Robert Mackey is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads the Mackey Brennan Wealth Management Group, a seven-person advisory team dedicated to serving affluent clients including entrepreneurs, business owners, executives, retirees, widows, and families with special needs members. He has been with Merrill Lynch since 1991 and is recognized for his goals-based wealth management approach. Robert also trains and mentors other Merrill advisors across the country. Robert's experience encompasses portfolio management, asset allocation strategies, retirement and estate planning, and facilitating collaboration with clients' legal and tax professionals. His firm focuses on simplifying clients' financial lives and aligning investments with estate planning strategies to help preserve and grow wealth for families and business owners. He places emphasis on educating clients and the next generation about investments and financial responsibility. He holds a Bachelor of Science degree in Economics and Finance from Spring Hill College. Professional designations include Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Robert is involved in his community through service on the boards of John Paul II High School, Mother Teresa Catholic School, and The Catholic Foundation in Dallas. He resides in Parker, Texas, with his wife and three children. Outside of work, his personal interests include hiking, running, traveling, and spending time with family.

Michael O'neil is a Senior Financial Advisor at Merrill Lynch Wealth Management. He has over six years of experience in wealth management and brings a disciplined approach to financial advising, drawing from his previous career as a United States Marine Corps Officer, where he served for 22 years. His military background involved strategic planning and execution, skills he applies daily to guide clients in achieving their financial goals. Michael holds a Bachelor's Degree from The Citadel and has earned the Personal Investment Advisor (PIA) designation. His personal philosophy emphasizes developing personalized financial strategies tailored to each client's long-term objectives. His commitment to service extends beyond his professional role, influenced by his military service and family life. He values the opportunity to work closely with clients to understand what is most important to them, providing strategies that remain flexible to life changes and market conditions. Michael's approach focuses on disciplined pursuit of financial goals and steadfastness in the face of challenges, reflecting his lifelong dedication to service and commitment.

Megan Addison is a financial advisor at Fidelity with Series 63 and Series 66 credentials and three years of industry experience. Her work history includes roles at Fidelity Investments, Total Wine & More, Republic Bank & Trust, and Legacy Business Development. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios using mutual funds, ETFs, and ETPs.

Mark Massey is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been part of the financial services industry since 1997 and joined Merrill in 2006. He leads a goals-based wealth management process that helps clients pursue financial lifestyles aligned with their priorities. Mark assists clients with retirement planning, estate planning services, wealth transfer, investment risk assessment, and asset allocation policies. He coordinates with clients' tax, accounting, and legal advisors to simplify their financial lives. Mark holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and Certified Portfolio Manager (CPM). He earned a Bachelor of Arts in political science jointly from Harding University and the University of Arkansas, and a Master of Business Administration from the Sam M. Walton College of Business at the University of Arkansas. Outside of his professional work, Mark enjoys golfing, reading, and spending time with his family.

Carlos Parra is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in managing new wealth, personal retirement planning, and portfolio management services. Carlos applies a client-first approach, building trusted relationships and providing personalized guidance to help clients pursue their long-term financial goals with clarity. Before joining Merrill Lynch, Carlos was a Financial Advisor at Edward Jones, assisting individuals, families, and small business owners in working toward their financial objectives. His background also includes field operations and regional leadership roles in the retail industry, where he developed organizational, leadership, and client service skills that inform his current practice. Carlos holds a High School Diploma/GED from the University of Texas System and possesses the Personal Investment Advisor (PIA) designation. Fluent in English and Spanish, he has called North Texas home for over 25 years and resides in Flower Mound. Outside of his professional work, Carlos enjoys motorcycle riding, playing drums, golfing, and spending time with his family. He is actively involved in his community, volunteering with the Knights of Columbus #12553 in Argyle, Texas, and participating in his local church.

Kevin White is a financial advisor at Merrill with Series 63 and Series 66 credentials and 34 years of industry experience. He has been with Merrill since 2009 and has worked at Bank of America, N.A. since 2001. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Herbert Poledna III is a financial advisor with Ameriprise in McKinney, TX, holding a Series 63 designation and 26 years of industry experience. He has worked at Ameriprise and its related entities since 2016, as well as at Massachusetts Mutual Life Insurance Company from 2015 to 2017. Outside of his advisory role, he serves as Practice Manager of Encircle Wealth Advisors, where he leads research and portfolio construction. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on providing written recommendations and annual planning advice centered on dependable income sources and tax-aware withdrawal strategies.

Tammie Walker is a CFP® with 34 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Walker is involved in community activities as Vice President of Development on the Board of Directors for the Celina Education Foundation. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Kim is a financial advisor at LPL Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Bank of America, Merrill, New York Life Insurance Company, and MK Novo Consulting. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, serving a large network of investment adviser representatives.

Dale Schniederjan is a financial advisor with LPL Financial holding a Series 66 designation and one year of industry experience. He has worked at several firms including DATCU Wealth Management, First State Bank, and Mass Mutual / Canopy Capital Strategies. Schniederjan is involved in investment-related activities outside of his advisory role through associations with multiple insurance companies. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to financial planning, model portfolios, third-party asset management, and institutional platforms, supporting a broad range of investment strategies and non-advisory financial products.

