Tomika Lemons is a financial advisor at Charles Schwab with 18 years of industry experience. She previously worked at Pruco Securities, LLC and The Prudential Insurance Company of America for 12 years. Outside of her advisory role, she is the owner and manager of a personal real estate business. Charles Schwab serves a broad client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated wealth management platform. Schwab’s model combines non-discretionary guidance with access to discretionary separately managed accounts and employs multi-asset portfolios supported by in-house research.

Carson Lucero is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Schwab, he held various roles in the food service and delivery sectors, including at Smoothie King and Doordash, where he continues to work as a delivery driver. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and integrates advisory, brokerage, custody, and cash-sweep services.

Charles Allbright is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and 66 licenses and bringing 35 years of industry experience. His prior roles include 13 years at TD Ameritrade and one year at Chase Investment Services Corp. Outside of advisory work, he is president of Claire Ellen Enterprise LLC, a non-investment-related real estate company. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and in-house research, leveraging its scale and integrated operational structure.

Jevin Riven is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and five years of industry experience. His prior work history includes positions at Charles Schwab Bank, TD Ameritrade, and a brief tenure with the Texas Rangers Baseball Club. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and cash-sweep services through its Schwab Wealth Advisory program and affiliated managed-account solutions. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by centralized operational and supervisory frameworks.

J Blatt is a CFP®-credentialed financial advisor with over 31 years of industry experience. They have worked at Charles Schwab since 2022 and previously held positions at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services, Inc. There are no additional outside activities noted. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary advisory relationships and discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment due diligence.

Drew Davis is a financial advisor at Charles Schwab with nine years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2022, following six years at TD Ameritrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative-investment onboarding process.

Kyle Rudolph is a financial advisor with Charles Schwab & Co., Inc., holding Series 63 and Series 66 registrations and bringing 14 years of industry experience. His prior roles include positions at Bank of America, NA, and Merrill Lynch, Pierce, Fenner & Smith, Inc. He is based in Westlake, Texas. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and utilizes multi-asset model portfolios supported by proprietary research and formal alternative investment processes.

Louis Gallardo is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at TD Ameritrade from 2016 to 2022 before joining Charles Schwab and Co., Inc. and Charles Schwab Bank SSB. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by centralized operational infrastructure.

Adan Becerra is a financial advisor with Merrill in Fort Worth, TX, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Bank of America and Tarrant County College. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Yu Hsuan Lee is a financial advisor at Charles Schwab with 8 years of industry experience. Prior to joining Charles Schwab in 2022, Lee worked at TD Ameritrade, Fidelity Brokerage Services, and Fidelity Investments. Lee holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and offers multi-asset model portfolios supported by proprietary research.

Robin Tyus is a financial advisor at Charles Schwab with 14 years of industry experience. He previously worked at First Command Advisory Services and First Command Financial Services from 2015 to 2018. Outside of his advisory role, Tyus is involved as a distributor with Young Living, occasionally hosting classes and signing up new members. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Stash Veller is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. He has been with Charles Schwab since 2003, including over two decades at Charles Schwab Bank SSB. Outside of his advisory role, he is involved in managing a condominium rental property in Orange Beach, AL. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a formal alternative-investment onboarding process.

Thuy Nguyen is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and 24 years of industry experience. She previously worked at TD Ameritrade, Inc. for ten years before joining Charles Schwab in 2021. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm operates a dual-registered broker-dealer and investment adviser model, offering both non-discretionary guidance and access to discretionary separately managed accounts with a multi-asset investment approach and centralized operational support.

Gregory Gerber is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He previously worked at TD Ameritrade for 14 years before joining Charles Schwab and Charles Schwab Bank. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and research from the Schwab Center for Financial Research.

Kylie Quintero is a financial advisor at Charles Schwab with three years of industry experience. She holds a Series 66 designation and has worked at Charles Schwab Bank, Charles Schwab & Co., Inc., Adam Clements Safaris, Ramirez Capital, Opera San Antonio, and the University of the Incarnate Word Residence Life. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, supported by a multi-asset model portfolio approach and an integrated operational structure.

Melinda Plumb is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. She holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2015. Prior to that, she has been associated with JPMorgan Chase Bank, N.A. since 2013. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program. Their advisory process integrates centralized due diligence with both quantitative and qualitative research and may include ESG considerations.

Larelle Watson is a financial advisor with Charles Schwab, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Schwab in 2020, Watson worked at TD Ameritrade for nine years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary investment guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a formal alternative-investment process.

Yi Mao is a financial advisor at Charles Schwab with four years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at TD Ameritrade and Walgreens. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Bernard Griffith Jr. is a financial advisor with Cambridge Investment Research Advisors and holds the CFP® designation. He has 32 years of industry experience and has worked at Cambridge since 2016, with prior roles at Granite Financial Group and Woodbury Financial Services. He is also the founder and educator of Women's Wealthnasium LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals.

Robert Anderson is a financial advisor at Edward Jones with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Edward Jones since 1999. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.