Michael Reidy is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and possessing nine years of industry experience. He has been with Vanguard Advisers since 2019 and has worked within The Vanguard Group and Vanguard Marketing Corporation since 2017. Prior to joining Vanguard, he spent 16 years at the Cumberland County Sheriff's Office. Vanguard Advisers delivers automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages portfolios mainly using Vanguard funds and ETFs, with a focus on scale and digital delivery.

Chelsea Carpenter is a financial advisor at Cambridge Investment Research Advisors with a Series 65 designation and one year of industry experience. Her prior work includes roles at Equipped to Prosper, LLC, Cambridge Investment Research, Inc., and Delta Defense. Outside of her advisory work, she has experience with family-related activities and education roles. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Christopher Berardi is a financial advisor at Vanguard Advisers with three years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including LPL Financial and The Vanguard Group. Outside of his advisory work, he was involved with Habitat Charlotte Region for four years. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach with portfolios largely constructed from Vanguard funds and ETFs.

Christian Pipkin is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 66 licenses and six years of industry experience. His career includes roles at The Vanguard Group, Inc. since 2021 and prior experience at Wells Fargo Clearing Services. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Robert Mexcur is a CFP®-certified financial advisor with Vanguard Advisers, based in Charlotte, NC, and has 12 years of industry experience. He has worked with Vanguard Advisers since 2020 and has been associated with The Vanguard Group and Vanguard Marketing Corporation since 2013. In addition to his advisory role, he owns a rental property in Charlotte. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach utilizing proprietary models and constructs portfolios primarily from Vanguard funds and ETFs, offering a range of customization options.

Natalie Chotiner is a Financial Consultant at Fidelity Investments, where she focuses on delivering personalized financial planning services. She has served clients primarily in the Western North Carolina and Upstate South Carolina regions throughout her career. Natalie's professional experience includes roles at Fidelity Investments since 2021, progressing from Planning Consultant to Financial Consultant. She has also held positions as a Senior Financial Services Advisory Specialist at State Employees Credit Union, Senior Financial Advisor at Empower, and Support Advisor and Client Services Manager at Wells Financial Management, LLC. Outside of her professional work, Natalie has interests in cooking and baking, caring for pets, reading, and theater.

Zachary Fantini is a financial advisor at Vanguard Advisers with Series 66 and Series 63 designations and two years of industry experience. He has experience at several Vanguard entities since 2024 and previously worked in healthcare-related roles and education. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios mainly constructed from Vanguard funds and ETFs. The firm manages a large scale of client relationships through a combination of digital delivery and advisor teams.

Thomas Hill is a CFP® with 12 years of experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group and Vanguard Marketing Corporation since 2014. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized asset allocations, managing a large client base through a blend of digital platforms and advisor support.

Brandon Martin is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop and implement personalized financial plans tailored to their goals. He leverages his experience to help clients navigate various life stages and work toward improved financial outcomes. Brandon has been with Fidelity Investments since 2021, progressing through roles from Financial Representative to Relationship Manager before becoming a Planning Consultant in 2024. His background includes identifying opportunities to strengthen financial plans and providing ongoing support to clients. Outside of his professional role, Brandon enjoys activities such as board games, bowling, hiking, playing instruments, and traveling.

Nathaniel Ratliff is a CFP® with 14 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. He has been with The Vanguard Group, Inc. since 2014 and previously worked for Cypress Point Landscapes from 2012 to 2023. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach that uses proprietary models to tailor portfolios primarily composed of Vanguard funds and ETFs.

Max Hockenberry is a financial advisor with OSAIC in Charlotte, NC, holding CFP® and ChFC® designations, and has 40 years of industry experience. His prior roles include over three decades at Signator Investors, Inc., and he is a managing partner of Maxworth Consulting Group, LLC, where he works on consulting engagements related to assessing on-call burdens for hospital emergency departments. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporations through a multi-advisor platform offering brokerage and advisory services. The firm utilizes model-based asset allocation and portfolio optimization supported by various tools and offers discretionary and advisor-managed strategies alongside third-party manager options.

Shane La Verde is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 designations and five years of industry experience. He has worked at Vanguard Advisers since 2024 and has been associated with the broader Vanguard organization since 2021. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Philip Suggs is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and six years of industry experience. His career includes over two decades at OneMain Financial and his current tenure at The Vanguard Group beginning in 2020. Vanguard Advisers combines automated and human-supported investment advice to serve retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach that employs proprietary methodologies to personalize asset allocations, primarily utilizing Vanguard funds and ETFs.

Kiana Lopez is an Investment Consultant at Fidelity Investments, a role she has held since 2024. She partners with clients to develop and implement plans aimed at achieving their financial and personal goals, emphasizing understanding clients' priorities to build trust and co-create effective strategies. Kiana has been with Fidelity Investments since 2020, progressing through various roles including Financial Representative, Central Relationship Manager, and Relationship Manager before her current position. She holds an Arkansas Insurance License. Outside of her professional career, Kiana enjoys activities such as family time, fitness, exploring food, social events with friends, outdoor adventures, and spending time with pets.

James Liddington is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 65 and Series 66 licenses and 23 years of industry experience. His prior work includes roles at Gladstone Wealth Partners, LPL Financial, and Northwestern Mutual Investment Services. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach, using proprietary models and primarily Vanguard funds and ETFs, and manages portfolio solutions at scale through its digital and team servicing platforms.

Peter Di Blasi is a financial advisor at Fidelity with Series 63 and Series 65 licenses and two years of industry experience. He previously worked at Equitable Advisors and Northwestern Mutual. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, using a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also engages in fund advisory and delivers model portfolios to intermediary platforms.

Brian Schroeder is a CFP® with 17 years of industry experience, currently serving as an advisor at Vanguard Advisers in Charlotte, NC. He has been affiliated with The Vanguard Group since 2008 and concurrently holds a role at Interface Promotions since 2009. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, primarily constructing portfolios from Vanguard funds and ETFs while providing tax-aware features and customization options.

Chelsea Emde Gerdine is a financial advisor with Fidelity in Charlotte, NC. She holds the Series 66 designation and has less than one year of industry experience. Prior to joining Fidelity, her work history includes roles in education and various business ventures. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm utilizes a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios from a universe of mutual funds, ETFs, and ETPs.

Carolyn Weaver is a CFP® professional with 10 years of experience in financial advising. She has worked at Vanguard Advisers and related Vanguard entities since 2021, following six years at Aventus Investment Advisors and an earlier role at Banc Of America Investment Services. Outside of her advisory work, she serves as a fiduciary in family-related trustee and power of attorney roles. Vanguard Advisers provides automated and human-supported investment advice to retail investors and retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs, serving a large client base through its digital platform and extensive advisor team.

Ryan Lee is a CFP® with 25 years of experience in the financial services industry, currently serving as an advisor at Vanguard Advisers since 2014. He has been affiliated with The Vanguard Group and its related entities since 2000. Outside of his advisory role, he works as a contract driver for a delivery service. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach to portfolio construction, utilizing proprietary models and predominantly Vanguard funds and ETFs.