Michael Passante is a financial advisor with Commonwealth Financial Network in Tempe, AZ, holding CFP® and ChFC® designations and 28 years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for 22 years before joining Commonwealth and becoming part owner of Ke Wealth Advisors. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs and services along with operational, compliance, and practice-management support. Advisors on the platform have discretion to construct client portfolios from diverse securities and insurance products, supported by Commonwealth’s investment management and research team.

Sophia Shorbe is a financial advisor at Schwab Wealth Advisory with three years of industry experience. She holds the Series 63 and Series 66 credentials. Her prior work includes roles at Charles Schwab & Co., Inc. and Grand Canyon Education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients financial reviews, retirement planning, and investment recommendations guided by Schwab’s research tools. The firm operates as an internal advisory unit within Charles Schwab & Co., focusing on personalized advice without exercising discretionary trading authority.

Jason Stam is a financial advisor with Primerica Advisors and holds Series 63 and Series 66 licenses. He has 26 years of industry experience, including long-term roles at Guardian Life Insurance Company of America and Primerica Advisors. Stam is also involved in the sale of insurance products beyond Guardian offerings. He is currently affiliated with Park Avenue Securities LLC, which serves a diverse retail client base through both brokerage and advisory services. The firm offers proprietary and third-party investment programs, financial planning, and consulting, managing approximately $15 billion in regulatory assets under management.

Benjamin Voelker is a CFP® professional with 22 years of industry experience, currently serving at Mariner Wealth Advisors in Phoenix, AZ. Prior to joining Mariner, he worked at Merrill for 16 years. He is a member of the Board of Directors at Phoenix Country Club. Mariner serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations, providing investment management, financial planning, retirement plan consulting, and access to pooled vehicles and third-party managers. The firm combines customized discretionary portfolios overseen by an Investment Committee with in-house research and third-party allocations, and offers integrated tax and accounting services alongside traditional portfolio management.

Sean Rhea is a financial advisor at Schwab Wealth Advisory with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked at Schwab Wealth Advisory since 2025, with prior experience at Charles Schwab and Streetlnks/Assurant. Based in Phoenix, AZ, he focuses on providing client investment advisory services. Schwab Wealth Advisory, Inc. offers non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standardized asset allocation models and Schwab research tools. The firm serves individual clients by providing financial reviews, retirement planning, and investment recommendations while leaving final trading decisions to clients.

Nathan Mc Crillis is a financial advisor with Schwab Wealth Advisory, holding a Series 66 credential and 17 years of industry experience. He has worked at Charles Schwab and Schwab Wealth Advisory since 2013 and 2016, respectively. Based in Phoenix, AZ, he has focused his career within the Schwab organization. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program. The firm delivers advice using standard asset allocation models and Schwab research tools, conducting at least annual account reviews without exercising discretionary trading authority.

Travis Mott is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked at Charles Schwab and Schwab Wealth Advisory since 2018 and was previously with USAA financial planning services and USAA Financial Advisors. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s standard asset allocation models and research tools. The firm’s advisors recommend investments and allocations but do not exercise discretionary trading authority, conducting at least annual account reviews within the Schwab ecosystem.

Trevor Sharp is a Series 66 licensed advisor with Schwab Wealth Advisory in Phoenix, AZ, and has seven years of industry experience. His prior work includes roles at Charles Schwab, Royal Truck Body, The Home Depot, Origami Owl LLC, and West USA Realty. Outside of his advisory work, he owns and operates a vending services business in Mesa, Arizona. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering recommendations through standardized asset allocation models and Schwab research tools while leaving final trading decisions to clients.

Kyle Caouette is a CFP®, CFA®, and holds a Series 66 license with 19 years of industry experience. He is currently with Integrated Wealth Concepts LLC and has previously worked at UBS Private Wealth Management, Parcion Private Wealth LLC, Simplified Wealth Strategies LLC, and Parallel Advisors, LLC. He also holds a license as an independent insurance agent. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, family office services, and retirement plan advisory, employing customized portfolios with a primarily long-term investment approach.

