Robert Debbs is a financial advisor with Morgan Stanley in West Palm Beach, Florida, holding Series 63 and Series 66 licenses with 21 years of industry experience. His prior firms include Bank of America and Merrill. He serves on the board and audit and membership committees of the Rehabilitation Center for Children and Adults and is involved with REDSNEAKER.ORG, a nonprofit supporting peanut allergy awareness in memory of his son. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools but generally acts in an advisory capacity without providing individual security recommendations.

Alice Baboushkin is a CFP® professional with 34 years of industry experience, currently serving at Cetera since 2024. She has a long-standing role with Pascarella Wealth Partners LLC, where she has been a financial professional since 1991. Her credentials also include the Series 63 and Series 65 licenses. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a large nationwide network serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and unaffiliated third-party managers.

Joseph Barnett is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing comprehensive financial services to business owners. He leads a team that employs a hybrid model addressing both business and personal financial goals by analyzing the synergies between clients' enterprises and investment needs. This approach leverages resources from Merrill Lynch Wealth Management and Bank of America to deliver integrated solutions. With nearly three decades of experience in commercial banking and corporate finance at multinational banks, Mr. Barnett offers expertise in wealth development, transfer, preservation, retirement, and estate planning. His background also includes facilitating cash flow management, asset-based lending, acquisition and trade finance, commercial lending, leveraged buyouts, private placements, and cash management. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Baruch College. Additionally, Joseph is fluent in Hebrew and English.

Sharon Jacquet is a financial advisor with J.P. Morgan Securities, holding Series 65 and Series 63 licenses and bringing 40 years of industry experience. She has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2001 in various capacities. Jacquet serves on several nonprofit boards, including the Center for Creative Education in Palm Beach, Syracuse University, and The American Hospital of Paris Foundation. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized, non-discretionary advice.

Marjorie Santoliquido is a Wealth Management Advisor with Merrill Lynch Wealth Management. She has been a financial advisor since 2014 and joined Merrill Lynch in 2017. Prior to this, Marjorie gained extensive experience in the financial services industry through roles at Morgan Stanley, Lehman Brothers, and Barclays Capital, specializing in fixed income markets and personal wealth management. Marjorie holds a Bachelor's degree from the State University of New York system and has earned the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation as well as the Personal Investment Advisor (PIA) credential. Her expertise includes college education planning, divorce transition planning, family wealth management strategies, liquidity management, retirement income planning, and tax minimization. In addition to her professional work, Marjorie is involved in community service as a board member of the Ramapo Bergen Animal Refuge. She resides in Ridgewood, New Jersey, where she enjoys spending time with her family, exercising, golfing, and volunteering in support of animal welfare.

Nelson Valerio is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and having 13 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Wells Fargo Clearing, Wells Fargo Bank, NA, and Wells Fargo Advisors from 2012 to 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with research from LPL Research and third-party subadvisors.

John Vaughan Jr. is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Equitable Advisors since 1999, previously affiliated with AXA Advisors for over two decades. Outside of his advisory work, he serves as a power of attorney for his spouse. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model that emphasizes tailored client intake processes and a combination of advisory and brokerage channels.

Richard Schutt is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. He has been with UBS Financial Services since 1986. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and delivers advisory work supported by proprietary research and model-based asset allocations.

Diana Shuman is a CFP® professional with 11 years of experience in financial services. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent seven years at UBS Financial Services. She is based in West Palm Beach, FL, and holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs, including tailored financial planning that uses structured discovery processes and advanced modeling tools to assist clients in developing their financial plans.

