Julianne Hussain is a financial advisor with Ameriprise in Aliso Viejo, CA, holding a Series 66 designation and beginning her advisory career in 2026. Prior to joining Ameriprise, she has experience working in education and the food service industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written Recommendation Reports and ongoing annual advice focused on dependable income sources and tax-aware withdrawal strategies.

John Vernon is a financial advisor at Stifel with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Stifel Nicolaus & Co Inc since 2016. The firm serves a wide range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Darryn Pope is a CFP® professional with 36 years of industry experience, currently serving at Cetera. His prior roles include positions at Avantax Advisory Services, Proequities Inc, and LPL Financial. Outside of advisory work, he owns RACERBAX LLC, where he coordinates marketing and event participation in running expos, and he consults with CPA firms through his role at CPA2Connect. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with flexible program options, managing over $256 billion in assets across more than 10,000 advisors.

Gabriel McAuley is a Financial Consultant at Fidelity Investments, where he works with clients to understand their financial goals and co-create tailored financial plans and investment strategies. He has been with Fidelity since 2020, progressing through roles including Financial Representative, Relationship Manager, and Investment Consultant before his current position. Gabriel holds a California Insurance License, which supports his work in financial consulting. His experience spans multiple facets of financial services, enabling him to provide comprehensive support to his clients.

Matthew Holbrook is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. He previously worked for Unionbanc Investment Services from 2004 to 2023. Holbrook operates a DBA, Coastline Wealth Advisory, related to his LPL business activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Jeanine Delgadillo is a financial advisor at Morgan Stanley with 10 years of experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing tools such as Monte Carlo simulations and Secular Return Estimates.

Adriane Joya is a Series 66 licensed advisor with Merrill in Newport Beach, CA, and has 12 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Megan Lau is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has been with J.P. Morgan Securities since 2008 and JPMorgan Chase Bank, NA since 2010. In addition to her advisory role, Megan is also an employee of JPMorgan Bank, enabling her to offer certain bank products and services. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Erika Dominguez is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has experience working at Merrill prior to joining Morgan Stanley. Her background includes roles in both educational institutions and a small business venture outside of finance. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and models outcomes with firm-approved methodologies while generally acting in an advisory capacity for financial plans.

William Sheaffer is a financial advisor at Morgan Stanley in Newport Beach, CA, holding a Series 66 designation with 13 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2013, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process incorporates firm-approved tools and modeling techniques but generally acts in an advisory capacity without individual security recommendations as part of standalone planning.

Towfiq Chitalwala is a financial advisor with Merrill in Lake Forest, CA, holding Series 63 and Series 65 credentials and having 19 years of industry experience. He has worked at Bank of America and Merrill since 2018, and previously held roles at Wells Fargo Clearing and Wells Fargo Advisors from 2013 to 2018. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Brett Bevan is a Series 66–licensed financial advisor with Fidelity, bringing 17 years of industry experience. He has been with Fidelity and its affiliated entities since 2009. Outside of his advisory role, Bevan serves as an Investment Committee Member for the Saddleback Laguna Lodge #672 Free and Accepted Masons and as a Director of Circuit Assembly Corp. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as an advisor to registered investment companies and constructs model portfolios employing systematic methodologies and long-term asset allocation benchmarks.

Scott Lee is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and four years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2021. Prior to his financial services career, his background includes roles in education and customer service. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary investment guidance and access to affiliated discretionary separate managed accounts. The firm is notable for its large scale and integrated structure, providing bundled advisory, brokerage, custody, and cash-sweep services.

Kerry Givant is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 1983. He leads the Givant/Tschopp Group, providing financial and wealth management advice with a focus on family wealth management strategies, liquidity management, retirement planning, philanthropic planning, and portfolio management services. Kerry holds multiple licenses and registrations, including insurance and annuity licenses, Series 3, Series 7, Series 63, and Series 66 FINRA registrations. He is a qualified Portfolio Manager, able to build personalized investment strategies involving individual stocks and bonds, Merrill Lynch model portfolios, and third-party strategies. He provides fiduciary services for 401(k) plan management and holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). A graduate of Cornell University, Kerry is based in Corona Del Mar. He has extensive community involvement, including service as a board member for the American Cancer Society/Orange County and the Andersen DEANs. He has coached and managed various youth sports teams, particularly soccer, baseball, basketball, and softball. He holds a referee certification and coaching license in soccer. Kerry enjoys hiking, travel, sports, and spending time with his family and pets.

Madeline Wolfson is a financial professional with three years of industry experience. She currently works at OSAIC and holds Series 63 and Series 65 licenses. Her prior experience includes roles at Cetera and Tax & Financial Group. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and investment advisory services, financial planning, and access to third-party money managers and managed-account solutions.

Michael Williams is a financial advisor at Merrill with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers for a range of clients including individuals, high-net-worth investors, and charitable organizations.

Claudia Lovell is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds the Series 66 designation and has worked previously at UBS Financial Services and First Republic Securities Company, LLC. Lovell is based in Newport Beach, CA. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Brandon Hunt is a financial advisor at Morgan Stanley in Newport Beach, CA, holding Series 63 and Series 66 licenses with 36 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and models.

Lea Inouye is a financial advisor with Ameriprise in Newport Beach, CA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Ameriprise and its affiliated entities since 2010. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides detailed retirement planning advice focused on reliable income sources and tax-aware withdrawal strategies.

Brian Wood is a financial advisor with Charles Schwab who holds a Series 66 designation and has 23 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Merrill, and Bank of America. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, supported by strategic asset allocation models and a formal alternative-investment due diligence process.