Caitlin Gossett is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. She has two years of industry experience and has previously worked at Merrill and RFG Advisory, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs, educational seminars, and investment solutions but does not provide discretionary investment management as part of its financial planning services.

George Moreland is a financial advisor at Wells Fargo Clearing with a Series 66 designation. He has experience working at several firms since 2022, including Raymond James & Associates Inc. and RT Specialty. Prior to his financial services career, he was a professional golfer on the PGA Tour Canada. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice with an IPS-driven approach grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment menu, serving a broad range of institutional clients.

Gregory Tremblay is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he worked for the Tom James Company for 15 years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branch offices nationwide.

Charles Whitley is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Primerica Advisors since 1995 and is also associated with CMJ Financial Group. In addition to his advisory role, he is involved in sales of home security and automation products through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which includes model-delivery strategies and a limited number of discretionary separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating primarily under a tiered wrap-fee structure.

Ramsey Reich is a financial advisor with Ameriprise who holds Series 63 and Series 66 credentials and has 31 years of industry experience. Prior to joining Ameriprise in 2024, he operated a private legal practice focused on estate planning and probate matters for 17 years and worked with Concourse Financial Group Securities Inc for 20 years. Outside of his advisory role, he is involved in a family-owned fencing business and serves on the board of a local condominium owners association, as well as holding a leadership position in a local chapter of the Sons of the American Revolution. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes comprehensive reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies. The firm utilizes a centralized service team to produce recommendations that incorporate investment research and third-party data, subject to restrictive enrollment criteria based on investable assets and managed account participation.

Constantine Pihakis is a CFP® credentialed financial advisor with 26 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has also held roles at MassMutual Life Insurance Company since 2016. Outside of his advisory work, he is involved as a sales agent in individual and group life and health insurance. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars as part of its comprehensive financial planning approach.

Susan Barnes is a financial advisor at Morgan Stanley with 24 years of industry experience. She has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Barnes holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and utilizes structured planning tools and investment models in its financial planning process.

Russell Tate is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with Cetera since 2014 and is based in Hoover, AL. Outside of his advisory work, he serves as a volunteer coach, board member, and age group director for Oak Mountain Youth Baseball. Cetera Investment Advisers LLC is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers diverse investment management and financial planning services through a multi-manager platform that provides access to affiliated and third-party managers across various program structures.

Chad Sepulvado is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 25 years of industry experience. His prior roles include over 17 years with Jackson National Life Distributors. Outside of advising, he owns a technology services company and is involved in healthcare and employment staffing businesses. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, and charitable organizations, offering financial planning, investment management, and retirement advisory services. The firm provides a range of portfolio management options through independent financial professionals and features proprietary and third-party investment strategies.

Travis Lewis is a financial advisor with Mass Mutual Investors Services based in Birmingham, AL. He holds a Series 66 designation and has been in the financial industry since 2025. Prior to joining the firm, he worked at Barnhart Crane and Rigging and has experience in education from roles at Troy University and White Station High School. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing planning relationships using firm-approved software and delivers written recommendations, with implementation being optional and requiring separate arrangements.

Paul Turnbow is a financial advisor at Cetera with one year of industry experience. He holds a Series 66 designation and has worked at Cetera and affiliated entities since 2024. Prior to his financial services career, he operated World Class Taekwondo LLC for 12 years. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, and institutional clients nationwide through a network of over 10,000 advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform that includes model portfolios, third-party managers, and bespoke strategies.

Toni Curles is a financial advisor at Raymond James & Associates with Series 63 and Series 66 credentials and 31 years of industry experience. She has been with Raymond James since 2011, based in Birmingham, AL. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional and pension plans, charitable organizations, and municipalities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Evan Sawyer is a Senior Financial Advisor with Richey, Price, Sawyer & Associates, operating within Merrill Lynch Wealth Management. He began his career at Merrill Lynch Wealth Management in 2016 and joined the firm in 2017. In his role, Evan collaborates directly with clients to develop personalized financial strategies tailored to their long-term goals. He provides access to Merrill’s investment insights as well as the banking and lending solutions of Bank of America, aiming to deliver flexible wealth management approaches aligned with today's market conditions. Evan holds a Bachelor of Science degree in Finance from the University of Alabama and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). He follows the Merrill tradition of community involvement and dedicates time to volunteering with local organizations. His expertise focuses on wealth preservation strategies and discretionary portfolio management designed to generate income for high-net-worth individuals, physicians, business, and military executives.

Blake Hutto is a Financial Consultant I with experience in investment consulting and workplace planning at Fidelity Investments. He has worked as an Investment Consultant from 2023 to 2024 and as a Workplace Planning Consultant from 2022 to 2023. Blake focuses on helping clients build and maintain long-term financial plans tailored to their individual needs and goals. He assists clients in navigating changes in their lives and market conditions by personalizing investment strategies to suit their unique situations.

Aspen Seeds is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and three years of industry experience. Prior to joining Primerica, Aspen held various roles including at PFS Investments Inc. Outside of advisory work, Aspen is an independent contractor and shopper for Instacart. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients primarily through model-delivery strategies managed by unaffiliated asset managers. The firm supports a large advisor base and offers a range of investment models with custody and execution services provided by Pershing.

Devin Cole is a financial advisor at Wells Fargo Clearing with a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo, he worked in educational roles at the University of Alabama, Shelton State Community College, and Hoover High School. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Clayton Ollendieck is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has previous work experience including roles at Globe Life Liberty National and academic and athletic involvement at Troy University and Iowa Central Community College. Outside of finance, he donates plasma to help create medicine and save lives. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, charitable organizations, and government entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a range of portfolio management styles supported by affiliated research and model manager options.

John Terry is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to both individual and institutional clients. The firm provides tailored financial planning supported by structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Paxton Heath is a CFP®-designated financial advisor with Morgan Stanley in Birmingham, Alabama, and has 29 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Bank of America, and Merrill. Outside of his advisory work, he is the sole proprietor of rental property businesses in Norman, Oklahoma, and Auburn, Alabama. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering customized financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Alistair Harding Smith is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and bringing 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including tailored financial planning through dedicated teams. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to assist clients in financial decision-making.