Addyson Johnson is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan Securities, Johnson worked at JPMorgan Chase Bank, N.A., and held roles outside the financial industry, including at The Breakers Palm Beach and Grayhawk Golf Club. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Mackendy Gourdet is a Financial Advisor with Merrill Lynch Wealth Management, dedicated to guiding individuals, families, and business owners through their financial decisions. He focuses on uncovering what matters most to clients and developing personalized strategies that align wealth with their goals, values, and long-term aspirations. His professional approach centers on understanding each client's unique needs to help them pursue their financial objectives. With sixteen years of client-facing experience, Mackendy specializes in areas including college education planning, employee benefits planning, family wealth management strategies, international wealth management, personal retirement planning, portfolio management services, and small business strategies. He values financial literacy and strives to empower clients to make confident and informed decisions about their finances. Mackendy holds a High School Diploma from Boca Community High School and carries the Personal Investment Advisor (PIA) designation. He is fluent in English and French. Outside of his professional work, he has interests in basketball, bowling, cooking, football, music, photography, reading, soccer, traveling, and watching movies.

Jan Grobstein is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, he is the principal of Advisory Services of Delray Beach, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored recommendations supported by extensive firm research and a broad affiliate network.

Leslie Adams is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 49 years of industry experience. She has been with Morgan Stanley Private Bank since 2015 and Morgan Stanley Smith Barney since 2009. Adams serves on the boards of the American Lung Association of Southeast Florida and the Executive Women of the Palm Beaches, and she is a board member and finance committee participant for the Legal Aid Society of Palm Beach County. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and models.

Brendan Carroll is a Series 66-registered financial advisor with UBS Financial Services in West Palm Beach, FL, where he has worked since 2012. He has 14 years of industry experience. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven investment strategies tailored to clients’ goals and risk tolerances.

Fred Gober is a financial advisor with Morgan Stanley based in West Palm Beach, FL, holding a Series 66 license and 34 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Outside of his advisory role, he serves as a board member for Hearts and Homes, a nonprofit organization. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, utilizing structured financial planning tools and investment insights from its Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

David Wilson is a Series 66-licensed financial advisor at Merrill with 13 years of industry experience. He has been with Merrill since 2012 and Bank of America since 2013. Outside of his advisory role, he consults on bookkeeping for a speech and language specialist firm owned by his wife. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Anthony Oliveri is a financial advisor at Cetera with 27 years of industry experience. He holds the Series 63 and Series 65 designations. Oliveri has worked with Cetera and its affiliates since 2021 and previously spent seven years at Voya Financial Advisors. Outside of his advisory role, he is owner and president of The Oliveri Agency, Inc., where he recruits and trains new agents, and operates as an independent insurance agent specializing in fixed insurance products. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services supported by a nationwide network of advisors.

Juan Alban Castillo is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients to understand their immediate, short-term, and long-term financial goals, providing tailored advice and guidance aimed at helping clients meet and exceed their objectives. Juan utilizes the full investment platform of Merrill Lynch as well as banking products from Bank of America to support his clients’ financial independence. Juan’s expertise spans areas including employee benefits planning, executive compensation, family wealth management strategies, employee financial health, liquidity management, managing new wealth, personal retirement planning, and retirement income. He prioritizes building trust and maintaining a collaborative approach throughout the financial planning process, emphasizing that the journey is as important as the destination. Juan holds a Personal Investment Advisor (PIA) designation. He earned a bachelor’s degree from the University of Maryland and completed a non-accredited certificate program at Andrews University. He is bilingual in Spanish and English. Outside of work, Juan has personal interests in football, golfing, reading, soccer, and spending time with his family.

David Elefant is a financial advisor at Cambridge Investment Research Advisors with 22 years of industry experience. He holds the PFS™ designation along with Series 63 and Series 65 licenses. His prior experience includes roles at Commonwealth Financial Network and Garden State Financial Services, as well as operating Garden State Income Tax Service Inc. since 1990. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement advisory services through a network of independent financial professionals. The firm offers a range of investment solutions across multiple platforms, combining proprietary and third-party strategies tailored to client objectives.

Richard Bass is a financial advisor with OSAIC in Delray Beach, FL, holding CFP® and CFA® designations and bringing 22 years of industry experience. He previously worked at Royal Alliance Associates, INC. and Jhfn Sii. Outside of advising, he owns and operates several businesses involving structured settlements and medical cost projections for legal and insurance clients. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services along with various managed account platforms and third-party investment solutions.