Michael Erbaio is a financial advisor with Concurrent Investment Advisors, LLC, holding a Series 66 credential and bringing 21 years of industry experience. His career includes roles at firms such as Spire Investment Partners, Fidelity, and TIAA-CREF. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm offers wealth and investment management, financial planning, and retirement plan advisory services with a focus on customized, primarily long-term portfolios using ETFs, mutual funds, and other investment vehicles.

Thomas Holliger is a CFP® professional with 34 years of industry experience, currently serving at Independent Financial Partners since 2019. His prior experience includes 25 years at Fidelity Brokerage Services and a year at Fidelity Personal and Workplace Advisors. He is also a general partner of Holliger Financial Consultants, an advisory and insurance business. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm supports a multi-advisor platform, serving a diverse client base with a decentralized advisory model and a notable focus on retirement-plan advisory and pension consulting.

Haley Baly is a financial advisor with Valic Financial Advisors, holding a Series 66 designation and four years of industry experience. She has worked at AGIA since 2022 and Valic Financial Advisors since 2021, and has an academic background from the University of South Florida and the University of Florida. Outside of advisory work, she is also involved with non-securities insurance products through her role at AGIA. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and multiple wrap programs, utilizing centralized technology and model solutions across a large network of investment advisor representatives.

Todd Youngs is a CFA® charterholder with 12 years of industry experience, currently serving at Corient in St. Petersburg, FL. His prior roles include positions at CI Doyle Private Wealth, LLC, and CIPW Service Company, LLC. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house security and fixed-income strategies with third-party managers and customized asset allocation, utilizing advanced risk management and monitoring tools.

Monica Parish is a financial advisor at Concurrent Investment Advisors, LLC with two years of industry experience. She holds a Series 65 designation and has previously worked at firms including Tidwell-Premock-Basilone Private Wealth Management and Wells Fargo Advisors. Concurrent Investment Advisors, LLC is a multi-team SEC-registered advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm focuses on customized, primarily long-term portfolios using ETFs, mutual funds, and other securities, supported by a network of approximately 286 advisors serving over 13,000 clients.

Eric Donner is a financial advisor with Independent Financial Partners, holding a ChFC® designation and Series 63 license, and has 38 years of industry experience. His career includes roles at ValMark Advisers, Kestra Investment Services, and Hewins Financial Advisors, among others. Outside of advising, he is involved in business exit consulting and volunteers with Israel Heart 2 Heart, a nonprofit supporting wounded Israeli soldiers with PTSD. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm serves individual, charitable, corporate, and high-net-worth clients, offering both customized advisor-driven strategies and access to centralized asset management and pension consulting services.

John Galligan III is a financial advisor at Truist Advisory Services with 25 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at firms including SunTrust Advisory Services, Fifth Third Securities, Morgan Stanley, and Robert Baird & Co. Outside of his advisory role, he serves as an election inspector for the Pinellas County Supervisor of Elections. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support client strategies and offers a range of advisory solutions, including manager selection via the Envestnet platform.

Barry Green is a financial advisor with Independent Financial Partners in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Independent Financial Partners since 2016. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisors. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting services.

Joseph Fernandez is a CFP® professional affiliated with Principal Financial Services in Tampa, FL, with 27 years of industry experience. He has worked at Principal Life Insurance Company and Principal Securities Inc. since 2009. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Dara Abraham is a financial advisor with Truist Advisory Services in Tampa, FL, holding Series 63 and Series 65 licenses and having four years of industry experience. His prior experience includes roles at Sanford C. Bernstein & Co., LLC and Merrill. Abraham serves as a board member for the Lions World Vision Institute Foundation, a global nonprofit focused on vision-related services and education. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, and charitable organizations. The firm combines traditional research with AI-enabled tools and offers various advisory and fiduciary services through affiliations with multiple financial entities.

Michael Rees is a financial advisor with Osaic Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions at Arbor Point Advisors, The Sherwin Group, Securities America, and National Planning Corporation. Outside of his advisory work, he is president of Bay View Capital, Inc., where he engages in consulting and manages an insurance agency, as well as overseeing the purchase and sale of liquor licenses in Florida. Osaic Advisory Services, LLC is an SEC-registered enterprise adviser serving a broad client base, including individuals, pension plans, corporate and charitable entities, and sovereign wealth funds. The firm offers a range of investment programs and consulting services, utilizing a blend of fundamental and technical analysis, tactical trading, and access to alternative investments, supported by platform relationships with major custodians and affiliated managers.

