John Dugan is a CFP® and Series 66 credentialed advisor with 22 years of industry experience. He has been with Pure Financial Advisors, LLC since 2014. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and use of sub-advisers for specialized portfolio sleeves.

Steven Payne is a CFP® professional with 36 years of experience in the financial services industry. He has worked at United Capital Financial Advisors since 2015 and previously held roles at Girard Securities and Cetera Advisor Networks LLC. Outside of his advisory work, he performs as a guitarist for the Brokers Band in San Diego. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations. The firm employs discretionary portfolio management using asset-allocation models and offers customized strategies, client-facing technology, and access to third-party managers through its FinLife Partners platform.

Matthew Balderston is a CFP® professional with 18 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. He holds a Series 63 designation and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as services for trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, utilizing modern portfolio theory, tax-aware strategies, and specialized sub-advisers.

Antonio Maillaro is a financial advisor at Dunham with one year of industry experience. He holds a Series 66 designation and has previously worked at UBS Financial Services and Dunham & Associates Investment Counsel, Inc. In addition to his advisory role, he serves as a Trust Investment Associate for Dunham Trust Company, where he assists in investment due diligence and participates on the investment committee. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that serves individual and high-net-worth clients. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers tailored SMA strategies, proprietary mutual funds, and a private fund, alongside trust and custodial services through its affiliated trust company.

Kathleen Stephens is a financial advisor at Golden State Wealth Management, LLC with 14 years of industry experience. She holds the Series 66 designation and has worked previously at Edward Jones for 10 years and LPL Financial for 2 years. Golden State Wealth Management serves individuals, trusts, pension and profit-sharing plans, and businesses by providing asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm primarily offers discretionary portfolio management alongside standalone planning and consulting engagements, employing various analytic approaches and third-party managers to tailor portfolios.

Gregory Banner is a CFP® professional with 38 years of industry experience, currently serving at Belpointe Asset Management LLC since 2024. His prior roles include positions at Axxcess Wealth Management, Arete Wealth Management, and Asset Preservation Strategies, among others. Outside of financial advising, he operates a residential photography business. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, and corporations. The firm offers discretionary investment management and financial planning, employing customized portfolios with various active and passive strategies tailored to client objectives.

Luciana Macedo is a CFP® with six years of industry experience, currently serving at The AmeriFlex Group. Her career history includes roles at Cambridge Investment Research, CURO Financial and Insurance Solutions, OSAIC, Sagepoint Financial, Mass Mutual Investors Services, and MassMutual Life Insurance. She also worked at Hornblower Cruises and Events for ten years prior to her financial services career. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, and retirement plan consulting with customized strategies delivered via multiple platforms and custodians.

Timothy Canty is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding a Series 66 designation and 15 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he serves on the Architectural Review Committee for the Del Mar Country Club Estates Homeowners Association. Wedbush Securities serves a diverse client base including individuals, high-net-worth investors, foundations, and institutions, offering brokerage and SEC-registered investment advisory services across multiple asset classes. The firm provides a range of managed account solutions, clearing and custodial services, and operates capital markets and prime services businesses with approximately $5.68 billion in regulatory assets under management.

Matthew Barnhart is a financial advisor with Sovran Advisors, LLC and holds a Series 66 designation. He has 25 years of industry experience and has worked at firms including Metlife Securities, Mass Mutual Investors Services, and Concierge Wealth Management, where he serves as CEO. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm offers a range of portfolio management options and works from written investment policies to tailor strategies, managing approximately $1.78 billion in client assets through a team of about 53 advisors.

James Jones III is a financial advisor at Sovran Advisors, LLC with 22 years of industry experience. He holds the Series 66 designation and has worked at firms including Mass Mutual Investors Services and MetLife Securities. Outside of his advisory role, he owns Jampsen Corp, a private financial services business not held out to the public. Sovran Advisors provides investment advisory and financial planning services to individual, high-net-worth, charitable, corporate, and retirement plan clients. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering customizable portfolio management, retirement plan consulting, and advisory variable annuity management.

Erika Lopez is a financial advisor at Root Financial Partners with a Series 65 designation and two years of industry experience. Her prior roles include positions at Reyes Financial Architecture and McAdam Financial. Before entering financial services, she worked in the food and beverage industry with several establishments over multiple years. Root Financial Partners provides investment management and comprehensive financial planning to individual clients, trusts, estates, small businesses, and select retirement-plan relationships. The firm employs a broadly diversified, passive investment approach tailored to client objectives and risk tolerance, and offers educational programming including online academies separate from advisory services.

Adam Sevier is a financial advisor at Simplicity Wealth with one year of industry experience. He holds a Series 66 designation and has worked at several firms including Cetera Wealth Services and Avantax. Outside of his advisory role, he is involved with ATS Advanced Trustee Strategies Inc., where he assists with client services and portfolio analysis. Simplicity Wealth serves a diverse client base including individual investors, retirement plans, and institutional clients. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, offering model portfolios with ongoing monitoring and rebalancing, as well as technology and operational support for other advisers.

