Dana Mumford is a CFP®-designated financial advisor at Stifel with 22 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2009, following positions at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. in earlier years. Stifel serves a wide range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies developed by its Investment Strategy Group, providing forward-looking analyses to support client decision-making.

Paul Clark is a CFP®-designated financial advisor with 29 years of industry experience. He currently works at Wells Fargo Clearing, where he has been since 2016, following previous roles at J.P. Morgan Securities, Chase Investment Services Corp., and CUSO Financial Services, L.P. He is based in San Jose, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Ethan Santikul is a financial advisor at RBC Capital Markets with one year of industry experience. He holds the Series 66 designation and has previously worked at Neuberger Berman and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm employs tailored investment strategies through a mix of in-house and third-party managers, with integrated capital markets and affiliated asset management capabilities.

Stephon Briganti Ortiz is a financial advisor at Osaic Wealth, INC with a Series 66 designation and three years of industry experience. His prior work includes positions at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, Bank of America, Merrill, and several other firms. Outside of his advisory role, he holds durable power of attorney for his mother, managing her legal, medical, and financial decisions as needed. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients. The firm offers brokerage and advisory services through various programs that emphasize model-based asset allocation and portfolio optimization, supported by a multi-advisor platform and a complex affiliate network.

Peter Glaser is a CFP®-designated financial advisor with 27 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously spent seven years at A. G. Edwards & Sons, Inc. He also serves as a trustee and holds power of attorney for his mother in California. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

John Nguyen is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research and analytics alongside diversification principles and modern portfolio theory.

Hongmin Lu is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds Series 63 and Series 65 designations and has been with Morgan Stanley and its affiliated entities since 2010. His current roles include positions at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, emphasizing tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Melissa Drago is a financial advisor at Charles Schwab with 24 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including TD Ameritrade Investment Management, Scottrade, and Wells Fargo Home Mortgage. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining multi-asset model portfolios with centralized supervisory and custody arrangements.

C Warthen is a Wealth Management Advisor at Merrill Lynch Wealth Management based in San Jose, CA. In this role, C Warthen advises clients on managing their wealth to help them grow, retain, and transfer assets to the next generation. The services provided include retirement and education planning, banking, investments, lending, and wealth transfer strategies, utilizing the resources of Merrill Lynch Wealth Management and Bank of America N.A. C Warthen began their career in financial services in 1993 and serves clients who are successful in their fields, assisting them with a comprehensive approach that addresses individual financial goals. Their areas of client focus include education planning, employee benefits planning, family wealth management strategies, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Educationally, C Warthen holds a Bachelor's Degree from San Jose State University. They have earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). C Warthen's personal philosophy centers on working one-on-one with clients to develop personalized financial strategies aimed at pursuing long-term financial goals.

Kuanyee Lee is a financial advisor at Charles Schwab with Series 66 credentials and two years of industry experience. Prior to her current role, she held positions in music education and youth orchestras. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account services, offering both non-discretionary investment guidance and access to discretionary separately managed accounts.

Xiang Li is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds Series 63 and Series 66 credentials and has worked at JPMorgan Chase Bank, N.A. and First Republic Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process includes centralized due diligence supported by quantitative and qualitative research, with a focus on eligible strategies and ESG considerations.

Jose Navarro is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 63 and Series 66 credentials and nine years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2016 and Wells Fargo Bank NA since 2015. Outside of his advisory role, Navarro's spouse owns and operates a business that manufactures and sells candles. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute and third-party databases to support its investment strategies.

Christopher Villaflor is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked at Bank of America N.A. and Bank of America Merrill Lynch since 2022, following roles at U.S. Bank and other organizations. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Xuan Tran is a financial advisor with LPL Financial in San Jose, CA, holding Series 63 and Series 66 designations and has 12 years of industry experience. Prior to joining LPL Financial in 2019, Tran worked at Wells Fargo Clearing and Wells Fargo Bank NA. He is also a commissioned notary in the state of California. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm provides a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Erick Liu is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding Series 66 and Series 63 licenses and bringing five years of industry experience. His prior roles include positions at Bank of America, Merrill, J.P. Morgan Securities, and US Bank. In addition to his financial career, he serves as an Enlisted Second Class Petty Officer in the U.S. Navy Reserve. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through more than 14,000 advisors, offering both brokerage and advisory solutions supported by research and analytics.

Fan Kong is a financial advisor at LPL Financial with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked across several firms, including U.S. Bancorp Investments, Wells Fargo Clearing, and BMO Bank. Fan is based in Fremont, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services supported by both proprietary and third-party investment strategies, with a platform that integrates technology and a broad scope of financial activities.

Phillip Chatoff is a financial advisor with Primerica Advisors based in San Jose, CA, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His professional background includes roles at Abusix, Inc. and Bigmachines alongside his long tenure with Primerica Financial Services and PFS Investments Inc. Outside of investment-related activities, he is involved with Blue Heron Senior Services, LLC and serves as a digital coach. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and provides a tiered wrap-fee structure, focusing on a range of investment approaches including Strategic, Tactical, Tax-Aware, and Income Distribution models.

Lev Revutsky is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has worked at LPL Financial since 2011, following prior roles at Guardian Life and Merrill. Outside of advising, he is involved in writing on a home-based basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset management, supported by a large network of advisors and technology tools.

Muhammad Haq is a financial advisor at UBS Financial Services in San Jose, CA, holding a Series 66 designation with 25 years of industry experience. He has been with UBS since 2007. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ryan Leiby is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A., Chase Investment Services Corp., Wamu Investments, Inc., and Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager searches, and customized performance reporting through a non-discretionary program. The firm combines quantitative and qualitative research in its advisory process and offers broader derivatives and commodities capabilities compared with many institutional advisory programs.