Marina Eastman is a financial advisor at Cresset Asset Management, LLC with five years of industry experience. She has previously worked at IEQ Capital, LLC, Callan LLC, and the University of California. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, offering wealth management, portfolio management, retirement plan consulting, family office services, and advisory services to private funds through a disciplined, risk-aware approach utilizing both active and passive strategies across various asset classes.

Fayann Han is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and four years of industry experience. She has worked at Charles Schwab and related entities since 2021, with additional experience at the University of California, Davis and other organizations. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing standardized asset allocation models and Schwab research tools to recommend investment allocations without exercising discretionary trading authority.

Lyman Howard is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and Chartered Financial Analyst (CFA®) with 14 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2023, following an eight-year tenure at Ashfield Capital Partners, LLC. Cerity Partners provides customized wealth management and related services to a diverse national client base, including individuals, families, trusts, business entities, charitable organizations, and institutional investors. The firm employs a tailored investment approach that combines proprietary quantitative screens with third-party managers and individual securities, and it offers a range of services including portfolio management, financial planning, retirement consulting, and access to alternative and private-market investments.

Dominic Lee is a financial advisor at Citigroup Global Markets with 10 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at JPMorgan Securities LLC and JPMorgan Chase Bank from 2016 to 2018. He has been with Citigroup since 2018, based in San Francisco. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies with rigorous internal standards and oversight, combining large institutional scale with unique market roles and arrangements.

Stephen Grochol is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. His prior roles include positions at Penn Mutual Life Insurance Company, LPL Financial, SGC Financial and Insurance Services, Minnesota Life Insurance Co, and Securian Financial Services Inc. Grochol is also involved in insurance brokerage and financial planning through Private Label Wealth Management, assisting clients with retirement, cash flow, insurance, and overall planning. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Jennifer Lam is a financial advisor at Cresset Asset Management, LLC with 14 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Mariner Wealth, JPMorgan Chase Bank, First Republic Securities Company, and Merrill. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles, employing a disciplined, risk-aware approach that combines strategic asset allocation, manager selection, and both active and passive investment strategies across public equities, fixed income, and alternatives.

Le Ann Shea is a financial advisor at Cresset Asset Management, LLC with nine years of industry experience. She holds a Series 66 designation and has previously worked at Cerity Partners LLC, Bingham, Osborn, & Scarborough, LLC, RBC Capital Markets, Capfinancial Securities, LLC, CapTrust, and Natixis. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in assets for a diverse client base, including individuals, families, trusts, retirement plans, and charitable organizations. The firm focuses on diversified, asset-allocation-driven portfolios using both active and passive strategies, supported by a structured due-diligence program and private fund management across various asset classes.

Lai Kwong is a financial advisor with William Blair, holding a Series 66 designation and four years of industry experience. His prior roles include positions at First Republic Investment Management, Bank of America, and Merrill. He is based in San Francisco, CA. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and provides access to proprietary models, sub-advisory services, and private investment opportunities.

Steven Melen is a financial advisor with Independent Advisor Alliance, LLC and holds the Series 63 and Series 66 designations. He has 32 years of industry experience, including prior roles at Morgan Stanley and LPL Financial. In addition to his advisory work, Mr. Melen manages a landscaping company, Peony Consulting LLC, where he helps coordinate projects and assists with private residential gardens. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting services. The firm employs a combination of discretionary and non-discretionary portfolio management, utilizing model portfolios, sub-advisors, and various analytical techniques, supported by advanced technology platforms.

Xiaobing Guan is a financial advisor with Schwab Wealth Advisory in San Francisco, CA. He holds Series 63 and Series 66 designations and has 26 years of industry experience. Guan has been with Charles Schwab since 1999 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools to support client-directed investment decisions.

Katherine Muller is a financial advisor at Citigroup Global Markets with three years of industry experience. She holds a Series 66 credential and has previously been involved with organizations including the California Alumni Association, Everlastly, Inc., and University Tees. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles such as acting as a swap dealer and futures commission merchant.

Vanessa Jilot is a CFP® professional with 17 years of industry experience, currently affiliated with Commonwealth Financial Network and serving as Managing Member of Terra Blue Wealth Management. Her prior experience includes nine years at Ameriprise Financial Services. Outside of her advisory work, she is a co-owner of Lagunitas General Store, a general store in Lagunitas, California. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, compliance, and practice-management support while offering diverse investment solutions including discretionary model portfolios and personalized indexing options.

