Brian Ford is a financial advisor with TIAA-CREF in Phoenix, AZ, holding Series 63 and Series 66 designations and 17 years of industry experience. He has been with TIAA-CREF since 2015. He is listed as the owner of a legacy LLC that is currently inactive. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also serves as adviser to a donor-advised fund and operates within a vertically integrated group using affiliated funds.

Samuel Goddard is a CFP® and CFA® with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Prior to joining Schwab in 2025, he worked at Morgan Stanley for five years and at Voya for one year. Outside of finance, he has experience working in the hospitality industry at Wally's American Pub N Grill and has been involved with Colorado College and its fitness center. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews and tailored investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations while clients retain final trading decisions.

Brianna Steffes is a financial advisor with Principal Financial Services in Glendale, AZ, holding Series 65 and Series 63 credentials and three years of industry experience. Her prior experience includes roles at Cruz Financial Group, Principal Life Insurance Co, and The Prudential Insurance Company of America. She serves as Vice Chair on the board of the Area Agency on Aging. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Steven Schlegel is a financial advisor at First Command Advisory Services with 34 years of industry experience. He holds Series 63 and Series 65 licenses. His prior work history includes roles at Sagepoint Financial, Commonwealth Financial Network, Krueger Financial Services, and Hornor, Townsend & Kent. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a long-standing focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs that utilize model portfolios managed by a centralized Investment Management Team and Wealth Portfolio Managers.

Andrew Porter is a CFP® with 19 years of industry experience, currently serving with Schwab Wealth Advisory, Inc. since 2025. He has been affiliated with Charles Schwab & Co., Inc. since 2016, including a prior role at Schwab Private Client Investment Advisory, Inc. in 2016. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement and planning discussions, and investment recommendations. The firm uses Schwab’s asset allocation models and research tools, with advisors recommending allocations but leaving final trading decisions to clients.

Phillip Vetter is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 credentials and over 40 years of industry experience. He has been with Ameritas Advisory Services since 2021 and has been involved with related entities such as Arizona Advisors LLC and Ameritas Life Insurance Company since the early 2000s. Outside of his advisory work, he is the owner and managing partner of Arizona Advisors LLC, which sells non-securities related products. Ameritas Advisory Services, LLC provides investment advisory and financial planning services to individual investors, retirement plans, charitable organizations, and corporate clients through a network of Investment Adviser Representatives. The firm offers a variety of managed account programs and fee-based management of variable annuity and universal life subaccounts, supported by a broad platform of custodial partnerships and third-party tools.

Christopher Thomas is a financial advisor at AE Wealth Management, LLC with one year of industry experience. He holds a Series 65 designation and has worked previously at Dare To Retire U and Hybrid Retirement Solutions LLC DBA Oxford Retirement & Estate Planning. Outside of advisory roles, he teaches classes through Dare To Retire U. AE Wealth Management is an SEC-registered investment adviser serving a diverse client base including individual investors, retirement plan sponsors, trusts, charitable organizations, and businesses. The firm offers a platform-centered approach with model portfolio solutions, discretionary asset management, financial planning, and plan services, supporting a high client load per advisor and a complex affiliate structure.

Kathleen Cashatt is a CFP® professional with 23 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Phoenix, AZ. Her prior experience includes roles at Charles Schwab and USAA financial planning services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset types. The firm functions as an internal advisory unit within the Schwab ecosystem, delivering advice using Schwab’s asset allocation models and research tools without exercising discretionary trading authority.

Andrew Cocchia is a financial advisor at Schwab Wealth Advisory with 22 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses. Prior to joining Schwab Wealth Advisory and Charles Schwab in 2022, he worked at The Vanguard Group for 18 years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm offers financial reviews, planning discussions, and investment recommendations using Charles Schwab’s asset allocation models and research tools, while leaving final investment decisions to clients.

