Emma Bilvado is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at E*Trade Securities, Edward Jones Investments, and Morgan Stanley. Outside of finance, she has experience in the hospitality industry. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process utilizing firm-approved tools and models, serving clients through a broad range of investment and advisory offerings.

Michael Holliday is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 66 and Series 63 designations and has worked at Sagepoint Financial, Inc. since 2009. Outside of his advisory work, he owns Holliday Baking Co., a business that sells homemade baked goods upon request. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, offering integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to third-party money managers and wrap programs.

Mark Weinstein is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 66 licenses and over 21 years of industry experience. His prior roles include positions at Royal Alliance Associates, Grove Point Investments, E*TRADE Securities, Spire Securities, and LPL Financial. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party managers, utilizing a variety of asset-allocation tools and investment platforms.

Jeffrey Nome is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 23 years of industry experience. He has been with Lincoln Financial Advisors since 2013 and joined OSAIC in 2025. OSAIC serves a wide range of clients including individual, high-net-worth, pension, corporate, and charitable accounts, offering integrated brokerage, advisory services, financial planning, and access to multiple third-party investment platforms. The firm employs various asset-allocation tools and supports both discretionary and non-discretionary portfolio management across a broad set of investment options.

Frank Cordova Jr. is a financial advisor at Vanguard Advisers with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at The Vanguard Group since 2020. Prior to his current role, his background includes positions at MCF Construction Inc., New Mexico State University, and Johnstone Supply. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to create personalized asset allocations, predominantly utilizing Vanguard funds and ETFs.

Bradley Lundquist is a financial advisor with Robert W. Baird & Co. in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird & Co. since 2009. Robert W. Baird & Co.'s DDK Group provides wealth management services to individuals, families, pensions, corporations, and institutional clients, offering financial planning, portfolio management, and brokerage services. The group tailors strategies to client goals and risk tolerances using a combination of in-house and third-party managers, with capabilities ranging from traditional allocations to more complex investment strategies.

Cameron Runyan is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 65 and Series 63 credentials. His prior experience includes roles at LPL Financial LLC and PlanMember Securities Corporation, as well as involvement with One2One Wealth Strategies. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach that emphasizes personalized asset allocation and tax-aware portfolio features.

Connor Perry is a Financial Consultant at Fidelity Investments, a position he has held since 2019. He has been with Fidelity since 2014, progressing through various roles including Director and Retirement Planner, Fixed Income Specialist, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. His career at Fidelity has provided him with extensive experience in retirement planning, fixed income, and investment solutions. Connor is committed to helping clients achieve their financial goals by leveraging Fidelity's brand, technology, and investment platform. He works collaboratively with his team to support clients and their families through different stages of financial planning, aiming to provide confidence and assurance. Outside of his professional work, Connor has personal interests that include fitness, food, football, golf, outdoor adventures, and pets.

Elias Smith is a financial advisor with Vanguard Advisers holding a Series 66 designation and has less than one year of industry experience. Prior to joining Vanguard, he has worked in the hospitality and entertainment sectors, including roles as a bartender and DJ. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach primarily using Vanguard funds and ETFs. The firm manages a large client base through its digital platform and extensive team of advisors.

Eric Danapilis is a financial advisor at Vanguard Advisers with six years of industry experience. He holds a Series 66 designation and has worked at multiple firms including PNC Investments, Ameriprise Financial Services, and Edward Jones. Outside of his advisory role, he serves as Assistant Director for Berrien County Mission. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, providing a scalable digital platform supported by a large advisory team.

Joshua Johnson is a financial advisor at Vanguard Advisers with 19 years of industry experience. He holds Series 66, Series 63, and Series 65 licenses. His prior experience includes roles at JPMorgan Chase Bank, N.A., Morgan Stanley, and Griffin Capital Securities, LLC. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach that combines proprietary methodologies with portfolios constructed mainly from Vanguard funds and ETFs.

Patrick Walstad is a financial advisor at Charles Schwab with 27 years of industry experience. He has been with Charles Schwab since 2000 and Charles Schwab Bank since 2005. He holds the Series 63 and Series 66 designations and is based in Scottsdale, AZ. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational resources.

Ryan Mummert is a financial advisor at Morgan Stanley with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2009 and 2015, respectively. He serves as a board member and past board chair of the UNM Foundation Investment Committee and is also a board member of the UNM Lobo Club. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured financial planning process using firm-approved tools and modeling techniques.

Roger Verboon is a financial advisor with OSAIC based in Scottsdale, AZ, and has 29 years of industry experience. He previously worked at Securities America Advisors, Inc. and SECURITIES AMERICA, Inc. for over two decades. There are no noted outside business activities. OSAIC serves a broad range of retail and institutional clients through a large network of financial advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs various asset-allocation tools and portfolio management strategies across multiple investment products.

Nick Catsoules is a financial advisor with Vanguard Advisers based in Scottsdale, AZ. He holds Series 63 and Series 66 designations and has 13 years of industry experience. Catsoules has been with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach. The firm manages a large client base through its digital platform combined with a team servicing model, offering portfolios constructed primarily from Vanguard funds and ETFs with various customization options.

Terence Turner is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding the Series 66 designation and over 26 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a structured financial planning process, managing approximately $2.74 trillion in client assets.

Catherine Martin is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. She has worked at Edward Jones and has been with The Vanguard Group and its affiliates since 2018. Prior to her advisory career, she was involved with Waters Mill Weddings & Event Facility and has an academic background from the University of North Georgia. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, utilizing proprietary models to create personalized portfolios primarily from Vanguard funds and ETFs, and manages a large client base through a combination of digital platforms and advisory teams.

Stacy O’keeffe is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. She has previously worked with Woodbury Financial, Royal Alliance Associates, FSC Securities Corporation, and Sagepoint Financial. O’keeffe serves as president and chair of the OSAIC Foundation, where she is involved in community activities and foundation governance. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple platforms. The firm provides integrated brokerage and advisory services, employing various asset-allocation tools and offering access to multiple investment products and third-party managers.

Louis Pejlovas III is a financial advisor with Wells Fargo Clearing in Gilbert, AZ, holding a Series 66 designation and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with WELLS FARGO Advisors, LLC from 2012 to 2016. Outside of his advisory role, he co-owns Boujee Buggy LLC, a party planning and event rental business based in Mesa, AZ. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and rooted in modern portfolio theory, with a broad investment menu that includes insurance-related vehicles and bank deposit sweep options.

Alan Bunn is a Series 66-licensed financial advisor with 20 years of industry experience. He is currently with Osaic Wealth, Inc. and has worked at Lincoln Financial Network since 2014. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charitable organizations through a large network of affiliated advisors and various advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, retirement plan consulting, and access to multiple portfolio management solutions.