Nikolas Papageorge is a financial advisor with Raymond James & Associates, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at UBS Financial Services, Bank of America, Merrill, and the University of Arizona. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including high-net-worth individuals, institutions, pension plans, and municipal entities, offering financial planning and consulting through various programs and drawing on multiple portfolio management styles and firm research.

Michael Ladd is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. He is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Kyle Hedden is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2020. Prior to joining the firm, he was involved with American Writers & Artists, Inc. and The Hope Center for Rehabilitation. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Edward Thomasco II is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs combining portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers to implement strategies aligned with client risk profiles.

Jose Mercy is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Truist Advisory Services and Ameriprise. Outside of his advisory roles, his background includes positions in nutrition and retail. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

James Tomlin is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He co-founded and leads The Williams Tomlin Group, a wealth management team dedicated to providing strategic advice and personalized financial planning. Tomlin has been with Merrill Lynch since 1981 and draws on over 40 years of experience to help clients develop tax-efficient investment portfolios, retirement income plans, and legacy strategies. Raised in Baldwin, New York, Tomlin is a graduate of Chaminade High School and holds a bachelor's degree in marketing and finance from St. Bonaventure University. Before his career in finance, he served seven years in the United States Army, including four years on active duty with the Ninth Infantry Division and XVIII Airborne Corps. He holds the Personal Investment Advisor designation and is a qualified Portfolio Manager. Tomlin works with affluent families, corporate executives, entrepreneurs, and business owners, focusing on delivering customized wealth management solutions. He serves on the board of the Long Island Caddie Scholarship Fund and has previously been involved with the Leukemia Society of Long Island, Bethany House of Nassau County, and the Rockville Links Country Club, where he was tournament chairman and president. His personal interests include baseball, basketball, golfing, reading, and spending time with his family.

Robert Mayer is a CFP®-certified financial advisor with Ameriprise in Jupiter, FL, bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he owns and operates Mayer's Bedding LLC, an online retailer of bedding supplies. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research and modeling with personalized recommendations delivered through a centralized consulting team, offering a wide range of advisory, brokerage, and insurance solutions.

Debbie Wilson is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is the sole proprietor of RTDR, LLC, a business based in Hobe Sound, Florida. Morgan Stanley Wealth Management offers a broad array of advisory programs to individuals and institutional clients, including tailored financial planning that uses firm-approved tools and models to support client decisions.

Nancy Moon is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL. She holds Series 63 and Series 66 licenses and has 36 years of industry experience, including 10 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets and research resources.

Tristin Tan is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation. Tan's professional experience includes service at Ameriprise since 2026, as well as prior roles with the University of Florida and the Alachua County School District. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service that provides ongoing retirement planning advice focused on income stability and tax-aware withdrawal strategies, supported by proprietary research and third-party data.

Scott Mazur is an International Wealth Advisor at Merrill Lynch Wealth Management and co-founder of The BMR Wealth Management Group. He began his career in 1996 and has since developed financial analyses and strategies tailored to the needs of successful corporate executives, wealthy individuals, and families. Scott emphasizes frequent and clear communication and has played a key role in establishing his group's mission for goals-based wealth management. He holds multiple industry credentials including CERTIFIED FINANCIAL PLANNER™ and Chartered Retirement Planning Counselor™, reflecting his commitment to professional standards. Scott earned a Bachelor of Science degree in Business Management from Northwood University. His expertise includes family wealth management strategies, international wealth management, legacy planning, personal retirement planning, and portfolio management services. Outside of his professional work, Scott is involved in community organizations such as Forgotten Soldiers and The Equine Rescue and Adoption Association. He is also a member of the West Palm Beach Fishing Club. His personal interests include fishing, running, traveling, and spending time with his family.

Paul Conklin is a Certified Financial Planner (CFP®) with over 41 years of experience in the financial services industry. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, following a decade at Bank of America and twelve years at Merrill. He is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and market modeling techniques.

Russell Kane is a financial advisor with UBS Financial Services in Jupiter, FL, holding a Series 63 designation and 38 years of industry experience. He has been with UBS since 1992. Outside of his advisory role, he owns and manages Shower Seal Inc., a business that produces products to stop leaking shower floors. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Christopher Buchanan is a financial advisor at OSAIC with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at Woodbury Financial Services, Questar Asset Management, Questar Capital Corporation, and Ameriprise. Buchanan also operates as an insurance agent offering life insurance and annuities. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and multiple advisory platforms to manage portfolios that include a wide range of investment products.

Michael Moye Jr. is a financial advisor with Merrill in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Merrill since 2012. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gerardo Cerda is a financial advisor at Morgan Stanley with Series 63 and Series 65 licenses and three years of industry experience. He previously worked independently for seven years and held a position at Citigroup Global Markets Inc. for four years. Cerda is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools without providing individual security recommendations as part of standalone planning.

Richard Donegan is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and five years of industry experience. He previously worked at Primoris Wealth Advisors and Keller Williams of the Palm Beaches and had roles at the University of Central Florida and Jonathan's Landing Golf Club. Outside of financial advising, he serves as a tournament director for a recreational golf event. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a broad client base, including individuals, institutions, and charitable organizations, offering financial planning and consulting with a range of portfolio management styles and affiliated research resources.

George Butch Massaro is a financial advisor at J.P. Morgan Securities with 23 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley for eight years. Outside of finance, he has operated a Jiu Jitsu school from 2022 to 2024. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Charles Incalcaterra III is a financial advisor at Wells Fargo Clearing with 35 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for MBSC Securities Corporation for 15 years before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Howard Waltuch is a financial advisor at Morgan Stanley with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and models.