Andrew Calder is a financial advisor with Creative Planning, holding the Series 63 and Series 65 credentials and eight years of industry experience. His prior work includes roles at Lockton Investment Advisors, Lockton Investment Securities, Lockton Companies, Newport Group, and TriNet Group. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a broad client base including individuals, pension and profit-sharing plans, trusts, foundations, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure, managing approximately $295.6 billion in client assets.

La Terra Frechette is a financial advisor with Truist Advisory Services holding a Series 66 designation and two years of industry experience. She has worked with Truist in various capacities since 2023 and has prior experience at TIAA and Amazon. Before entering the financial industry, Frechette was employed for several years at Capital City Gymnastics. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support ongoing client reviews and partners with Envestnet platforms for manager selection and retirement plan solutions.

Justin Walker is a financial advisor at Rockefeller Financial LLC with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley and UBS Financial Services. Based in Charlotte, NC, he has been with Rockefeller since 2024. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers a range of portfolio management and financial planning services and operates as a registered broker-dealer, providing an integrated investment platform and access to alternative investments, trust, and insurance services.

Ee Yang is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 licenses and 11 years of industry experience. Prior to joining TIAA-CREF, Yang worked at Members Trust Company and Credit Union Investment Services, among other firms. Outside of finance, Yang owns ProjectEM Co, a sole proprietorship focused on producing signs and laser goods, though activity in this business has been limited in recent years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered retirement plans. The firm offers both point-in-time planning and ongoing management, utilizing a fiduciary standard within a vertically integrated model that includes affiliated funds and donor-advised fund advisory services.

Matthew Moore is a financial advisor at HB Wealth with Series 63 and Series 65 licenses and 26 years of industry experience. His career includes roles at JPMorgan Securities LLC and JPMorgan Chase Bank NA over a 10-year period, followed by five years managing MAAN Holdings, LLC. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm offers wealth management, investment management, financial planning, and outsourced chief investment officer services, employing a combination of quantitative and qualitative due diligence across a range of public and private investment strategies.

Elizabeth Mitchell is a financial advisor at Janney Montgomery Scott with four years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and Brittain Resort Management LLC. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering brokerage services, financial planning, consulting, and multiple advisory programs.

Diana Urichich is a financial advisor at TIAA-CREF with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has been with TIAA and TIAA-CREF since 2016. Based in Charlotte, NC, she serves clients through these firms' financial planning and investment management services. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and corporate entities. The firm provides both model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Tamir Hornesby is a financial advisor at Citizens Securities, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with 22 years of industry experience. His prior roles include extended tenure at TIAA-CREF and positions at Ameriprise, Wells Fargo Clearing Services, and ABC Investment Management. Outside of finance, he maintains occasional hospitality and airline roles to accommodate family travel. Citizens Securities serves a wide retail client base, including individual and high-net-worth investors and retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory platform includes a digital advisory program using proprietary algorithms for ETF portfolios, as well as a managed account program.

Cassie Dzubinski is a financial advisor with Schwab Wealth Advisory in Charlotte, NC, holding Series 63 and Series 66 licenses and having three years of industry experience. Her prior experience includes roles at RoseGose and Charles Schwab & Co., Inc. Outside of finance, she has worked in various roles including at Berry Berry Best Acai and Fresh from the Farm Juices. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program. The firm’s guidance is based on Charles Schwab & Co.’s asset-allocation models and internal research, with recommendations tailored to clients’ goals and risk tolerance.

Jeffrey Channell is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining TIAA-CREF in 2014, he worked at Allspring Funds Management, LLC and Edward Jones. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing TIAA employer retirement plan relationships. The firm offers both point-in-time planning and ongoing discretionary management through various managed account programs.

