James Carroll is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank since 2015. Outside of his advisory work, Carroll serves as a board member of the Oakland Park Pension Board. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Ronald Millar III is a financial advisor with Mass Mutual Investors Services who holds Series 63 and Series 65 licenses and has 27 years of industry experience. He has worked at MML Investors Services since 2017 and was previously with MetLife Securities from 2006 to 2017. Outside of his advisory role, he is involved in insurance sales and owns an LLC for pass-through compensation. MassMutual Investors Services, LLC is a broker‑dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers various programs including wrap accounts, money‑manager programs, and educational seminars.

William Holland is a financial advisor at Edward Jones with 23 years of industry experience, all of which have been spent with the firm since 2003. He holds Series 63 and Series 66 designations and is based in Ft Lauderdale, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Deborah Trapani is a financial advisor at Merrill with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has worked previously at Fifth Third Private Bank. Outside of her advisory role, she serves as an advisory board member for the Humane Society of Broward County’s auxiliary fundraising arm, PAWS. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Calida Stone is a financial advisor at Morgan Stanley with 15 years of industry experience. She has been with Morgan Stanley since 2014 and holds Series 63 and Series 66 designations. Outside of her advisory role, she works as a delivery driver for DoorDash and Uber Eats during her personal time. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery and firm-approved tools to support client planning needs.

Maryanne Sarfati is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 licenses and has worked with Morgan Stanley Private Bank, National Association since 2015, and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm provides a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

James Franskousky is a financial advisor at LPL Financial with 21 years of industry experience. He holds the Series 66 designation and has previously worked at Edward Jones and Private Wealth LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services through a national network of investment adviser representatives.

Joseph Dichiacchio is a financial advisor with Morgan Stanley in Fort Lauderdale, FL, holding a Series 66 designation and 10 years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and models.

Gerard Olsen is a financial advisor with Morgan Stanley in Boca Raton, FL, holding Series 63, 65, and 66 licenses and bringing 32 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he works as an independent contractor providing bookkeeping, computer repair, and webmaster services for non-Morgan Stanley clients. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and models, managing approximately $2.74 trillion in client assets.

Scott Ramo is a financial advisor with RBC Capital Markets and holds the CFP® designation along with Series 65 and Series 66 licenses. He has 27 years of industry experience, including roles at City National Bank since 2017 and RBC Capital Markets since 2016. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional clients and charitable organizations. The firm offers various advisory programs with tailored portfolio management and financial planning services, utilizing a combination of in-house and third-party investment managers.

Juan Benjumea is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, N.A., 24 Hour Fitness, Footaction Inc, and Broward College. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eleazar Ayala is a Senior Financial Advisor at Merrill Lynch Wealth Management, bringing over 10 years of experience in the financial services industry. Since joining Merrill Lynch in 2022, Eleazar has developed tailored financial strategies to help clients pursue their personal and long-term goals. His expertise includes liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and retirement income. Before joining Merrill Lynch, Eleazar held numerous roles over a span of more than nine years at another financial institution. He possesses the Series 7 and Series 66 FINRA registrations and holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Eleazar earned an associate's degree and a bachelor's degree from Broward College, as well as a high school diploma from South Miami High. Fluent in both Spanish and English, he balances his professional career with personal interests such as baseball, basketball, football, music, cooking, traveling with his wife Andrea and their two daughters, and supporting local sports teams.

Alexis Resnick is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and 19 years of industry experience. She has worked with Equitable Advisors since 2012, including its prior affiliation as Axa Advisors. Outside of advisory work, Resnick is president of AJ Benefit Services, a group health insurance business. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, and institutions. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs through LPL-sponsored offerings and other endorsed managers.

Katherine Soderman is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 license and has worked at Merrill since 2022. Outside of advisory, she owns and directs DK International Associates Inc., a family business specializing in contract engineering and manufacturing, and serves as Vice President of Silecent Lighting Corporation, a manufacturer of LED lighting. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benjamin Gassman is a financial advisor at Charles Schwab with Series 66 credentials and five years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab, Northwestern Mutual, Jimmy Johns, and Tropical Smoothie. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Jorge Remotti is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including Wells Fargo Bank, Bank of America/Merrill Lynch, and IFB Wealth Management. Outside of finance, he is the owner and partner of Remotti Entertainment Services, a business providing live music performance and event contracts. J.P. Morgan Securities LLC offers institutional consulting services to corporations, foundations, and defined contribution plan sponsors, providing asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Steven Turner is a financial advisor with Edward Jones in Coral Springs, FL, holding a Series 66 designation and three years of industry experience. Before joining Edward Jones in 2022, he worked in various roles including positions at Southern Glazer's Wine and Spirits and Gravity IT Resources. Turner also serves as president of the Sterling Group, a networking organization in Coral Springs. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs and investment options. The firm operates a nationwide network of more than 23,700 financial advisors and manages approximately $1.01 trillion in assets under management.

Dennis Whalen is a financial advisor at Merrill with 17 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2007. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional accounts.

Julia Sheridan is a Series 66-credentialed financial advisor with 20 years of industry experience. She has been with Ameriprise Financial Services since 2016, currently serving in their Ft Lauderdale, FL office. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning through written Recommendation Reports and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools, with a focus on dependable income sources and tax-aware withdrawal strategies.

Vincent Vella is a financial advisor with Merrill in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and having 42 years of industry experience. He has been with Merrill since 1983 and also works with Bank of America since 2010. Outside of his advisory role, he maintains an active Florida real estate license. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.