Trinity Martin is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Prior to joining Fidelity, Martin worked in various roles across real estate and retail sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund management, and model portfolios, supported by oversight controls and the use of AI-driven methodologies.

Jay Cobarrubias is a Series 66-licensed financial advisor with Merrill in Newport Beach, CA, and has three years of industry experience. He previously worked at Banc of California, Anchor and Control Trading, Online Trading Academy, and KCSC Radio. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jud Crary is a Series 66 licensed financial advisor with 23 years of industry experience, currently practicing at Wells Fargo Advisors Financial Network since 2015. He serves as vice chairman of the Philharmonic Society in Irvine and is the lead singer for The Grateful Dads, a local music group. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides tailored recommendations supported by proprietary research and planning tools, serving clients through a broad menu of planning options and optional implementation through various brokerage and advisory programs.

David Forrest is a financial advisor with UBS Financial Services in Newport Beach, CA, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He worked at Merrill from 1996 to 2014 before joining UBS, where he has been since 2014. Outside of his advisory role, he is involved with Project 99 LLC, advising on financing, architecture, construction, and engineering related to real estate. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to support client investment strategies.

Stephen Smith is a CFP® professional with 15 years of industry experience, currently serving at Charles Schwab in Newport Beach, CA. He has been with Charles Schwab and Charles Schwab Bank since 2017. Outside of his advisory role, he rents out rooms in his personal residence. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset portfolios and research from Schwab Center for Financial Research.

Arthur Felix is a financial advisor with LPL Financial and holds Series 63 and Series 66 licenses. He has 21 years of industry experience, having previously worked at Ameriprise Financial Services, J.P. Morgan Securities, and Morgan Stanley. Arthur is also involved with Amplify Wealth Management, a DBA related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by technology tools and a broad non-advisory financial services network.

Abraham Azar is a financial advisor with UBS Financial Services in Irvine, CA, holding the Series 66 designation and three years of industry experience. His prior work includes positions at several law firms, including Jeffer Mangels Butler & Mitchell LLP and Dechert LLP. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm uses proprietary research and model-based asset allocations to tailor investment plans and provides fiduciary financial planning services when engaged.

Christine Hermosillo is a financial advisor with Wells Fargo Clearing in Lake Forest, CA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously held positions at Wells Fargo Investments, LLC and Banc of America Investment Services, Inc. Outside of her advisory role, Hermosillo has involvement in several rental property ventures. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm employs research and analytics and offers both brokerage and advisory solutions across a broad range of financial products.

Jon Dunavold is a financial advisor with UBS Financial Services in Viejo, CA, holding a Series 66 designation and bringing 20 years of industry experience. He has been with Painewebber Inc. since 2000. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and manages conflicts of interest through fiduciary financial planning services.

Matthew Benefiel is a Wealth Management Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with families, individuals, and businesses to develop customized wealth management strategies. His expertise includes portfolio design, manager selection, investment due diligence, and performance evaluation. He utilizes a disciplined process to build custom portfolios aligned with clients' objectives and regularly assesses investments to adapt to changing needs and market conditions. Additionally, Matthew employs Merrill Personal Wealth Analysis® to develop personalized financial plans that establish clear goals and track progress. Matthew joined Merrill Lynch Wealth Management in 2017 as a Financial Advisor for the Benefiel Group. He holds a Bachelor of Science degree from Biola University and maintains the CERTIFIED FINANCIAL PLANNER™ certification. Furthermore, he has earned the Personal Investment Advisor (PIA) designation. Residing in Phoenix, Arizona, Matthew lives with his wife, Heather, and their daughter, Ruby. Outside of his professional responsibilities, he enjoys playing golf and supporting the Phoenix Suns basketball team.

Steven Miranda is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his career at Merrill in 2005 after earning a Bachelor of Science degree in Finance and Investment from California State University, Long Beach. Throughout his tenure, Steven has held various roles within the Global Wealth and Investment Management division and the Preferred Banking and Investments division, providing him with a comprehensive understanding of the resources and capabilities across both Merrill and Bank of America. Steven's expertise covers customized portfolio management, risk mitigation, liability management, tax minimization, cash flow analysis, estate planning, and business acquisition and succession planning. He aims to deliver thorough and accurate financial advice that optimizes wealth management strategies to meet the challenges of a dynamic economic environment. Steven holds multiple professional designations, including Certified Financial Planner™ (CFP), Chartered Retirement Planning Counselor℠ (CRPC), Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He also completed an Accredited Certificate Program at the University of California. In his personal time, Steven and his wife Karla live with their dog Charlie in south Orange County, California. They engage in health and fitness activities, traveling, cooking, reading, and participating in their community.

Alexander Yerkes is a financial advisor at Merrill with a Series 66 credential and three years of industry experience. Prior to joining Merrill, he worked in the food and beverage sector and assists Sharpe Traditions, a company that provides holiday decorations for business buildings. Merrill, along with its affiliate Managed Account Advisors LLC, delivers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse range of clients.

David Bravo is a financial advisor with Merrill in Newport Beach, CA, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. from 2011 to 2019. Outside of his advisory role, he serves as a trustee for the A and T B Living Trust. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jamar Cokley is a financial advisor with J.P. Morgan Securities who holds Series 63 and Series 66 designations and has 21 years of industry experience. His prior roles include positions at Charles Schwab, Bank of America/Merrill Lynch, Mutual of Omaha Insurance Company, Empower, TIAA, and TD Ameritrade. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence using quantitative and qualitative research, incorporating ESG considerations and broader derivatives and commodities capabilities.

Le Ning Zhu is a financial advisor with Morgan Stanley in Laguna Niguel, CA, holding a Series 66 designation and 16 years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2017, Zhu worked at Bank of America, N.A. from 2012 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market data models.

Patrick Mcginley is a financial advisor with Primerica Advisors in Mission Viejo, CA, holding Series 63 and Series 65 licenses and having 33 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 1992. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and offers a tiered wrap-fee structure, focusing on non-institutional clients.

William Duggins is a CFP® professional affiliated with LPL Financial, based in Newport Beach, CA, with 40 years of industry experience. He previously worked at Citigroup Global Markets for five years before joining Linsco/Private Ledger Corp., now part of LPL Financial, where he has been since 2005. Outside of his advisory role, he holds a California real estate broker license and is working on writing a non-business related book. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory services, including financial planning, model portfolio programs, and access to third-party asset managers, supported by advanced research tools and a broad platform of financial products.

Kasandra Schindler is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan Securities since 2009 and JPMorgan Chase Bank, N.A. since 2010. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Investments. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporating ESG frameworks, and offers broader derivatives and commodities capabilities through its regulatory registrations and affiliations.

Heidi Lynn is a financial advisor with Merrill, holding a Series 66 designation and over 26 years of industry experience. She has been with Merrill since 2009 and has an overlapping tenure at Bank of America dating back to 2006. Outside of her advisory role, she serves on the board of Texttelligent Inc. and is involved as a general partner in an LLC that manages a power catamaran for leasing and personal use. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving a range of clients including individuals, high-net-worth clients, and institutional investors. The firm employs model-based and discretionary investment strategies developed by internal and third-party managers, with a focus on tax-aware options for investors with higher tax sensitivity.

George Yezbak Jr. is a Series 66 licensed financial advisor with 25 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and at JPMorgan Chase Bank since 2010. His prior experience includes six years at UBS Financial Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence with both quantitative and qualitative analysis and includes capabilities in derivatives and commodities through its broader regulatory registrations.