institutional and individual clients, including high net worth individuals, endowments, foundations, pension plans, charitable organizations, and corporations. The firm employs a bottom-up, fundamental research approach to construct concentrated portfolios and offers a variety of strategies including sustainable-investment options, along with model portfolios and sub-advisory services.

Nathan Allen III is a financial advisor at HB Wealth with Series 63 and Series 66 credentials and 23 years of industry experience. He previously worked at WMS Partners, LLC, Warisan Capital Management, and A.L. Stuart Investments. Nathan serves as Committee Chair overseeing legacy private funds at WMS Partners and acts as trustee for several trusts. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers discretionary portfolio management, combining quantitative and qualitative due diligence across a range of public and private strategies.

Aaron Welch is a financial advisor with Money Concepts Capital Corp in Towson, MD, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has been with Money Concepts Capital Corp since 2004 and concurrently works with the Internal Revenue Service since 1983. Outside of his advisory role, he operates a sole proprietorship providing federal and state income tax preparation and accounting services. Money Concepts Advisory Service (MCAS) manages portfolios and offers financial planning and consulting to individuals, pension plans, trusts, charitable organizations, and corporations. The firm employs a variety of managed programs and investment strategies, serving approximately 14,700 clients with an integrated broker-dealer and insurance structure.

Thomas Hunt is a CFP® with six years of industry experience, currently affiliated with Truist Advisory Services. He has previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank NA. Hunt serves on the board of directors for the Chesapeake Planned Giving Council, a nonprofit focused on planned giving in the greater Chesapeake region. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing both discretionary and non-discretionary manager relationships supported by third-party platforms and AI-enabled research tools.

Bryan Lopez is a CFA® charterholder with 15 years of industry experience. He is currently an advisor at HB Wealth, where he has worked since 2025. Prior to that, he spent 21 years at WMS Partners LLC and serves as the chief compliance officer for WMS Partners during the wind down of legacy private funds. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm’s investment approach combines quantitative and qualitative due diligence across public and private strategies, managing accounts typically on a discretionary basis while aligning portfolios with clients’ objectives and risk tolerance.

Daniel Martinez is a financial advisor with T. Rowe Price Advisory Services, Inc. in Baltimore, MD, holding Series 63 and Series 66 designations and six years of industry experience. He has been with T. Rowe Price since 2018 and has prior work experience in various roles including positions at Applebees, Muscle Maker Grill, and Baia Restaurant. T. Rowe Price Advisory Services, Inc. offers individualized retirement planning and discretionary investment management focused on retirement goals, employing model allocations invested exclusively in proprietary T. Rowe Price mutual funds and ETFs. The firm uses goal-based financial planning tools and delivers ongoing plan reviews primarily to households with substantial investable assets.

Andrew Harrell is a CFP® professional with seven years of industry experience, currently serving as an advisor at Kestra Advisory. He has worked at Kestra since 2019 and has prior experience with Kestra Investment Services and Coastal Carolina University. Harrell is a member of the FPA of Maryland Board of Directors, where he participates in initiatives supporting the development of future industry professionals. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including institutional and individual investors. The firm offers services such as fiduciary consulting, plan design, and investment management, supporting large institutional clients and utilizing multiple management platforms and third-party solutions.

Joseph Mills is a CFP® professional with three years of industry experience, currently serving as an advisor at Kestra Advisory. His prior experience includes working with BFG Financial Advisors and earlier roles in education at Towson University and Wallkill Valley Regional High School. Mills also holds responsibilities supporting investment operations within Kestra’s affiliated entities. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base that includes plan sponsors, institutional investors, and individuals. The firm offers comprehensive services such as fiduciary consulting, plan design, and advisor-managed accounts, and manages approximately $79.8 billion in assets with a focus on large institutional clients.

Lauren Serafini is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Creative Planning. Her prior experience includes roles at Berman McAleer, Merrill Lynch, The Financial Gym, Commonwealth Financial Network, and Serafini Financial Services. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and utilizes a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by various portfolio management techniques and comprehensive retirement plan services.

Thomas Thibeault is a financial advisor with Chapin Davis in Baltimore, MD, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Chapin Davis since 2009. Chapin Davis provides investment advisory and financial planning services to individuals, corporations, trusts, and retirement accounts. The firm manages approximately $539 million in assets and serves several hundred client relationships through a multi-advisor team that employs a variety of investment strategies and portfolio management approaches.

Phillip Korenman is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has 23 years of industry experience, including 16 years at The Vanguard Group and time as an independent consultant. He serves on the Baltimore County Workplace Development Board, advising on workforce development initiatives. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households through a combination of goals-based planning, retirement income projections, and model portfolio management.

Craig Gross is a CFA® charterholder with 20 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked since 2019, following a 14-year tenure at The Vanguard Group, Inc. Gross holds a Series 63 license and is based in Owings Mills, MD. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households focused on retirement goals, employing tax-aware rebalancing and interactive online planning tools.

Eric Armentrout is a financial advisor with Empower Advisory Group in Columbia, MD, holding Series 63 and Series 66 credentials and seven years of industry experience. He previously worked at T Rowe Price and Equitable Advisors. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates in its financial planning approach.

Nathaniel Powell is a CFP® and holds a Series 66 license, with 15 years of industry experience. He has been with Suntrust Investment Services, INC since 2016, currently affiliated with Truist Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration among its affiliated entities.

Sean Potter is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds a Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked in various roles including positions in education and the food service industry. T. Rowe Price Advisory Services offers a retirement advisory program focused on individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm employs tax-aware strategies and uses Monte Carlo simulations for financial planning, serving clients with approximately $250,000 or more in investable assets.