Daniel O'Dowd is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 66 credentials and 26 years of industry experience. His career includes roles at JP Morgan Securities Inc. for 17 years and Stifel Nicolaus & Co Inc. for 3 years prior to joining Ameriprise. He is also involved in independent insurance brokering, specializing in term life insurance with AIG. Ameriprise offers retirement-income planning services primarily for individuals with significant investable assets, utilizing a centralized team that provides non-discretionary, research-driven recommendations combining modeling and tax-efficiency analysis. The firm integrates advisory, brokerage, and insurance solutions with a focus on managed accounts and employs algorithmic automation under oversight to support its retirement planning approach.

Dennis Sullivan is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been associated with various Raymond James entities since 2013 and has been owner and CEO of DMS Asset Management, an operating company, since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jose Rodriguez Villalobos is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2015. Outside of advisory work, he is involved in several real estate ventures, including serving as a partner and trustee in family and investment-related property entities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing model-based asset allocations and proprietary research to tailor investment strategies. The firm combines wealth management with institutional trading capabilities and offers a broad range of capital markets services.

Eric Thompson is a financial advisor at LPL Enterprise with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Prudential Insurance Company of America, Pruco Securities, New England Securities, and Ameritas Investment Company. Outside of his advisory work, he has been employed as an Uber driver and works as an outboard motor marine mechanic. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities through a wide network of investment adviser representatives. The firm employs a model-driven investment approach with access to third-party asset managers and offers a range of financial planning, consulting, and insurance services.

Paul Klosterman is a financial advisor at Osaic with 36 years of industry experience. He holds the Series 63 and Series 65 designations and has worked previously at Securities America Advisors, Inc. and Signator Investors, Inc. Outside of his advisory role, he is involved in insurance advising and manages lease agreements as a landlord for rental properties. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, utilizing model-based asset allocation and portfolio optimization supported by various analytical tools and multiple custodial and program arrangements.

Alnaldo Gutierrez is a financial advisor with Merrill in Marco Island, FL, holding a Series 66 designation and four years of industry experience. He has worked at Bank of America and its affiliates since 2009. Outside of finance, Gutierrez is an artist who creates commissioned artwork and is developing a notes and planner product featuring daily Bible verses. He also pursues car building and racing as a personal hobby. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Albert Boris III is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and charitable and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services.

Todd Rinderer is a financial advisor at Stifel with 38 years of industry experience. He has held Series 63 and Series 65 credentials and has been with Stifel since 1995. Stifel serves a diverse client base, including individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach relies on a proprietary methodology developed by its Investment Strategy Group, utilizing forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Leann Burkholder is a financial advisor at LPL Financial in Naples, FL, with 21 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Edward Jones before joining LPL Financial. Outside of her advisory role, she has worked as a driver for Uber and as an independent agent selling health insurance and Medicare-related products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, including access to model portfolios, third-party asset managers, and institutional platforms.

Cynthia Lachnicht is a financial advisor at Morgan Stanley with 39 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Robert Grisanti is a financial advisor with LPL Financial, holding the ChFC® designation and Series 63 license. He has 43 years of industry experience, including lengthy tenures at MetLife Securities Inc., MassMutual Life Insurance Co., and Mass Mutual Investors Services. Grisanti also serves as an insurance agent with Grisanti Financial Group, focusing on property/casualty and fixed annuities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and research tools.

Michael Illenberger is a financial advisor at LPL Financial with Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at First Horizon Advisors, Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Services Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of investment adviser representatives.

William Bird is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Merrill, UBS Financial Services, and Wells Fargo Clearing. He also owns WC Bird Private Wealth Management, LLC, a financial services firm. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, utilizing Wells Fargo research and tools to develop tailored client recommendations.

Jennifer Scioscia is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and seven years of industry experience. Her prior roles include positions at Fidelity Investments and Core Benefits. She is based in Naples, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm’s approach combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative-investment due diligence process.

John Patat is a financial advisor with Raymond James & Associates in Naples, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Outside of advising, he co-owns Patat Properties LLC with his wife. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and municipal entities. The firm offers customized financial planning and consulting services through a range of portfolio management styles and affiliated research resources.

Robert Rosenthal is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in the Lake Forest office. He began his career with Merrill in 1994, starting in the Northbrook office. Rob holds two degrees in Business Administration and Accounting from the University of Kansas. His areas of expertise include personal retirement planning, tax minimization, and retirement income strategies. Rob holds the Personal Investment Advisor (PIA) designation. He resides in Deerfield with his wife, Robin, and their three children. Outside of work, Rob enjoys cooking, golfing, and spending time with his family.

Robert Maguire Jr. is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. His career includes 21 years at Merrill and a decade with Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and investment models but does not provide individual security recommendations as part of its standalone planning services.

Jonathan Hancock is a financial advisor with Wells Fargo Advisors in Naples, FL, holding Series 63 and Series 65 licenses with 21 years of industry experience. He has worked with Wells Fargo entities since 2016, including eight years at Wells Fargo Clearing before joining Wells Fargo Advisors in 2024. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment strategies supported by Wells Fargo research and planning tools.

Carrie Coats is a financial advisor with Ameriprise in Naples, FL, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. Her career includes prior roles at Edward Jones and multiple positions at Morgan Stanley spanning over a decade. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, with a specialized Premier Retirement Income service focused on retirement income planning through written Recommendation Reports and ongoing advice. The firm’s approach incorporates proprietary research and third-party data within a defined investment universe and includes requirements for client eligibility based on investable assets.

Kara Boudreau is a financial advisor at J.P. Morgan Securities with 38 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012, following prior roles at UBS Financial Services and Pershing LLC. Boudreau is also employed by JPMorgan Bank, enabling her to offer bank products and services in addition to investment advisory. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and includes capabilities in derivatives and commodities.