Hans Boehm is a financial advisor at Primerica Advisors with 27 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Primerica Advisors since 1999. Outside of his advisory role, Boehm works as a pro bono attorney. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited separately managed account options. The firm utilizes third-party asset managers and offers a tiered wrap-fee structure distinct from fixed-fee billing.

Brandon Steinman is a financial advisor at LPL Enterprise with a Series 66 designation and two years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, Pruco Securities LLC, Mantay & Company, LLC, and Mutual of Omaha. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a broad range of brokerage and insurance products via its integrated platform.

Joshua Graham is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 66 licenses and possessing 14 years of industry experience. He has been with Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wendy Kennedy is a financial advisor at Morgan Stanley with 18 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009, currently serving at Morgan Stanley Private Bank, N.A. in Jacksonville, FL. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment research in its advisory process.

Mauricio Oelsner Gutierrez is a financial advisor at Equitable Advisors in Jacksonville, FL. He holds the Series 66 designation and has recently begun his career in the industry. Prior to his current role, his background includes diverse experiences in sectors such as banking and retail. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing a combination of proprietary and third-party advisory solutions.

Zachary Hardy is a financial advisor at Fidelity with Series 66 and Series 63 licenses and 2 years of industry experience. Prior to joining Fidelity, he spent eight years working in the education sector with Montgomery County Public Schools. Outside of his advisory role, he operates an eBay store and manages an online sales project related to educational materials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Robert Ruprecht is a Series 66 credentialed financial advisor with Merrill, based in Jacksonville, FL. He has 12 years of industry experience, including roles at Merrill and Bank of America over the past decade. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, and institutional investors.

John Kelly is a financial advisor at Fidelity with six years of industry experience. He holds the CFP®, Series 63, and Series 66 designations. His work history includes roles at Fidelity Investments since 2020 and a nine-year tenure at Publix. He is also affiliated with the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is known for its use of systematic methodologies, delegation to sub-advisers, and advisory roles to multiple registered investment companies.

Isabella Nemes is a financial advisor at Fidelity with two years of industry experience. She holds Series 63 and Series 66 licenses and previously worked in hospitality and education roles, including part-time bartending at J. Alexander's Restaurant. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in their approach.

Breanna Nowling is a financial advisor with Fidelity, holding a Series 66 designation and one year of industry experience. She previously worked at Navy Federal Credit Union and has experience in retail and service roles. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary research with quantitative analysis and employs systematic methodologies and algorithmic portfolio construction.

Derrick Cartozian is a financial advisor at Fisher Investments with 15 years of industry experience. He holds the Series 66 designation and has worked previously at Equitable Advisors LLC, Bank of America, N.A., and Merrill. Fisher Investments serves a global client base including institutional and private clients such as pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed income, and blended mandates. The firm uses a centralized investment approach combining quantitative and qualitative research, tax-aware processes, and various risk management techniques.

Ginette Chevalier is an International Wealth Advisor at Merrill Lynch Wealth Management. Based in New York, she leads a team that serves corporate executives and business owners, primarily of European origin, providing comprehensive international wealth management tailored to complex tax situations and global financial goals. Her areas of focus include managing concentrated stock positions, company stock options, multi-currency accounts, cross-border generational and pre-emigration planning, philanthropic planning, and retirement services. Ms. Chevalier holds Personal Investment Advisor (PIA) designation and is fluent in French and English. She earned international diplomas from Institut d'Etudes Politiques de Paris and ESSEC Business School. Ms. Chevalier is involved in several professional organizations, including American Friends of IHES, Association des Amis des Grandes Écoles de France (AAGEF), French Founders, and The American Society of the French Order of Merit (ASFOM). Additionally, she participates in community activities at Saint Ignatius de Loyola.

David Schrott is a financial advisor with Wells Fargo Clearing based in Jacksonville, FL. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Prior to his current role since 2016, he worked at Wells Fargo Advisors, LLC from 2013 to 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, retirement plan consulting, and wrap-fee programs to individual, corporate, and institutional clients. The firm employs over 14,000 financial advisors and manages approximately $671 billion in assets, offering a combination of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Abio Jino David Ladu Meleby is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Merrill, he worked at Dark Alpha Capital and served on the University of North Florida Board of Trustees. He has also been involved with Pekepay Remittance Services and the Universite Abdelmalek Essadi. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melissa Churchwell is a CFP® with 16 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. She previously worked at Truist Advisory Services and Bb&T Securities. Churchwell serves as an officer and secretary on the board of the St. Johns County Industrial Development Authority, which issues tax-exempt bond financing for manufacturing and certain exempt facilities in the county. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary advisory services using analytical tools to model potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Thomas Heed is a financial advisor with Equitable Advisors in Jacksonville, FL, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he worked at Northwestern Mutual Investment Services LLC and Ben Carter. Outside of his advisory role, Heed serves as a referee for youth lacrosse games. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client risk tolerance and matching them to advisory programs, often utilizing third-party asset managers and sponsored advisory programs.

Candace Huston is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Petros Estate & Retirement Planning. Outside of her advisory role, she is involved in several promotional marketing activities predominantly in the beverage and event sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, including fund advisory and model portfolio delivery, and engages in activities such as commodity pool operation and fund governance.

Collin Wright is a financial advisor with Fidelity Investments in Jacksonville, FL, holding Series 65 and Series 63 licenses. He has one year of industry experience and has worked in various roles, including positions at Florida State University and Indian Rocks Christian School. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver discretionary and non-discretionary advisory services, model portfolios, and fund advisory.

Lawrence Christian is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 45 years of industry experience. His prior roles include positions at Morgan Stanley and Citigroup Global Markets, where he worked for 7 and 16 years respectively. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Michael Jones is a CFP® with 8 years of industry experience, currently serving at Fidelity Investments. His work history includes roles with Fidelity Brokerage Services LLC and teaching positions with VIPkid and the Seoul Metropolitan Office of Education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is noted for its use of systematic methodologies, regulatory registrations, and its advisory role to multiple registered investment companies.