Daniel Gikher is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. His career includes roles at Gladstone Institutional Advisory, J.P. Morgan Securities, IFMG Securities, and BNY Mellon Securities Corporation. Outside of his advisory work, he is involved in authoring. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a variety of financial planning and asset management solutions, including model portfolios, third-party subadvisors, and customized strategies, supported by extensive technology and a broad range of affiliated financial services.

Brian Esposito is a financial advisor with Charles Schwab, holding a Series 63 designation and 33 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank, SSB since 1993 and 2005, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by Schwab’s research and centralized operational structure.

Noel Forma is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding Series 63 and Series 66 designations and 31 years of industry experience. He has been with Ameriprise and its predecessor firms since 2005. Outside of his advisory duties, he owns and manages ELLMAR Management Company, overseeing its day-to-day operations and employee management. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written Recommendation Reports and ongoing advice focused on income sources and tax-efficient withdrawal strategies.

Andrew Gerber is a Series 66-licensed financial advisor with 15 years of industry experience. He is currently with J.P. Morgan Securities and JPMorgan Chase Bank, N.A., having joined in 2023. His prior experience includes roles at First Republic Securities Company LLC and Sanford C. Bernstein & Co LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting.

Stuart Kahn is a financial advisor with LPL Financial in Palm Beach, FL, holding a Series 63 designation and with 41 years of industry experience. He has been with LPL Financial since 2004. Outside of his advisory role, he is involved as an independent insurance agent selling various group and individual insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Francis Summers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 39 years of industry experience. He previously worked at Merrill for 20 years before joining Wells Fargo Clearing in 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Frank Seminara is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at Morgan Stanley and UBS Financial Services throughout his career. Outside of his advisory role, he is the sole proprietor of a Wendy’s franchise and participates in private investments through several holding companies. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and analysis methods.

Neltrice Forrester is a financial advisor with Cetera, holding a Series 63 designation and bringing 30 years of industry experience. Her prior work includes long-term roles with Realty World South Florida and Avantax Investment Services. Outside of advisory work, she owns a tax preparation business and is involved in real estate sales and mortgage services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts, offering a multi-manager platform with various portfolio management and financial planning services.

Fredrick Shapiro is a Wealth Management Advisor and CERTIFIED FINANCIAL PLANNER® (CFP®) professional affiliated with Merrill Lynch Wealth Management. He is also a qualified Senior Portfolio Manager, authorized to manage personalized and defined investment strategies on a discretionary basis, including individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Fred holds FINRA Series 7, 31, 63, and 65 registrations, and his role focuses on connecting all aspects of clients' financial lives to help them prioritize and pursue their most important goals. Fred has been in the financial services industry since 1997. He attended Palm Beach Atlantic College, where he earned Cum Laude honors. His areas of client focus include family wealth management strategies, liquidity management, portfolio management services, socially responsible and ESG investing, small business strategies, special needs planning, tax minimization, and retirement income planning. Outside of his professional duties, Fred resides in Jupiter with his wife and daughter. He enjoys biking, boating, cooking, fishing, football, golfing, hiking, reading, spending time with family, and traveling. Additionally, he has served as the treasurer of The Palm Beach County Mental Health Association.

Jared Soper is a financial advisor with Morgan Stanley in Palm Beach, FL, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, he serves on the Finance Committee of the Fishers Island Library in New York and is involved with his wife's public relations business. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Mark M. Simmons II is a Senior Vice President and Senior Financial Advisor in the Palm Beach, Florida office of Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies that evolve with clients’ changing life circumstances to help pursue their financial goals. He works closely with clients and coordinates with their accountants and legal professionals to address tax law changes and estate planning considerations. Mark brings nearly two decades of professional experience to his practice, having previously served as Senior Vice President and Senior Financial Advisor at Wells Fargo Advisors for 13 years. He also has experience with JP Morgan and an independent investment firm. His areas of expertise include college education planning, family wealth management, legacy planning, liquidity management, retirement planning, portfolio management, tax minimization, and serving clients in sports and entertainment sectors. Mark holds a Bachelor of Science degree in Family Resource Management from The Ohio State University. He has earned the Accredited Asset Management Specialist (AAMS), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA) professional designations. Outside of work, Mark enjoys spending time with his wife, Tomomi, and their two daughters. His personal interests include travel, automobiles, adventure sports, cooking, fishing, football, hiking, music, pickleball, and participating in church and community activities in the Palm Beach area.

Thomas Rizzocascio is a financial advisor with J.P. Morgan Securities in Boynton Beach, FL, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at Wells Fargo, Gardens Wealth Management, and TriNet HR Corporation. Outside of finance, he serves as a referee for USA Hockey’s Palm Beach Officials Inc. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary advisory framework.

Cees Jan Van Hoek is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 40 years of industry experience. He has been with UBS since 2016. Outside of his advisory role, he serves as trustee of the A.T.V.H. Revocable Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Frank Laviano is a financial advisor at Morgan Stanley with 32 years of industry experience. He holds the Series 63 and Series 65 designations and has been with Morgan Stanley since 2010, including a role at Morgan Stanley Private Bank, National Association since 2015. He is based in West Palm Beach, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured planning tools and investment modeling techniques.

Felicia Banks is a financial advisor at Primerica Advisors with 10 years of industry experience. She holds Series 65 and Series 63 licenses and has previously worked at Aetna. In addition to her advisory role, she is involved in selling loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients, offering model-delivery strategies managed by third parties. The firm supports approximately 3,698 advisors across 1,829 offices and manages around $15.5 billion in assets.

Gardner Bloemers is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 40 years of experience in financial services. She has been serving as a Financial Advisor at Merrill Lynch for more than 15 years and leads a team including Senior Financial Advisor Collin Campbell and Wealth Management Client Associate Joe Fallica. Gardner focuses on client-centered financial planning that addresses areas such as family wealth management strategies, legacy planning, personal retirement planning, philanthropic and values-based investing, special needs planning, and tax minimization. Gardner holds several professional designations including the CERTIFIED FINANCIAL PLANNER® (CFP) certification and the Certified Plan Fiduciary Advisor® (CPFA) designation. She earned a master's degree from Rotterdam School of Management at Erasmus University and a bachelor's degree from Tufts University. Fluent in English, Dutch, French, and German, she brings a global perspective to her practice and is a member of the Central Virginia Estate Planning Council. Beyond her professional roles, Gardner is active in her community, serving on the boards of The Dressage Foundation and the Virginia Horse Center Foundation, Inc., where she has also held the position of President. She founded the Mid Atlantic Dressage Festival at the Virginia Horse Center and participates in dressage competitions. Her personal interests include cooking, gardening, horseback riding, skiing, and traveling.

Viola Yeotes is a financial advisor with Wells Fargo Clearing in Palm Beach, FL, holding a Series 63 designation and 42 years of industry experience. She previously worked at A. G. Edwards & Sons, Inc. for 13 years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 financial advisors and provides both brokerage and advisory solutions.

Eric Rivero is a financial advisor at Merrill with Series 65 and Series 63 licenses and one year of industry experience. He previously worked at Bank of America, Concurrent Investment Advisors LLC, Insight Private Wealth, and Banker's Life & Casualty Company. Rivero is also the owner of Rivero Advisory Services LLC and has been affiliated with Insight Private Wealth. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Freeman is a financial advisor at Charles Schwab with 14 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab and Charles Schwab Bank since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal due diligence process for alternative investments.

Lisa Meth is a financial advisor with UBS Financial Services in Boynton Beach, FL, holding a Series 66 designation and 30 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers a range of products supported by proprietary research and capital markets services.