Fatema Udaipurwala is a CFA® charterholder affiliated with Eagle Strategies (NY Life) in San Francisco, with eight years of industry experience. Her career includes roles at Silver Transitions Financial & Insurance Solutions and NyLife Securities, LLC, as well as ongoing service with New York Life Insurance Company since 2018. She is a board member and co-chair of the programs committee for Financial Women of San Francisco. Eagle Strategies serves individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated investment adviser representatives. The firm offers tailored solutions across multiple program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Anthony Garibaldi is a CFP® professional with 16 years of experience in financial advising. He has been with Eagle Strategies (NY Life) since 2011 and also affiliated with Nylife Securities LLC and New York Life Insurance Company since 2010. Garibaldi serves as Treasurer and board member of the San Francisco Peninsula chapter of NAIFA, the National Association of Insurance and Financial Advisors. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides a range of program types tailored to client objectives and emphasizes largely non-discretionary asset management within the New York Life affiliate structure.

Alan Gibbs is a financial advisor at Oppenheimer with 30 years of industry experience and holds Series 63 and Series 65 licenses. He has been with Oppenheimer since 2008. Oppenheimer serves individuals—including high-net-worth clients—corporations, pooled vehicles, and retirement plans, offering a variety of advisory programs such as discretionary and non-discretionary portfolio management, consulting, and financial planning. The firm’s investment approach varies by program and advisor, incorporating strategic and tactical asset allocation across multiple asset classes.

Ryan Leamy is a financial advisor at IEQ Capital, LLC with five years of industry experience. He previously worked at Epiq Capital Group, LLC for five years and spent four years at the University of Oregon. Ryan holds a Series 65 designation. IEQ Capital provides portfolio management and investment advisory services primarily to high-net-worth individuals and families, as well as trusts, foundations, endowments, nonprofit organizations, and other entities. The firm’s investment process is driven by centralized macroeconomic research and client-specific Investment Policy Statements, with portfolios constructed from a combination of liquid strategies, third-party independent managers, and private alternative investments.

Zachary Ammirato is a financial advisor at Rockefeller Financial LLC with 26 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at UBS Financial Services for 15 years. Ammirato is involved in private equity and venture investments through HoneyBee Ventures. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm offers integrated services through affiliated trust and insurance entities, with a focus on alternative investments and a recapitalized ownership structure involving significant institutional minority owners.

Christopher Akamine is a CFP® with 17 years of industry experience, currently serving at Cerity Partners Retirement Plan Consultants since 2022. He previously worked at Brouwer & Janachowski, LLC for 13 years. Akamine serves on the finance committees of the College of Marin Foundation and the Novato Chamber of Commerce, where he reviews investments and financial budgets. Cerity Partners Retirement Plan Consultants advises plan sponsors of defined contribution and defined benefit plans, focusing on ERISA fiduciary services, participant advice, plan design, and administrative support. The firm emphasizes asset-allocation driven model portfolios and IPS-based monitoring, managing a significant portion of assets on a non-discretionary basis.

Andrew Huang is a CFA® charterholder with 14 years of industry experience. He is currently with Cresset Asset Management, LLC and has previously worked at JP Morgan Chase Bank, N.A. and First Republic Investment Management, Inc. Outside of his advisory role, he serves as a first successor trustee for a friend's trust account. Cresset Asset Management, LLC manages approximately $71.9 billion in client assets, serving individuals, high-net-worth families, trusts, retirement plans, charitable organizations, and corporations. The firm employs a diversified, asset-allocation-driven approach that incorporates both active and passive strategies, supported by a structured due-diligence program and private fund management.

Keith Furuya is a financial advisor at Farther with 22 years of industry experience. He holds a Series 66 designation and has worked at Black Walnut Advisors LLC since 2005. Outside of his advisory role, Furuya serves as a board director for Filtrano Tapes, where he oversees strategy, risk, and performance. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform offering discretionary investment management, retirement plan consulting, and non-discretionary recommendations for private investment funds. The firm’s investment approach is based on Modern Portfolio Theory and employs bespoke and algorithmic model portfolios with automatic rebalancing.