Xavier Mendoza Jr. is a financial advisor at Octavia Wealth Advisors LLC with 16 years of industry experience. He holds a Series 66 designation and has worked with firms including Purshe Kaplan Sterling Investments Inc. and Equitable Advisors. In addition to advisory services, he is active as an insurance agent with Octavia Risk Management LLC. Octavia Wealth Advisors is an SEC-registered multi-team firm managing approximately $2.15 billion for individuals, high-net-worth clients, institutions, and public entities. The firm offers discretionary and non-discretionary investment management, financial planning, and retirement plan advisory services, employing customized portfolios that combine low-cost ETFs, mutual funds, individual securities, and alternative investments.

Donald Van Dyke is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding the ChFC® designation and Series 63 and 66 licenses, with 26 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services, MetLife Securities Inc., and Cetera Wealth Services, LLC. Outside of his advisory work, Van Dyke is an owner of an online health and wellness products business and teaches karate classes through the Chula Vista Parks and Recreation program. Sovran Advisors serves individuals, corporations, and retirement plan sponsors with financial planning and portfolio management, utilizing both discretionary and non-discretionary strategies across multiple program types. The firm employs a combination of active and passive investment exposures, working with written investment policy statements and leveraging internal and third-party portfolio models.

Albert Shapiro is a financial advisor with PFG Advisors based in El Cajon, CA. He holds Series 65 and Series 63 licenses and has six years of industry experience. His prior roles include positions at United Planners, OSAIC, and Securities America, Inc. Outside of his advisory work, he is involved as a financial advisor with MyPoint Credit Union. PFG Advisors provides fee-based investment advisory services to a diverse client base, including individuals, retirement plans, trusts, charitable organizations, and financial institutions. The firm’s investment approach utilizes model portfolios and third-party managers, emphasizing macro allocation with index-based ETFs and multi-platform access to diversified investment options.

Brandon Bol is a CFP® with six years of industry experience, currently serving as a financial advisor at AlphaCore Capital LLC in La Jolla, CA. His prior experience includes roles at The Colony Group, LLC and HoyleCohen, LLC. Outside of his advisory role, he is involved in managing investment holdings through JoMar_MAE LLC. AlphaCore Capital LLC is an independent wealth advisory firm serving individual, high-net-worth, institutional clients, and entities. The firm combines traditional and alternative investment strategies, offering comprehensive wealth planning, investment management, and specialized services such as trustee and ERISA retirement plan advisory, often managing accounts on a discretionary basis and utilizing third-party sub-advisers.

Michael Mcgreevy is a financial advisor with AlphaCore Capital LLC in La Jolla, CA, holding a Series 63 designation and 28 years of industry experience. He worked previously at Private Asset Management, Inc. for 24 years before joining AlphaCore Capital in 2022. AlphaCore Capital LLC is an independent wealth advisory firm that serves individual, high-net-worth, entity, and institutional clients. The firm offers comprehensive wealth planning and investment management, emphasizing alternative investing alongside traditional equity and fixed-income strategies to pursue multi-asset diversification and resilience.

Kenneth Maring is a financial advisor at Concurrent Investment Advisors, LLC with 39 years of industry experience. He holds Series 63 and Series 65 licenses. Prior to joining Concurrent in 2024, he worked at Morgan Stanley Private Bank and Wells Fargo in various advisory roles. Outside of his advisory work, he is the owner of Great Basin Asset Management, a support company. Concurrent Investment Advisors provides wealth management, investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, estates, businesses, and retirement plans. The firm serves over 10,000 clients with approximately $9.9 billion in assets under management, offering customized portfolios with a long-term approach across a wide range of investment options.

Juan Carlos Moreno is a financial advisor with Snowden Capital Advisors LLC, holding a Series 66 designation and 20 years of industry experience. He has been with Snowden Lane Partners since 2016. Outside of his advisory role, Moreno owns El Corridor Group, a business providing corn husk materials for restaurant use. Snowden Capital Advisors serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning, utilizing a range of investment tools and third-party managers while maintaining client oversight.

Denise Kamel is a Series 66 licensed financial advisor with 12 years of industry experience. She is currently with Navy Federal Investment Services, LLC and Navy Federal Financial Group, LLC, having joined in 2026. Prior to this, she spent nine years at Commonwealth Financial Network and five years at CUSO Financial Services, LP. Navy Federal Investment Services primarily serves members of Navy Federal Credit Union as well as individual, trust, and institutional clients, providing financial planning, retirement-plan fiduciary services, and portfolio management through advisory programs and brokerage channels. The firm utilizes third-party portfolio managers and offers overlay services and a Private Wealth Consulting program for high-net-worth clients.