Paul King is a financial advisor with LPL Financial in Campbell, California, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 38 years of industry experience, including over three decades with LPL Financial and King Wealth Planning, Inc. Since 2025, he has been associated with Pence Financial Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, institutions, and retirement plans. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

James Park is a financial advisor with Ameriprise in San Jose, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm serves a large client base and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Dedrick Rhone is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2015 and Morgan Stanley Private Bank, National Association since 2016. Rhone serves on the board of Hidden Villa, a non-profit organization in Los Altos, California. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets through a structured planning process supported by firm-approved tools.

Rachelle Ruiz is a financial advisor at Morgan Stanley with 23 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by proprietary tools and offers a broad range of investment and planning services.

Peter Signor is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its internal Wells Fargo Investment Institute with third-party sources and offers both brokerage and advisory solutions.

Joseph Samuels is a Wealth Management Advisor and Vice President at Merrill Lynch Wealth Management in Palo Alto, CA. As a CERTIFIED FINANCIAL PLANNER™ certificant and Chartered Retirement Planning Counselor®, Joseph specializes in working with clients to determine their long-term financial goals and implement comprehensive financial management strategies. His areas of expertise include asset management, liability strategies, education planning, retirement planning, and estate planning. He collaborates with clients' other advisors to support the development of their estate plans. Joseph has been in the financial services industry since 1990, with over two decades of experience at Merrill Lynch. He holds a bachelor's degree from the University of California system. Outside of his professional responsibilities, Joseph volunteers as a piano entertainer at local senior centers and is an avid jazz pianist. He is also committed to community involvement as part of Merrill's tradition of service.

Lauro Hernandez Cabral is an Investment Consultant at Fidelity Investments, where he assists clients in wealth planning by simplifying complex financial decisions. He has over a decade of experience in the financial services industry, providing personalized plans to clients and their families focused on their long-term goals. His career includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, as well as Relationship Banker at Wells Fargo. Lauro holds a California Insurance License. Outside of his professional work, Lauro enjoys baseball, football, running, outdoor adventures, cars, and family activities.

Asa Chao is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 license and eight years of industry experience. He has been with Morgan Stanley since 2016 and previously worked at American Duty Free Center from 2010 to 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market outcome modeling.

Robert Wheeler is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients gain a clear understanding of their financial situation, both past and present, to develop personalized strategies aimed at pursuing their long-term goals. His approach is grounded in principles of respect, integrity, collaboration, honesty, and empathy. His areas of expertise include college education planning, retirement income, philanthropic planning, portfolio management services, and small business strategies among others. Robert holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Financial Planning Association and the National Association of Plan Advisors. Robert earned both his Bachelor's and Master's degrees from Golden Gate University. He also holds two Associate's degrees from West Valley College and a High School Diploma from Los Gatos High School. Outside of his professional work, he dedicates time to volunteering within his community and enjoys activities such as biking, hiking, ice hockey, music, running, traveling, watching movies, and writing.

Rita Rothstein is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Based in San Jose, CA, her career has been focused on serving clients within Morgan Stanley’s wealth management platform. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ruoyun Liang is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to joining Charles Schwab in 2021, Liang worked at Trumpet Behavioral Health and held roles at Sky Resource Trading Co. LTD. and Aldo Shoes. Liang’s background also includes five years at The University of British Columbia. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, providing multi-asset model portfolios, written advice policies, and due diligence on alternative investments.

Frank Auyeung is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2012, following prior roles at Wells Fargo and Banc of America Investment Services. Outside of his advisory work, Auyeung is involved as a partner in a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by firm-approved tools and a structured process.

William Michaelsen is a financial advisor at Morgan Stanley in Palo Alto, California, holding Series 63 and Series 65 licenses with 28 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009, following nine years at Citigroup Global Markets. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach includes structured discovery conversations and advanced modeling techniques, serving a broad client base with a range of investment and financial strategies.

Aaron Chung is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 licenses with 11 years of industry experience. His prior experience includes roles at Edward Jones, Fidelity Investments, Tesla Motors, Merrill Lynch, and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning supported by firm-approved tools and methodologies.

Sneh Jolly is a financial advisor at Osaic with 11 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as Securities America Advisors. Outside of her advisory role, she operates an LLC dedicated to proprietary trading of her personal capital. Osaic Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment strategies and third-party manager options.

Long Lee Lam is a financial advisor at Merrill with 12 years of industry experience. He holds the Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Andrew Sinsigalli is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. In his role, he acts as a financial quarterback for his clients, providing advice on spending, saving, preserving wealth, managing debt, banking, philanthropy, and investing. He leads the Sinsigalli Group, which offers continuous availability to clients beyond the normal workweek and operates with a focus on goals-based wealth management. Their approach involves ongoing assessment of clients' evolving financial realities, including career changes, family dynamics, and special needs. Andrew is a Certified Financial Planner® (CFP) professional and holds several other designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He and his team bring over 65 years of combined experience in financial services and collaborate with Bank of America banking specialists, Merrill Lynch's network of specialists, and clients' accounting and legal professionals. He holds a Bachelor's Degree from the University of Massachusetts System and a High School Diploma from Haverhill High School. Andrew is involved with the American Red Cross. His personal interests include adventure sports, camping, cooking, gymnastics, reading, soccer, spending time with his family, and traveling.

Kevin Huynh is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2015, following four years at Merrill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting for non-discretionary programs. Their advisory process is supported by centralized due diligence and uses systematic quantitative and qualitative research to build model asset allocations, incorporating ESG eligibility criteria and broader derivatives capabilities.

Jon Johiro is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 33 years of industry experience. His prior firms include First Allied Advisory Services and First Allied Securities, where he worked for a combined 28 years. Outside of his advisory role, he is an owner and general manager of Kiferline, LLC, a commercial real estate business. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with options ranging from model portfolios to bespoke strategies.

Aimee Mckone is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 23 years of industry experience. She has worked with Wells Fargo entities since 1989, including 10 years specifically at Wells Fargo Clearing. Outside of finance, she owns a home design consulting business called Elevated Design. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.