Andrew Steinberg is a CFP® professional with 11 years of experience in the financial services industry. He is currently with Schwab Wealth Advisory, Inc. and has previously worked at D.A. Davidson & Co., LPL Financial LLC, and Charles Schwab in various capacities. Steinberg holds Series 63 and Series 66 licenses and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and primarily serves individual clients without exercising discretionary trading authority.

John Corcoran is a financial advisor with Valic Financial Advisors in Phoenix, AZ, holding a Series 66 designation and four years of industry experience. He has previously worked at USAA Financial Advisors, Inc. and USAA Life Insurance Company, with a combined tenure of over a decade. Corcoran also serves as an agent for Agia, providing non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet UMA models for portfolio construction.

David Arvizu is a CFP® professional with 23 years of experience, currently serving at Schwab Wealth Advisory Inc. since 2014. He is based in Phoenix, AZ, and holds the Series 63 license. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations across various asset classes using Schwab’s proprietary research tools and asset allocation models.

Desmond Meyer is a financial advisor at Schwab Wealth Advisory with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Charles Schwab since 2022. Outside of his advisory role, he operates a photo booth business at events. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and asset allocation models.

Julia Acer is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 designations. She has 15 years of industry experience, including 14 years at Schwab Wealth Advisory and 17 years with Charles Schwab. Outside of her advisory role, she teaches classes on human energy fields and chakras at the Southwest Institute of Healing Arts and works as a life coach focusing on health-related issues. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients within the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations across various asset classes while leaving final trading decisions to clients.

Jonathan Yaeger is a financial advisor at Schwab Wealth Advisory with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2014, joining Schwab Wealth Advisory in 2017. He is based in Phoenix, AZ. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations. The firm operates as an internal advisory unit within the Schwab ecosystem and uses Schwab’s research tools and asset allocation models to guide client decisions without exercising discretionary trading authority.

Lynette Kontkanen is a financial advisor with SPC based in Phoenix, AZ, holding a Series 66 designation and three years of industry experience. Her prior roles include positions at Edward Jones and VIP Mortgage, Inc. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, with custody services provided by Fidelity/NFS.

Patrick Hauge is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. He has been with both firms since 2016. Hauge is involved with the Government Financial Education Group, which provides public financial education. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, retirement plan consulting, and investment advisory programs to individuals, pension plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory relationships, utilizing model portfolios from in-house and third-party managers.

Jeffrey Seeman is a financial advisor at Benjamin F. Edwards & Company, Inc. with 39 years of industry experience. He previously worked at Colliers Securities LLC for 12 years. Outside of his advisory role, Seeman serves as a Line Judge in the National Football League. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers fee-based wrap programs, financial planning, and investment management strategies that combine both discretionary and non-discretionary approaches, supported by an internal trading desk and oversight from an Investment Strategy Committee.

Rushil Patel is a CFP® professional with four years of experience, currently advising at Schwab Wealth Advisory Inc. in Phoenix, AZ. His prior experience includes roles at Charles Schwab, Cornerstone Capital Planning Group, and Northwestern Mutual. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice within Charles Schwab’s ecosystem, focusing on annual financial reviews and investment recommendations guided by Schwab’s research tools and standard asset allocation models.

Matthew Miller is a financial advisor with Focus Advisor Solutions, LLC in Phoenix, AZ, holding Series 65, Series 66, and Series 63 licenses and bringing 19 years of industry experience. His prior roles include positions at Foreside Financial Services, Versant Capital Management, Continuum Capital Management, Calranch, and Rowland Carmichael Advisors. He also serves as Regional Director for Focus Partners Advisor Solutions, managing a small sales team that supports advisors. Focus Advisor Solutions provides turnkey asset management and back-office services primarily to independent registered investment advisors and their clients, offering model portfolios, operational support, and access to third-party cash-management and insurance solutions. The firm emphasizes diversified, systematically invested mutual fund and ETF portfolios alongside discretionary fixed-income management and retirement plan fiduciary services.