Benjamin Perlow is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, and Uber. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses a multi-asset model portfolio approach supported by its Center for Financial Research.

Sonia Malik is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds Series 63 and Series 66 credentials and has been with Wells Fargo Clearing Services, LLC, since 2018, following two years at Wells Fargo Bank NA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations, offering a range of investment advisory and financial planning services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Jason Dearborn is a financial advisor with Primerica Advisors based in Duluth, GA. He holds Series 65 and Series 63 licenses and has 12 years of industry experience, including 10 years with Primerica Financial Services. His other business activities include management and operations of investment-related products. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of financial advisors and offices, providing advisory services through model-based strategies managed by unaffiliated asset managers.

Cheryl Grava is a financial advisor at UBS Financial Services with one year of industry experience. She previously worked at Deloitte for 22 years before retiring in 2024. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Han Freimuth is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds Series 66 and Series 63 credentials and has been with J.P. Morgan Securities since 2022. Prior to this, he worked at JPMorgan Chase Bank, N.A. and Language Line Solutions. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jonathan Mc Daniel is a financial advisor with Morgan Stanley in Alpharetta, GA, holding a Series 66 license and two years of industry experience. Prior to his current role, he has held positions at Georgia State University and was involved with BPI Photography. Outside of his advisory work, he is a self-publishing author. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary models to assist in financial plan development.

John Seay is a financial advisor at Morgan Stanley with a Series 66 designation and three years of industry experience. He previously led Seay Team, LLC and worked at The University of Alabama for seven years. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using approved tools and scenario modeling.

Megan Jenkins is a financial advisor at Cetera with Series 65 and Series 63 licenses and four years of industry experience. She previously worked at Truist Investment Services and Truist Advisory Services and has experience with Regions Bank and the Financial Literacy Counsel. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to various investment strategies and custodial relationships.

Carl Palmer III is a Series 66-licensed financial advisor at Morgan Stanley with one year of industry experience. His prior work history includes roles at DoorDash, The Avenue Wealth Management, and AutoZone Inc. Outside of his advisory role, Palmer is a partner in a retail and online store business affiliated with Amway. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a range of advisory programs and tailored financial planning using structured discovery processes and firm-approved planning tools.

Stephanie Bonilla is a financial advisor at Merrill with seven years of industry experience and holds the Series 66 designation. She has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors. The firm combines internal Chief Investment Office teams and third-party managers to implement trading, account administration, and custody support.

Amina Adams is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds the Series 66 designation and has previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a range of investment and planning solutions.

Abdoul Diallo is a financial advisor at Merrill with 17 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Bank of America and Wells Fargo in various roles since 2017. He is currently based in Suwanee, GA. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Steven Torres is a financial advisor at Morgan Stanley with eight years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at E*TRADE Capital Management LLC and E*TRADE Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Monte Carlo simulations and Secular Return Estimates as part of its process.

Keith Cline is a financial advisor with Primerica Advisors, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His career includes roles at Primerica Financial Services since 2019, as well as positions at TD Ameritrade Investment Management and Scottrade. He is involved in the management and operations of investment-related products outside of his advisory role. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm uses a tiered wrap-fee structure and curates third-party asset managers, delegating trading responsibilities to BNY Mellon Advisors.

Blake Taylor is a financial advisor at Morgan Stanley in Alpharetta, GA, holding a Series 66 designation with three years of industry experience. Prior to his tenure at Morgan Stanley Smith Barney LLC beginning in 2022, he held roles at Amazon, XPO Logistics, Sweet Hut, and Andy Frain Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its advisory process.

Kirat Vyas is a financial advisor at Morgan Stanley in Alpharetta, GA, holding Series 65 and Series 63 licenses. He has one year of industry experience, with prior roles at JP Morgan Chase, Panera Bread, and in education. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets and employing a structured planning process supported by firm-approved tools.

Timothy Rine is a financial advisor with LPL Financial in Buford, GA, holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior roles include positions at Charles Schwab and Wells Fargo Funds Management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base that includes individuals, retirement plans, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by model portfolios, third-party subadvisors, and advanced technology solutions.

Colby Hutchings is a financial advisor at Morgan Stanley with 12 years of industry experience and holds a Series 66 designation. He has worked at Morgan Stanley since 2023 and was previously with E*TRADE Securities and E*TRADE Capital Management from 2016 to 2020. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. Their planning process uses structured discovery and firm-approved tools, while also offering various investment and product solutions.

Emanuel Valverde is a Series 66-registered financial advisor at Merrill with four years of industry experience. He has previously worked at Bank of America, N.A., Cintas, and several other companies across various roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Camp Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and eight years of industry experience. He previously worked at Raymond James Financial Services Advisors Inc. and Jackson County Schools. Camp is also involved with Dave Camp & Associates, a business entity used for tax and investment purposes. LPL Financial is an SEC‑registered investment adviser and broker‑dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and various model portfolios supported by LPL Research and third-party subadvisors.