Jacob Donlan is a Financial Consultant at Fidelity Investments. He focuses on helping clients progress towards their financial goals by building relationships centered around trust, transparency, and education. Jacob works with clients to co-create financial plans tailored to their personal objectives, aiming to provide both peace of mind and confidence throughout the process. Jacob's experience includes roles as an Investment Consultant, Relationship Manager, and Investment Solutions Representative at Fidelity Investments, spanning from 2021 to the present. Prior to that, he worked as a Senior Customer Service Associate at Ameriprise Financial from 2019 to 2021. Outside of his professional role, Jacob has personal interests that include cooking and baking, fishing, hiking, outdoor adventures, and spending time with pets.

Christopher Shuck is a financial advisor with MassMutual Investors Services in Woodbury, MN, holding CFP® and ChFC® designations and 18 years of industry experience. He has been with MML Investor Services, LLC and MassMutual Life Insurance Company since 2014. Shuck is also the owner of Shuck Wealth Management, LLC. MassMutual Investors Services, LLC serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars through a structured, collaborative planning process that typically involves recommending investment categories and strategies.

Christopher Hultstrand is a financial advisor with Ameriprise who holds a Series 66 designation and has 25 years of industry experience. He has worked with Ameriprise and its affiliate since 2001, serving in his current role since 2020. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that delivers written recommendation reports and ongoing planning advice focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Peter Ruhl is a financial advisor with Ameriprise, holding a Series 66 designation and 14 years of industry experience. He has been with Ameriprise since 2016. Outside of his advisory role, he works as an Uber driver. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, with a specialized Premier Retirement Income service that provides annual retirement-income planning and written recommendation reports focused on income sources and tax-aware withdrawal strategies.

Craig Bartlett is a CFP® professional with 26 years of industry experience. He is currently with Cetera Investment Advisers and has held prior roles at U.S. Bancorp Investments, Creative Planning, and other firms. Bartlett is based in Saint Paul, MN. Cetera Investment Advisers is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a national network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services using multiple program platforms and third-party manager options.

Joan Nowicki is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. She holds a Series 63 designation and has been with Wells Fargo Advisors and its affiliated entities since 2016. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services using its proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Emily Enriquez is Vice President and Financial Consultant at Fidelity Investments, where she has been serving clients since 2013. In her current role, she helps clients develop comprehensive financial plans tailored to their specific investment goals, with a specialization in retirement planning utilizing robust planning tools. She emphasizes providing clients with confidence and peace of mind as they navigate their personal financial plans through varying market conditions. Emily's professional experience spans over a decade in the financial services industry, including roles as Financial Advisor at Merrill Lynch and Morgan Stanley Smith Barney. Her career progression at Fidelity Investments includes positions as Account Executive, Financial Consultant, and now Vice President, Financial Consultant. Outside of her professional work, Emily engages in family activities, golf, outdoor adventures, traveling, and volunteering. She also enjoys spending time with her pets.

Neil Bonneson Bruce is a financial advisor with LPL Financial based in White Bear Lake, MN. He holds Series 63 and Series 65 credentials and has 22 years of industry experience. His prior work includes roles at Associated Investment Services, Inc., CUNA Brokerage Services, Inc., CUNA Mutual Group, Dougherty & Company LLC, and Wells Fargo Clearing. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services with various investment strategies, supported by extensive operational and research tools.

Christian Utecht is a financial advisor at RBC Capital Markets in Stillwater, MN, holding a Series 66 designation with four years of industry experience. His prior roles include positions at The Hartford Financial Services Group and Keyot LLC. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and planning services, leveraging both in-house and third-party investment resources.

Bradley Miller is a financial advisor at Cetera with 13 years of industry experience. He holds the Series 66 designation and has previously worked at RBC Capital Markets, City National Bank, Minnesota Life Insurance Company, and Securain Financial Services Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies across multiple program structures.

Kotchi Prosper is a financial advisor with LPL Financial, holding a Series 66 designation and 25 years of industry experience. He previously worked at CUNA Brokerage Services, Inc. for 14 years before joining LPL Financial in 2022. Prosper also serves as a director at Affinity Plus Federal Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a wide range of investment strategies and operational tools for its network of more than 22,800 advisors.

Robert Pakkala is a financial advisor at OSAIC with 28 years of industry experience. He holds a Series 66 designation and previously worked for Woodbury Financial Service, Inc. for 20 years. In addition to his advisory work, he owns Pak's Tax and Accounting Service, providing tax preparation and accounting services to individuals and businesses. OSAIC serves a diverse client base including retail investors, retirement plans, charities, and corporate clients. The firm employs a model-based investment process with various portfolio management options and is recognized for its scale, complex affiliate network, and multi-advisor platform.

Aquib Khan is a financial advisor with Morgan Stanley in Stillwater, MN, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee.

Roger Anderson is a financial advisor with LPL Financial and holds a Series 63 designation. He has 26 years of experience in the financial industry, having worked at firms including Bremer Investments, Raymond James Financial Services Advisors Inc., and Bremer Bank. Anderson is also involved with Old National Bank through advisor referral programs. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by extensive technological and operational resources.

John Felton is a financial advisor with Mass Mutual Investors Services, holding a Series 63 designation and 13 years of industry experience. His career includes positions at MetLife Securities Inc. from 2015 to 2017 and with Massachusetts Mutual Life Insurance Company since 2016. He also works as an independent insurance agent selling dental and group disability income products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars with an emphasis on collaborative, annual planning relationships.

Michael Mulvaney is a financial advisor with RBC Capital Markets in St. Paul, MN, holding Series 63 and Series 66 credentials and bringing 43 years of industry experience. He has been with RBC Capital Markets since 2008. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs that provide discretionary and non-discretionary portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles.

Austin Vandell is a financial advisor with Cetera who holds a Series 66 designation and has one year of industry experience. He also serves as Practice Coordinator at Waypoint Wealth Group, a financial services team name under which he supports insurance, securities, and advisory services. Cetera Investment Advisers LLC is an SEC-registered adviser operating a nationwide network of independent advisors serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services and employs a multi-manager platform with discretionary and non-discretionary program options.

Lynn Kaye is a CFP® with 39 years of industry experience, currently affiliated with LPL Financial since 2009. She operates in Afton, MN, and holds the Series 63 and Series 65 licenses. In addition to her advisory role, she maintains a notary service approved by the state and county of Minnesota. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced research tools.

Rachel Putratz is a financial advisor with UBS Financial Services in St. Paul, MN, holding a Series 66 designation and 17 years of industry experience. She has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and delivers advisory services using proprietary research and model-based asset allocations.

Kristopher Staples is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at First Allied Advisory Services and First Allied Securities for eight years. Outside of his advisory role, he operates a non-variable insurance business through Staples Financial, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.