Sonja Rogers is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding the ChFC® and Series 63 designations and bringing 29 years of industry experience. Her career includes prior roles at A.G. Edwards & Sons, Inc. and Cetera Investment Services LLC. She serves as a board member for the University of North Texas Foundation, where she contributes to discussions on endowment fund spending rates, administration, and governance. Wells Fargo Advisors provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients, operating nationwide with a range of brokerage and advisory solutions supported by research and analytics.

Thomas Slater is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in creating customized portfolios tailored to meet the diverse objectives of his clients. His approach involves diligent planning and utilizing the broad range of products offered by Merrill Lynch, combined with the banking convenience and lending solutions available through Bank of America. He focuses on areas such as liquidity management, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Thomas holds a Bachelor's Degree from the University of California Los Angeles and holds the Personal Investment Advisor (PIA) professional designation. He emphasizes delivering investment insights and exploring financial possibilities by leveraging support from Merrill’s global network of specialists. Outside of his professional role, Thomas enjoys hiking, reading, running, swimming, and tennis.

Benjamin Petty is a financial advisor at Charles Schwab with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Schwab since 2019, following prior roles at TD Ameritrade and Scottrade. Outside of his advisory work, he is a member of GBV Ventures LLC, a company involved in capital financing. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Gary Williamson is a financial advisor with Wells Fargo Clearing who holds a Series 66 designation and has 21 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Merrill. Outside of his advisory work, he owns a rental duplex property in Bozeman, Montana. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics.

Sally Burnett is a financial advisor at Wells Fargo Clearing with 40 years of industry experience. She holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following 14 years at A. G. Edwards & Sons, Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory services, financial planning, and retirement plan consulting, supported by research and analytics from Wells Fargo Investment Institute.

Stephen Weathers is a Wealth Management Advisor at Merrill Lynch Wealth Management, providing comprehensive wealth planning services supported by the global resources of Merrill. His approach focuses on creating personalized strategies that align with clients' goals and organize their finances to achieve those objectives. The team emphasizes financial stewardship by managing risk and identifying opportunities, particularly in retirement income planning. Stephen specializes in assisting individuals with retirement planning, college education planning, tax minimization, and retirement income strategies. His work includes integrating various income sources such as 401(k), pensions, stock options, and Social Security to facilitate clients' transition from employment income to investment income. The team is committed to proactive outreach, detailed organization, and exceeding client expectations through thoughtful problem-solving and prioritizing long-term aspirations. Stephen holds professional designations including the Chartered Financial Consultant (ChFC), Certified Financial Planner (CFP), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Tennessee System. Outside of his professional role, Stephen enjoys golfing, reading, and spending time with his family.

James Royal is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in serving High-Net-Worth Individuals and Families, focusing on areas such as Family Wealth Management Strategies, Legacy Planning, Managing New Wealth, Personal Retirement Planning, Portfolio Management Services, and Retirement Income. James has been in the financial services industry since 1985 and joined Merrill Lynch Wealth Management in 2008. He holds a bachelor's degree in Economics & Finance and a Master's in Business Administration from Baylor University. He is a Personal Investment Advisor (PIA) professional designation holder. Outside of his professional work, James enjoys football, hiking, reading, running, spending time with his family, swimming, and traveling.

Adam Noll is a Senior Financial Advisor and leader of the Noll & Campbell Wealth Management team, headquartered at The Star in Frisco, Texas. He joined Merrill in 2015 and achieved Senior Vice President status within five years. He holds the Series 7 and 66 FINRA Registrations and the Personal Investment Advisor (PIA) designation. Adam's team employs a multi-disciplinary approach encompassing investment management, tax mitigation, retirement planning, alternative investments, trust and estate planning, financial planning, private banking through Bank of America, and charitable giving, among other services. Adam earned a Bachelor of Science in Business Administration with a concentration in Marketing from Northern Kentucky University. He is involved in mentoring younger advisors at Merrill through the Advisor Development Program. Adam and his team focus on serving a select number of high net worth families, helping clients articulate their goals, develop asset allocations specific to their objectives, and navigate life transitions such as retirement, children's education, business sales, job changes, and family changes. Outside of his professional responsibilities, Adam participates in community involvement through Big Brothers and Big Sisters. He enjoys coaching soccer and basketball, golfing, swimming, working out, and spending time with his wife Linzie and their sons, Landon and Dillon.

Jessica Watts is a financial advisor at Merrill in Frisco, TX, holding a Series 66 designation with three years of industry experience. Her prior work includes positions at Bank of America, BMW of Plano, Denton ISD, and Prestonwood Christian Academy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joanna Clark is a financial advisor at Merrill with Series 66 and Series 63 licenses and two years of industry experience. She previously worked at Bank of America NA for six years and HSBC for three years. Outside of her advisory role, she is a director of a family-owned entity that holds title to a vacation property. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.