Marilyn Spencer is a CFP® professional with 11 years of industry experience, currently serving at Empower Advisory Group since 2024. Prior to joining Empower Advisory Group, she was not employed in the financial advisory industry for 10 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm employs an integrated service model linked to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Arturo Byrd is a financial advisor with Empower Advisory Group in Charlotte, NC, holding Series 63 and Series 66 licenses and having two years of industry experience. His work history includes roles at The Vanguard Group, Inc. and self-employment in addition to his current position at Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Travis Lecture is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 11 years of industry experience. He worked at Fidelity Brokerage Services from 2014 to 2017 before joining TIAA-CREF. Outside of finance, Travis sells prints of his astrophotography through Artmill and an online Shopify store, and he assists with record-keeping for his wife's dance boutique, Grace and Pointe, LLC. TIAA-CREF Individual & Institutional Services provides financial planning and managed account programs to individuals, trusts, and small retirement plans, often serving clients with existing TIAA-administered retirement plans. The firm offers both point-in-time planning services and ongoing discretionary management, using model portfolios or customized strategies under a fiduciary standard.

Kimberly Carpenter is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with First Citizens Investor Services since 2005. Outside of her advisory role, Kimberly works as an aerobic instructor at a YMCA in Albemarle, NC. First Citizens Investor Services, Inc. serves a diverse client base, including individuals, pension plans, charitable organizations, and corporate entities, offering advisory and brokerage services through a variety of portfolio management options and financial planning. The firm’s investment process involves comprehensive assessments of client needs and risk tolerance, utilizing fundamental, quantitative, and technical analyses to allocate assets across multiple investment types.

Aidan Mabunga is a financial advisor at TIAA-CREF with a Series 66 designation and three years of industry experience. His prior roles include positions at Bank of America, Merrill, and Equitable Advisors. Mabunga is also associated with various organizations including the Charlotte Country Club and Project Destined. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing employer retirement plan relationships, and operates within a vertically integrated advisory model that includes customized portfolio management and donor-advised fund services.

Marisa Lindsey is a financial advisor with Empower Advisory Group based in Charlotte, NC. She holds Series 66 and Series 63 designations and has 21 years of industry experience. Her prior work includes roles at GWFS Equities, Ascensus, BB&T Retirement & Institutional Services, First Citizens Investor Services, Newport Group Securities, and Principal Financial Services. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage clients. The firm’s integrated approach leverages proprietary planning methodologies focused on long-term portfolio returns and savings rates within the framework of Empower’s recordkeeping and administrative platforms.

Maria Luoni is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63, 65, and 66 licenses with 29 years of industry experience. She has previously worked at Morgan Stanley and Tru Independence Asset Management, LLC, among other firms. Luoni is also involved with YellowWood Wealth Solutions in an associate wealth solutions role. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, frequently serving clients with existing TIAA-administered retirement plan relationships. The firm combines point-in-time planning with ongoing discretionary management, utilizing both model and customized portfolios, and acts as adviser to a donor-advised fund within a vertically integrated structure.

Bryan Bach is a financial advisor with Focus Partners Wealth, LLC, holding a Series 65 designation and 11 years of industry experience. He previously worked at Zacks Investment Management Inc. for nine years and Churchill Management Group for twelve years. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm employs a long-term investment approach that incorporates both active and passive strategies, third-party managers, private funds, and tactical overlays, customizing portfolios to clients’ specific risk, liquidity, and tax needs.

Jonathan Shumate is a CFP® certificant with 17 years of industry experience, currently serving as a financial advisor at Beacon Pointe Advisors, LLC since 2022. His prior roles include positions at Altavista Wealth Management, Genspring Charleston, LLC, and GFO Advisory Services, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, consulting, standalone financial planning, retirement-plan services, and outsourced chief investment officer services to individuals, corporations, and institutional clients. The firm employs both active and passive investment strategies across public and private asset classes and combines asset-allocation modeling with third-party Independent Managers selected through ongoing due diligence.

Makeda Smith is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and 21 years of industry experience. She has worked at TIAA and TIAA-CREF since 2005. Outside of her advisory role, she is also a landlord. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm provides both point-in-time planning and ongoing portfolio management using model and customized portfolios, applying a fiduciary standard across its RIA services.