Steven Kongelf is a financial advisor with Cetera in Fort Myers, FL, holding Series 63 and Series 65 credentials. He has been in the financial services industry since 2022, with prior experience at several firms including Parker Property Group and MassMutual Life Insurance Company. Outside of finance, he has worked in the hospitality industry at Miami Wet Bar & Grill and Tiki Cantina & Fusion Restaurant. Cetera Investment Advisers LLC is an SEC-registered adviser serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform, with more than 10,000 advisors and $256 billion in assets under management.

Robert Sager is a financial advisor with LPL Financial in Fort Myers, FL, holding a Series 63 designation and bringing 31 years of industry experience. He has worked with LPL Financial since 2009 and previously at Independent Financial Partners, Mutual Service Corporation, and FFP Advisory Services Inc. Outside of his advisory role, he is involved in photography through Robert Sager Photography and works part-time at a hardware store. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, asset management, and institutional platforms, providing advisory services through a large network of investment adviser representatives using a range of strategies and tools.

Todd Kluener is a financial advisor with Raymond James & Associates in Fort Myers, FL, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at Truist Investment Services and BB&T in various capacities from 2013 to present. Outside of advising, he manages vacation rental properties through SWFLO Beach Properties LLC. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, utilizing a variety of portfolio management styles supported by affiliated research and model managers.

Michelle Minisci is a CFP® certificant with over 21 years of experience in financial services. She is currently affiliated with LPL Financial and Elevated Wealth Management, and previously worked at FSC Securities Corporation and Fredstrom & Associates, PA. Her background includes roles spanning investment advisory and related business activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning, portfolio management, and institutional platforms, utilizing various advisory models and technology tools to support its network of over 22,800 advisors.

William Fenwick Jr. is a financial advisor at LPL Financial with 40 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at First Kentucky Securities Corporation for 19 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers various advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a broad network of investment adviser representatives.

Natasha Lark is a financial advisor at UBS Financial Services with 13 years of industry experience. She has worked at several firms including Raymond James and Associates, Morgan Stanley, and SunTrust/GenSpring. Between 2018 and 2019, she traveled and studied for the CIMA designation at Yale University. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances.

Patrick Oleary is a financial advisor with Raymond James & Associates in Estero, FL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. His career includes long tenure at Comerica Securities and more recent roles at Ameriprise Financial Services before joining Raymond James. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and various advisory services with a range of portfolio management styles and firm-supported research.

Dennis Dewitt is a financial advisor at OSAIC with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Osaic Wealth, Inc. since 2018, following prior roles at Signator Investors, Inc. and Transamerica Financial Advisors. Dewitt also operates a sole proprietorship focused on the sale and marketing of fixed annuities, securities, investment advisory, and insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services such as comprehensive financial planning and managed portfolio programs. The firm’s investment approach utilizes model-based asset allocation and portfolio optimization, supported by discretionary strategies and third-party money managers.

Craig Tharp is a financial advisor with Thrivent Investment Management based in Fort Myers, FL, holding Series 63 and Series 66 credentials and 35 years of industry experience. He has been with Thrivent Financial for Lutherans since 2002. Outside of his advisory role, Tharp serves on multiple nonprofit boards, including as president of The Warming Shelter, which provides shelter and support for individuals experiencing homelessness. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors, focusing on holistic, goal-based financial planning without providing portfolio management for institutional clients.

Colin Feng is a financial advisor at Equitable Advisors with 21 years of industry experience. He has held roles at Equitable Advisors since 2009 and previously worked at Ameriprise from 2007 to 2009. Feng serves as a board member and treasurer of the Chiao Tong University Alumni Foundation of America. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers, offering solutions that include mutual funds, ETFs, and select alternative investments.

Julie Vogt is a financial advisor with Morgan Stanley in Fort Myers, FL, holding a Series 63 designation and 36 years of industry experience. She has worked with Morgan Stanley since 2009 and has been associated with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Vogt serves as Treasurer for JV Operations, Inc. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs for individuals and institutional clients, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

John Nicolosi is a financial advisor with Ameriprise Financial Services, LLC in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His prior roles include positions at Summit Financial Group Inc, Commonwealth Financial Network, and UBS Financial Services. Outside of his advisory work, he owns Private Asset Management Group, LLC, which manages the operations of his Ameriprise practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service that provides written recommendation reports and ongoing planning advice focused on retirement income, utilizing proprietary investment research and algorithmic tools.

Lucille Cueller is a financial advisor at OSAIC with 28 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Wodbury Financial Services for 22 years. Cueller also is involved in selling traditional life, health, and long-term care insurance, as well as fixed annuities. OSAIC serves a wide range of clients, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through multiple platforms. The firm’s investment approach emphasizes model-based asset allocation, portfolio optimization, and a variety of managed account strategies.

Joan Valenti is a CFP® with 42 years of industry experience, currently serving with LPL Financial since 1994. She holds Series 63 and Series 65 licenses and has board memberships, including a nonprofit advisory role at Northwest Community Bank and a for-profit board position at Connecticut Mutual Holding Company. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios, third-party asset management, and institutional platforms.

Royal Clark is a financial advisor with Raymond James Financial Services Advisors, Inc. in Fort Myers, FL, holding Series 63 and Series 66 designations and bringing 33 years of industry experience. He has been with Raymond James since 2014 and also owns Financial Legacy Wealth Advisors, a support company serving clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients, using tailored, non-discretionary planning supported by analytical tools and risk profiling.

Craig Wiklund is a financial advisor at Osaic with 40 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously with Woodbury Financial Services and Equitable Advisors. In addition to his advisory role, he is a partner at Wiklund & Bond Financial Position, a firm focused on consultation and sales of health insurance and voluntary employee benefits. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations. The firm offers a range of advisory and brokerage services with an investment approach centered on model-based asset allocation, portfolio optimization, and the use of both discretionary and advisor-managed strategies.

Trevor Harrelson is a financial advisor with Cetera Wealth Services, LLC, holding a Series 66 designation and over 26 years of industry experience. His background includes roles at Securian Financial Services and Minnesota Life Insurance Company, spanning more than two decades. Outside of his advisory work, he owns The Continuing Education Academy, which provides classes for contractor license renewals. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, and institutional accounts, offering portfolio management, financial planning, and access to multiple investment platforms. The firm supports advisors through a multi-manager platform with discretionary and non-discretionary program options and manages over $256 billion in assets.

Stephen Zahorian Jr. is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 39 years of industry experience. He has worked with Cetera and its affiliates since 2019 and is also president of Family Tree Financial Services, LLC, where he leads financial services operations. Cetera Investment Advisers LLC provides advisory services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services and supports multiple investment program structures with over $256 billion in assets under management.

Kevin Forness is a financial advisor with Primerica Advisors in Fort Myers, FL, holding Series 63 and Series 65 licenses. He has two years of industry experience and has previously worked at PFS Investments Inc. and several technology companies. Outside of his advisory role, he is president of K2 Management Group, Inc., a non-investment related business based in Las Vegas, NV. Primerica Advisors sponsors and manages a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-driven investment strategies delivered through a large network of advisors and offers various portfolio management options supported by third-party managers and custodians.

John Waldron is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and having 23 years of industry experience. His prior roles include positions at Cambridge Investment Research, Raymond James, and J.P. Morgan Securities. Outside of his advisory work, he is involved with Smokin Puffin LLC as a bookkeeper. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.