Ryan Kotarba is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2001 and holds Series 63 and Series 66 designations. Outside of his advisory role, he owns and operates Kotarba Cattle Company, a small cattle breeding business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research with model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Steven Selig is a Wealth Management Advisor with Merrill Lynch Wealth Management, a division of Bank of America. He began his career in 2000 with Banc of America Investment Services and leads a team of investment professionals who utilize their industry expertise alongside Merrill Lynch's global resources to deliver comprehensive wealth management services. Steven has extensive knowledge in capital markets and the fixed income sector. His areas of client focus include college education planning, executive compensation, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) and Sports & Entertainment (SE) credentials. Steven earned his bachelor's degree from the University of Wisconsin Madison.

Jennifer Lutgens is a financial advisor at Cetera with a Series 66 designation and four years of industry experience. She has been with Cetera and Cetera Investment Services LLC since 2022 and also has a ten-year tenure at Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Dustin Myers is a financial advisor with LPL Financial in Franklin, TN, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services and Guardian Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Bradford Lott is a CFP® professional with 26 years of industry experience, currently affiliated with Raymond James & Associates since 2018. His prior experience includes roles at Wells Fargo Clearing and Wells Fargo Advisors. Outside of his advisory work, he serves as a managing member of Phoebetown, LLC, a real estate investment business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a focus on tailored, non-discretionary advisory relationships.

William Garrett is a CFP® with 39 years of experience in the financial services industry. He is currently affiliated with OSAIC and has held prior positions at Securities America Advisors, United Planners' Financial Services of America, and operated Garrett Financial, LLC. Garrett also conducts insurance sales as part of his financial planning practice. OSAIC serves a diverse range of clients, including individual investors, high-net-worth clients, pension plans, corporations, and nonprofits, offering brokerage and advisory services through a large network of advisors and multiple platforms. The firm integrates asset allocation tools, risk assessments, and automated portfolio rebalancing, and provides access to various investment vehicles and third-party management solutions.

Andrew Lofton is a financial advisor with Cetera in Franklin, TN, holding a Series 66 designation and nine years of industry experience. His background includes roles at Merrill and Bank of America prior to joining Cetera and its related entities in 2022. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with various program structures and custodial relationships.

Todd Nelson is a financial advisor with Edward Jones in Franklin, TN, holding the CFP®, ChFC®, and Series 66 designations. He has six years of industry experience, including seven years with Edward Jones and prior roles at Servant Fire Protection and Fire Equipment Service Center LLC. Outside of his advisory work, he serves as a fill-in pastor for the Assemblies of God Tennessee Network. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large nationwide network of financial advisors and branch offices.

Jeffrey Lancaster Jr. is a financial advisor with Mass Mutual Investors Services in Brentwood, TN. He holds a Series 66 designation and has three years of industry experience. Prior to joining Mass Mutual, he worked at Tennessee Oncology, Marcum, LLP, and Watkins Uiberall, PLLC. In addition to his advisory role, he conducts outside insurance sales focused on life, disability, long-term care insurance, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management to individuals, business owners, trusts, and charitable organizations through collaborative, annual planning engagements using firm-approved analytical tools.

Gerald Bonner Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his financial services career in 2001 and holds the designation of Personal Investment Advisor (PIA). Gerald earned a Bachelor's Degree from Johnson & Wales University. Gerald assists clients by helping them manage their wealth to meet their individual needs. He focuses on a comprehensive approach to wealth management that begins with listening to clients and ensuring that every potential solution is grounded in understanding their goals. His client focus areas include college education planning, executive compensation, services for defined benefit plans, legacy planning, personal retirement planning, and retirement income. Outside of his professional role, Gerald is involved with the Pencil Organization and Safe Haven. His personal interests include ice hockey, music, reading, and spending time with his family.

Peter Thomson is a financial advisor at Cetera with 20 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked with firms including Wells Fargo Clearing, Citigroup Global Markets, and Regions Bank, where he also serves as a wealth advisor. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services with various program options and access to third-party money managers.

Samuel Abernathy is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 designations and bringing six years of industry experience. His prior work includes roles at Comdata and Tsys before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, providing financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

August Perazzini is a financial advisor at OSAIC with 28 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Securities America Advisors, Inc., Securities America, Inc., and Securities Service Network. Perazzini teaches the retirement planning module for Kaplan's CFP program at Belmont University in Nashville, TN. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage, investment advisory services, and access to third-party money managers and wrap programs.

Daniel Pugh is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Raymond James since 2013. He also served 19 years in the Tennessee Army National Guard. Outside of advising, he is a partner in Wellspring Properties LLC, where he is involved in the management and operations of rental real estate properties. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutional investors, and municipal entities, offering financial planning and consulting services supported by diverse portfolio management approaches and extensive firm research.

Wade Mcminn Jr. is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. He has 37 years of industry experience, including 15 years with Cambridge. Outside of his advisory role, he owns a retail business specializing in antiques. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals using multiple custody platforms and a variety of discretionary and non-discretionary strategies.

William Sawyer Jr. is a financial advisor at Robert Baird & Co. with 22 years of industry experience. He holds a Series 66 designation and has worked at Robert Baird & Co. since 2019, with prior roles at JJB Hilliard WL Lyons LLC and UBS Financial Services. He is part of The DDK Group within Robert Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, utilizing both manager-traded and model-traded strategies along with ongoing manager selection supported by internal research and tools.

Brick Sturgeon Jr. is a financial advisor with Raymond James Financial in Nashville, TN, holding a Series 63 designation and 35 years of industry experience. He has been with Raymond James Financial since 2009 and previously worked at Pinnacle Bank and Raymond James Financial Services. He is also involved as an owner of Sturgeon-Ellett Wealth Management and as an associate at Pinnacle Asset Management, both based in Nashville. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains unique offerings such as municipal advisory services and a SIMPLE IRA Employer Advisory & Consulting Services program.

Phillip Brooks is a financial advisor with LPL Financial, holding a Series 63 designation and 28 years of industry experience. He previously worked at First Horizon Advisors, Inc. for 20 years and has been with LPL Financial since 2025. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolio programs and third-party asset management.

James Haselton is a financial advisor at Edward Jones with 35 years of industry experience. He has held his current position at Edward D. Jones & Co., L.P. since 1994. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a wide range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Charles Raube Jr. is a financial advisor at Cetera with 20 years of industry experience. He holds the ChFC® designation and Series 66 license. Prior to joining Cetera in 2019, he worked at Securian Financial Services, Inc. from 2006 to 2019. Outside of advisory services, he is involved in the sales of fixed insurance through JBC Companies and Financial Identity Advisors. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a variety of portfolio management, financial planning, and retirement services, operating a multi-manager platform that supports model portfolios, third-party managers, and bespoke strategies.