Nicholas Cerullo is a Series 65-licensed advisor at Kestra Advisory with one year of industry experience. His prior roles include positions at RBMuha, Morgan Stanley, and E*Trade Securities. Before entering the financial sector, he held various roles in hospitality and education. Kestra Advisory Services offers investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, including large institutional investors such as sovereign wealth funds. The firm provides a range of services including fiduciary consulting, plan-level investment advice, and access to multiple management platforms.

Patrick Hipkens is a CFA® charterholder with nine years of industry experience. He has been with Truist Advisory Services since 2021 and previously worked at The Vanguard Group, Inc. and other financial firms. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enhanced research and comprehensive supervisory oversight.

Robert Schwartz is a Series 65-licensed financial advisor at Wells Fargo Investment Institute, Inc. with four years of industry experience. He previously worked at Federated Investment Counseling and Federated Hermes Inc. among other firms. Schwartz serves as a board member and MBA partner for 99 Tartans, an organization involved in investment-related activities. Wells Fargo Investment Institute is a bank-affiliated advisory and research organization that provides investment research, manager due diligence, and asset allocation guidance primarily to Wells Fargo wealth and fiduciary businesses. Its model portfolios and allocation advice are delivered for implementation by affiliate entities, supported by team-based qualitative and quantitative research across multiple asset classes.

Kaye Tahiliani is a financial advisor at Savant Wealth Management with 17 years of industry experience and holds a Series 66 designation. Before joining Savant in 2026, she worked at Exencial Wealth Advisors, LLC, Willingdon Wealth Management, and TIAA-CREF. She is also an equity partner of less than 5% at Exencial Wealth Advisors. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, and retirement plan consulting. The firm uses an investment approach that combines evidence-based, model-driven asset allocation with a range of actively managed strategies and supports its services with affiliated accounting, legal, and trust entities.

Kermit Bolick is a financial advisor at Principal Financial Services with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Princor Financial Services Corporation since 2011. Outside of his advisory role, Bolick is involved with HUGGINS & COMPANY, CPA and sells health insurance through various carriers. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Patrick Golden is a financial advisor at &Partners with 26 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he acts as a power of attorney for his mother and has partial ownership of an investment-related LLC with his spouse. &Partners serves a diverse range of clients, including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management and financial planning services, utilizing a combination of proprietary and third-party strategies on both discretionary and non-discretionary bases.

Robert Hoyla is a financial advisor with Truist Advisory Services based in Charlotte, NC. He holds Series 63 and Series 65 licenses and has 19 years of industry experience. His prior roles include positions at BB&T Securities, SunTrust Advisory Services, SunTrust Investment Services, and SunTrust Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a comprehensive oversight structure.

Roberta Dawson is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with First Citizens Investor Services since 2009. First Citizens Investor Services serves a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and corporate entities, offering advisory and brokerage services with a focus on comprehensive financial planning, portfolio management, and tax-aware investing.

Eric Cannon is a CFP® professional with 25 years of industry experience, currently working at First Citizens Investor Services, Inc. since 2005. He holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Outside of his advisory role, he coaches the boys and girls track and field teams at Enka High School. First Citizens Investor Services, Inc. serves individuals—including high-net-worth clients—pension and profit-sharing plans, charitable organizations, and corporate/business entities, offering a range of advisory and brokerage services. The firm emphasizes IAR-led financial assessments and applies multiple analytical approaches to portfolio management across various asset classes.

Peter Velissarios is a financial advisor with Truist Advisory Services, holding the Series 63 and Series 66 designations and possessing 24 years of industry experience. His prior work includes positions at Wells Fargo Clearing Services and CITIGROUP. He is based in Charlotte, NC. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, investment policy analysis, fiduciary support, and manager selection through its AMC Advantage program, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Mohamed Cherif is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 66 licenses and 12 years of industry experience. His prior work includes eight years at Wells Fargo Clearing and three years at People's Securities, Inc. Outside of advisory work, he owns a rental property in Lowell, MA. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and a range of third-party platform arrangements.

John Teeter Jr. is a financial advisor at Truist Advisory Services with eight years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones from 2018 to 2022. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses AI-enabled tools to support its equity research and manager selection processes.

Brian Heath is a Series 65-licensed advisor with Wells Fargo Investment Institute, Inc., where he has worked since 2019. He has a total of three years of industry experience and was previously employed at Wells Fargo from 1999 to 2021. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo’s wealth and fiduciary businesses as well as select external clients. The firm’s research supports affiliated advisory and fiduciary divisions through specialized teams focused on manager research, securities analysis, asset allocation, and portfolio management.

Jonathan Camp is a financial advisor with Truist Advisory Services. He holds Series 63 and Series 65 credentials and has 11 years of industry experience. His career includes roles at Truist Investment Services, BB&T Securities, SunTrust Bank, and related entities. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platform and manager arrangements.

Brandyn Shetler is a Certified Financial Planner® with seven years of industry experience. He is currently with Kestra Advisory Services and Kestra Investment Services, having previously worked at The Vanguard Group. Prior to his financial career, he was involved with Nomad Aquatics and Fitness Center and the University of North Carolina at Charlotte. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, employee education, and access to multiple management platforms, serving large institutional investors and pooled employer plan arrangements.

Matthew Vannelli is a CFA® charterholder and Series 63 licensee with experience at Citadel from 2012 to 2024 before joining Wells Fargo Investment Institute, Inc. in 2026. He is based in Charlotte, NC, and has been with Wells Fargo Investment Institute for one year. Wells Fargo Investment Institute is an SEC-registered, bank-affiliate advisory and research organization that provides manager due diligence, securities research, and asset-allocation guidance primarily to Wells Fargo wealth and fiduciary businesses. The firm’s model portfolios and research outputs support affiliated entities, leveraging quantitative and qualitative analysis alongside proprietary forecasting tools.

Nicole Brandon is a financial advisor at Mercer Global Advisors Inc. with nine years of industry experience. She holds a Series 65 designation and previously worked at Kingfisher Capital, LLC for six years and was self-employed for two years prior to that. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, nonprofits, and endowments with investment advisory, financial, tax, retirement, and estate planning services. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using low-cost ETFs, index funds, and other strategies, supported by various specialized service lines and client education initiatives.

Cindy Ghattas is a financial advisor at Creative Planning with 19 years of industry experience. She holds the CFP® and Series 66 designations and has been with Creative Planning since 2016. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term objectives while incorporating private market investments and other tailored solutions.

Laura Brown is a financial advisor with Independent Advisor Alliance, LLC, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. She has worked at LPL Financial since 2013 and joined Independent Advisor Alliance in 2026. Brown also receives insurance-related trails from group health insurance, whole life, universal life, disability, and long-term care products. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting. The firm combines a network model of advisory representatives with access to third-party managers, analytical investment techniques, and technology platforms to support portfolio and estate planning services.

Zachary Kelly is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked with First Citizens Investor Services since 2019 and was previously employed at First Citizens Bank from 2012 to 2026. Kelly serves on the advisory board of the Kraft Family YMCA, contributing to program oversight and fundraising efforts. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm offers portfolio management, model portfolios, a Guided Investing platform, and financial planning, utilizing a client-centered process that incorporates fundamental, quantitative, and technical analysis.