Julia Anderson is a financial advisor at Robert Baird & Co. with 18 years of industry experience. She previously worked at Stifel Nicolaus & Co. for 14 years before joining Robert Baird in 2023. Outside of her advisory role, she is involved in retail sales with Rodan & Fields. Julia is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and a range of traditional and non-traditional investment strategies.

Jason Uchi is a Financial Advisor at Merrill Lynch Wealth Management. In his current role, he provides financial advice and services to clients, assisting them in managing their wealth and achieving their financial goals. Further details about his experience, areas of expertise, education, credentials, personal interests, or community involvement were not provided.

Jahie Moore Johnson is a financial advisor at Wells Fargo Clearing with 19 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Garrett Avila is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. Avila is based in Sacramento, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Krista Brewer is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. She has been with LPL Financial since 2005. Outside of her advisory work, she is involved in tax planning and preparation through her business, Behl Financial, based in Roseville, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, supported by research and model portfolios from LPL Research and third-party subadvisors.

Todd De Kellis is a financial advisor with Raymond James Financial, holding a Series 66 designation and 18 years of industry experience. His prior work includes roles at Cambridge Investment Research and Woodbury Financial Services. He also provides financial advice to clients of First Tech Federal Credit Union and Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm employs non-discretionary planning and analytical tools to tailor recommendations to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

George Barron is a financial advisor with Charles Schwab in Sacramento, CA, holding Series 63 and Series 66 licenses and 23 years of industry experience. He has been with Charles Schwab since 2014 and also has experience with Charles Schwab Bank dating back to 2010. Outside of his advisory work, he co-owns a rental property managed through an agency. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, leveraging multi-asset model portfolios, alternative investment due diligence, and an integrated operational structure.

Andrew Marrach is a financial advisor at LPL Financial with 27 years of industry experience. He holds a Series 66 designation and previously worked for SCF Investment Advisors, Inc. and SCF Securities, Inc. for 10 years. Outside of advisory work, he is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, and institutions. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Abigail DeWit is a Financial Consultant at Fidelity Investments, a position she has held since 2024. Prior to this role, she served as an Investment Consultant from 2023 to 2024 and as a Workplace Planning Consultant from 2021 to 2023, all within Fidelity Investments. In her current role, Abigail focuses on helping clients understand and have confidence in their unique financial plans, aligning with Fidelity's core commitments to financial education and strategy implementation. She holds a California Insurance License, which supports her work in providing comprehensive financial consulting services. Abigail's approach centers on educating clients on building and executing financial strategies that bring their personal goals to life. Outside of her professional pursuits, Abigail has interests in fitness, outdoor adventures, puzzles, volunteering, and yoga.

Neil Fluken is a CFP® professional with 25 years of industry experience. He has been with LPL Financial since 2020 and has previous experience at Sgc and Securian Financial Services. He is involved with SageCrest Wealth Management, an affiliated business under LPL. LPL Financial serves a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm provides a range of advisory and brokerage services supported by research, model portfolios, and technology-driven investment strategies.

Danh Truong is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. He has worked at Merrill and Bank of America since 2018. Outside of his advisory role, Truong serves as a caretaker for the In-Home Supportive Services program, a government caretaker initiative. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Titus Garrett is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Woodbury Financial Services, Inc., Questar Asset Management, and Woodmen Accident & Life Co., where he has also been involved in life insurance sales. Garrett serves as the owner and trustee of the Garrett Family Trust. OSAIC serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of affiliated advisers. The firm utilizes asset-allocation tools and multiple investment platforms to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Yousaf Zamanudin is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his financial services career in 2012, he has specialized in creating tailored wealth management strategies for clients, focusing on areas such as retirement planning, estate and legacy planning, corporate executive services, and personalized investment strategies. His approach involves understanding clients' individual financial situations and goals to develop comprehensive plans that address wealth transfer, portfolio management, charitable giving, and business succession. Yousaf holds professional designations including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA). He earned accredited certificates from the Yale School of Management. He is involved in professional and community organizations such as the City of Sacramento Boards and Commissions and Junior Achievement of Sacramento, reflecting his commitment to community participation and service. Outside of his professional work, Yousaf pursues personal interests including adventure sports, biking, boating, chess, hiking, horseback riding, reading, running, and spending time with his family. He emphasizes a client-centered philosophy focused on working one-on-one to develop personalized financial strategies aligned with long-term goals.

Kevin Dedenbach is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 23 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s IPS-driven investment approach includes a broad range of financial products and acts as an ERISA fiduciary when providing investment advice.

Toan Le is a CFP®-credentialed financial advisor with 19 years of industry experience. He has worked at OSAIC since 2018 and previously spent 12 years with Sii. In addition to his advisory role, he is engaged as an advisor at Pacific Financial Partners. Osaic Wealth, Inc. serves a broad range of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, using various tools and strategies to construct diversified portfolios.

Coreen Woehl is a financial advisor at LPL Financial with ChFC® and Series 66 credentials and four years of industry experience. Her career includes roles at Patelco Credit Union, MML Investors Services, MassMutual Life Insurance Company, Bank of America, Merrill Lynch, and CUSO Financial Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management and a variety of model portfolios and research.

Sean Herron is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JP Morgan Securities and Chase Investment Services Corp. Herron has ownership interests in rental properties in Penryn and Truckee, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering investment policy preparation, performance reporting, participant education, and discretionary investment management options tailored to plan objectives and demographics.

Eric Sasadeusz is a financial advisor with Charles Schwab, holding a Series 66 designation and three years of industry experience. He previously worked at Fidelity Brokerage Services and has owned Eric Sasadeusz Photography, a sole proprietorship specializing in photography and videography for small businesses, fashion shows, and weddings. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a range of advisory, brokerage, custody, and cash-sweep services through its Wealth Advisory wrap fee program and affiliated managed-account solutions. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and uses multi-asset portfolios supported by due diligence from its research center.

Mireille Jraige is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 16 years of industry experience. She has worked with Wells Fargo Clearing since 2016 and previously with Wells Fargo Advisors LLC from 2011 to 2016. Her career also includes a long tenure at Wells Fargo Bank, N.A. and experience with Promasys Corporation. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

John Witry is a financial advisor with J.P. Morgan Securities in Sacramento, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2012. In addition to his advisory role, he is also employed by JPMorgan Bank, which enables him to offer certain banking products and services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset-allocation advice, investment manager searches, and customized performance reporting through a non-discretionary advisory model.