Jonathan Rigby is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity and its affiliates since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Louis Ortiz is a financial advisor with Merrill in San Antonio, TX, holding Series 65 and Series 66 licenses and two years of industry experience. Prior to Merrill, he has held roles at Bank of America, Crossover Health, Guggenheim Partners, and the University of Texas at Austin. He is the owner of Romantasy Letters, a subscription-based physical letter service, and serves as a board member and president of the Shams Foundation, a nonprofit organization. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, plans, and charitable organizations.

Daniel Nelson is a Private Wealth Advisor with Merrill Private Wealth Management. He leads the Nelson, Wood, Gosdin team within the Private Wealth Management group, directing investment activities and overseeing portfolio development. His expertise includes managing multiple proprietary portfolios with varying objectives, asset classes, timelines, and risk profiles, with a particular skill set in portfolio management. Mr. Nelson began his financial services career at Merrill Lynch Wealth Management in 1997. He holds multiple degrees from The University of Texas at Austin, including an M.B.A. and a B.A. in both Finance and Spanish. He also holds several professional designations, including Certified Investment Management Analyst® (CIMA®), Certified Financial Planner™ (CFP®), Certified Private Wealth Advisor® (CPWA®), and Certified Plan Fiduciary Advisor® (CPFA®). He resides in San Antonio with his wife, Carla, and their three children, Sophia, Daniel, and Mateo. Mr. Nelson's personal interests include fishing, golfing, hunting, and spending time with his family.

Lance Childress is a financial advisor at Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a wide range of advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured discovery and firm-approved tools, with various investment strategies overseen by its Global Investment Committee.

Steven Smith is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 66 licenses and 27 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large integrated structure serving hundreds of thousands of clients.

John Nolan is a Financial Consultant currently working at Fidelity Investments, a position he has held since 2020. Prior to this, he served as an Investment Consultant at Fidelity Investments from 2015 to 2019. His background also includes various roles at USAA Financial Planning Services, where he worked from 2008 to 2014, including positions as a Financial Services Group Representative, Financial Advisor, and participating in a Professional Rotation program. John's experience spans a range of financial advisory and investment consulting roles, providing him with a comprehensive understanding of financial planning and client service. His approach involves collaborating with clients to understand their financial situations and lifestyle goals, enabling the creation of tailored financial plans with clear milestones and ongoing adjustments as needed. No information regarding his education, credentials, personal interests, or community involvement was provided.

Jaime Villarreal is an Investment Consultant at Fidelity Investments, a position held since 2026. In this role, Jaime partners with clients to transform their financial goals into actionable plans, focusing on providing clarity and strategic insight. Jaime's professional experience includes previous roles as a Private Client Banker at JP Morgan Chase from 2022 to 2026 and as a Premier Banker at Wells Fargo from 2021 to 2022. This background contributes to a comprehensive understanding of client financial needs and portfolio management. Outside of professional commitments, Jaime engages in activities such as fitness, kayaking, outdoor adventures, and reading.

Edward Nelson is a financial advisor with Raymond James Financial in San Antonio, TX, holding a Series 66 designation and seven years of industry experience. His prior work includes roles at Bank of America, Merrill, and Enterprise Holdings. He is also associated with Security Service Investment Group as a financial advisor. Raymond James Financial Services Advisors provides financial planning and investment consulting to individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored advisory services and specialized programs for small businesses, supported by a broad institutional network that includes municipal and public finance capabilities.

Carlos Tovar is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities LLC, GWN Securities, Inc., and AXA Advisors, LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income sources and tax-aware withdrawal strategies.

Logan Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and bringing nine years of industry experience. He has been with Morgan Stanley since 2016, including four years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and research.

Leticia Sanchez is a financial advisor with LPL Financial, holding a Series 66 designation and 18 years of industry experience. She has worked at LPL Financial since 2019 and previously worked with various insurance carriers and Waddell & Reed, Inc. in San Antonio, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and multiple portfolio management options.

Eric Ayarzagoitia Trevino is a financial advisor with UBS Financial Services in San Antonio, TX, holding a Series 66 credential and 14 years of industry experience. He has been with UBS since 2011. Outside of his advisory role, he is the proprietor of MTSA Property Group LLC, involved in real estate investments and management. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocation and research-driven strategies tailored to client goals and risk profiles. The firm combines institutional trading capabilities with wealth management, offering a broad range of financial products and services.

Charles Glover is a CFA®-credentialed financial advisor with six years of industry experience, currently affiliated with Wells Fargo Advisors in San Antonio, TX. He has previously worked at Wells Fargo Clearing and USAA. He holds a one-third ownership in SAWM, LLC, a business related to investment activities. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad menu of planning solutions supported by proprietary research and tools. Their services include discrete planning engagements across various areas such as retirement, risk, and niche planning needs.

Antonio Licon is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 66 and Series 63 licenses. He has three years of industry experience, including five years at USAA prior to joining J.P. Morgan Securities in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Irosca Prado Jarquin is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, they held roles at Bank of America, Axiom Bank, HR Block, and ACE Cash Express. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Robert Nelson Jr. is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and over 56 years of industry experience. He has worked at Merrill since 1969 and Bank of America since 2011. Outside of his advisory role, he is an investor in an oil and gas exploration venture through a separate business entity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies across a diverse client base that includes individuals, high-net-worth clients, pension plans, and charitable organizations.

Jacky Phan is a financial advisor at LPL Financial with four years of industry experience. He holds a Series 65 designation and has previously worked at Ulrich Consulting and Investment Group, LLC, CapFinancial Partners (CAPTRUST), and Covenant. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Maria Elena De Anda is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and guidance tailored to clients' unique goals and priorities. Her focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, small business strategies, philanthropic planning, portfolio management services, tax minimization, managing new wealth, and personal retirement planning. Maria holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a High School Diploma from Allen High School and an Associate's Degree from Collin College. Outside of her professional work, Maria enjoys antiquing, cooking, interior decorating, photography, spending time with her family, and traveling.

Curtis Mason is a financial advisor at Ameriprise with 28 years of industry experience. He holds a Series 63 designation and has been with Ameriprise and its affiliated entities since 1997. Outside of his advisory role, Mason serves as Vice Chair of the Board of Trustees at Mt Zion First Baptist Church in San Antonio, Texas. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted retirement income recommendations.

Brock Gallegos is a financial advisor at Fidelity with two years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Texas A&M University and Blinn College. Outside of finance, he was involved with Bellows Window Cleaning for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management.