Julia Cummings is a financial advisor with Beacon Pointe Advisors, LLC in Phoenix, AZ. She holds Series 63 and Series 65 credentials and has 11 years of industry experience. Her work history includes roles at Beacon Pointe Insurance Services, LLC, Beacon Pointe Wealth Advisors, LLC, and AdvicePeriod, LLC. Beacon Pointe Advisors, LLC provides wealth advisory, financial planning, retirement-plan services, and outsourced chief investment officer solutions to individual investors, corporations, and institutional clients. The firm employs a combination of asset-allocation modeling and third-party independent managers, using both active and passive strategies across public and private asset classes.

Vayahn Onuselogu is a CFP® professional with eight years of industry experience, currently affiliated with Hightower Advisors since 2023. His prior roles include positions at JP Morgan Securities, LLC and JP Morgan Chase Bank, N.A. from 2018 to 2023, as well as experience at Arete Wealth Management and Larson Financial Group. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individual and institutional investors. The firm’s advisory approach emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers across a range of investment vehicles and strategies.

Rune Nordhagen is a financial advisor at Schwab Wealth Advisory with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab in various capacities since 2007. Outside of his advisory role, he has owned and operated laundromats and has experience as a small business owner. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm recommends investments while clients retain final trading decisions and conducts at least annual account reviews.

Timothy Kee is a CFP®-certified financial advisor with 28 years of industry experience, currently serving at Schwab Wealth Advisory in Phoenix, AZ. He has been with Charles Schwab and its affiliated entities since 2000, including nine years at Schwab Private Client Investment Advisory, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority for client accounts.

Elizabeth Mcleod is a financial advisor with Creative Planning, holding Series 63 and Series 65 designations and bringing 24 years of industry experience. She worked at Paragon Capital Management, LLC for 17 years before joining Creative Planning in 2018. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supported by a broad range of supplemental investment options and affiliated non-investment businesses.

Kevin Gotwalt is a financial advisor at Primerica Advisors with 19 years of industry experience. He holds a Series 66 designation and has worked with Park Avenue Securities and Guardian Life Insurance Company since 2006. Outside of his advisory role, he is involved in providing insurance services including health, life, disability, annuities, and long-term care insurance through other companies. Primerica Advisors serves a diverse retail client base, offering brokerage and advisory services along with financial planning and consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services including lending solutions and donor-advised funds.

Johnnie Harris is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. Prior to joining Schwab Wealth Advisory in 2021, Harris worked at Financial Engines Advisors L.L.C., Sagepoint Financial, Inc., and Advisor Group in Arizona. Outside of financial advising, Harris is a part owner of Robinson Airport Shuttle, a transportation business in Gary, Indiana. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standardized asset allocation models and Schwab research tools to deliver tailored investment recommendations while leaving final trading decisions to clients.

Thomas Ellis is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 65 and Series 63 licenses and bringing 10 years of industry experience. His prior work includes roles at Transamerica Financial Advisors, World Financial Group, and several technology companies such as Uber, Lyft, and Postmates. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by providing managed advice programs and investment education, relying on Morningstar Investment Management for portfolio construction and oversight.

Joanna Peters is a CFP® with 13 years of industry experience, currently serving at Schwab Wealth Advisory, Inc. She has previously worked at Vanguard and Fidelity, among other firms. In addition to her advisory role, she teaches virtual courses as an adjunct faculty member at Grand Canyon University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within the Schwab ecosystem, offering annual financial reviews, retirement planning, and investment recommendations using proprietary research and standard asset allocation models.

Wade Gebers is a financial advisor with D.A. Davidson & Co. in Phoenix, AZ, holding Series 63 and Series 65 credentials and 27 years of industry experience. He has been with D.A. Davidson & Co. since 2005. Outside of his advisory role, he is a member of NTL LLC, a holding company for vehicles. D.A. Davidson & Co. provides investment advisory and brokerage services to a broad range of clients, including retirement plans, individuals, charitable organizations, and corporations. The firm offers various services such as ERISA retirement plan advisory, wrap fee programs, equity research, and specialized wealth management for high-net-worth clients.

Jesse Sausedo is a financial advisor at Valic Financial Advisors with three years of industry experience. He holds the Series 66 designation and has prior work history at Kroger, where he was employed for 37 years. Additionally, he is appointed as an agent to sell non-securities insurance products for Agia. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.