Chelsey Frate is a financial advisor at Truist Advisory Services with 10 years of industry experience. She holds a Series 66 designation and has worked previously at Carmel Capital Partners, LLC, and UBS Financial Services, Inc. Chelsey is based in Tampa, FL. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and offers ongoing client reviews, utilizing its affiliation with Truist Financial and related entities.

Daniel Wolf is a financial advisor at Truist Advisory Services with 27 years of industry experience. He holds Series 63, 65, and 66 designations and has worked at firms including FIFTH THIRD SECURITIES, UBS Financial Services, and A. G. Edwards & Sons, Inc. Outside of his advisory role, he is the managing member of Rolling Hills Investments LLC, which owns rental properties in Missouri. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, plan sponsors, and charitable organizations. The firm utilizes a combination of traditional research and AI-enabled tools to support its advisory services and provides ongoing monitoring, reporting, and client consultations.

Jason Zardavets is a financial advisor with FIFTH THIRD SECURITIES, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses with 27 years of industry experience. His prior roles include positions at Ameriprise and Comerica Securities, Inc. He has been with Fifth Third Securities and Fifth Third Bank since 2025. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers multiple program types via the Passageway Managed Account Program, featuring a range of portfolio management options such as advisor-directed mutual fund and ETF models, SMA strategies, and direct indexing.

Jeffery Acheson is a CFP® professional with 46 years of experience in the financial services industry, currently affiliated with Independent Financial Partners in Tampa, FL. His prior roles include positions at LPL Financial, Corporate & Endowment Solutions, Inc., and Axa Advisors. He serves on the boards of several nonprofit organizations, including the American Retirement Association and Ruling Our Experiences (ROX), and he is involved in educational initiatives within the retirement plan advisory sector. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent advisers. The firm offers a decentralized advisory model with capabilities in retirement-plan consulting and fiduciary services, serving individual, charitable, corporate, and high-net-worth clients.

Joseph Lauro is a financial advisor with VOYA Financial Advisors, Inc. in Tampa, FL, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at Truist Advisory Services, Valic Financial Advisors, and Equitable Advisors. VOYA Financial Advisors, Inc. is a large enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, including high-net-worth clients, as well as institutional clients. The firm integrates in-house and external strategists, model portfolios, and technology tools to deliver a range of advisory programs, with an emphasis on client-approved, non-discretionary management.

Scott Blincoe is a financial advisor with Voya Financial Advisors, Inc. in Tampa, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior roles include positions at Cetera Financial Specialists LLC, Questar Asset Management, Nationwide Securities, 1717 Capital Management Company, and Ameriprise. He is also involved with an independent insurance agency that sells fixed insurance products. Voya Financial Advisors, Inc. is an enterprise-scale firm offering financial planning, portfolio management, and retirement advisory services to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm employs a combination of in-house and external strategists, model portfolios, and technology tools to support primarily non-discretionary client relationships while also providing certain discretionary management options.

Robert Kennerson is a Series 66-licensed financial advisor with 26 years of industry experience. He is currently with Independent Financial Partners and has prior experience at Advisory Services Network, LLC, Robbie L. Kennerson, P.A., and ProEquities, Inc. He is also the owner of R.L.K Advisory Group, a non-investment related business. Independent Financial Partners offers investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving tens of thousands of clients and is notable for its formal retirement-plan advisory and pension consulting capabilities.

Eric Soto is a financial advisor at First Command Advisory Services with two years of industry experience. He holds the Series 66 and Series 63 licenses and previously served in the U.S. Army from 2016 to 2024. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm provides financial planning and multiple wrap-fee asset management programs using model portfolios and third-party managers selected by a centralized Investment Management Team.

Andrew Ferrari is a financial advisor at Truist Advisory Services with three years of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC and Truist Investment Services, INC. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base including individuals, corporations, and charitable organizations. The firm utilizes both traditional and AI-enabled research tools to support its advisory services and collaborates closely with Envestnet platforms and affiliated financial entities.