Michael Hoffmann is a CFA® charterholder with 12 years of industry experience. He is currently with Truist Advisory Services and has been with the Truist organization since 2014, including prior roles at SunTrust Robinson Humphrey and SunTrust Investment Service, Inc. Truist Advisory Services provides investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools to monitor investments and offers a range of advisory services including manager selection through the Envestnet platform.

Jeremiah John is a financial advisor at Wells Fargo Investment Institute, Inc. He holds a Series 65 designation and has four years of industry experience. Jeremiah has been with Wells Fargo Investment Institute since 2021 and has worked at Wells Fargo Bank since 2004. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm offers non-discretionary, model-based investment guidance rather than individualized financial planning or direct portfolio management.

Robert Moore is a financial advisor with Empower Advisory Group in Lowell, NC, holding Series 63 and Series 65 credentials and five years of industry experience. His prior roles include positions at First Citizens Investor Services, JPMorgan Chase Bank, Wells Fargo, and New York Life Insurance Co. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model linked to Empower’s administrative platforms. The firm emphasizes long-term portfolio returns and offers both point-in-time financial plans and optional managed account solutions.

Daniel Barry is a financial advisor with Kestra Advisory Services LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes roles at Principal Financial Services and Lockton Financial Advisors. Outside of advisory work, he serves as president of the Hornet's Nest Republican Men's Club and moderator of the Presbytery of the Central Carolinas, a regional body of the Evangelical Presbyterian Church. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including large institutional investors. The firm offers a range of services such as fiduciary consulting, plan design, and employee education, with access to multiple management platforms and third-party solutions.

Eugenio Rizzo is a financial advisor with Concurrent Investment Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His prior experience includes roles at Nine Bridge Financial Partners and Wells Fargo Advisors. Concurrent Investment Advisors, LLC is a multi-team advisory firm serving individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans. The firm emphasizes customized, primarily long-term portfolios using ETFs, mutual funds, and other investments, supported by a network of approximately 286 advisors serving over 13,000 clients.

Brent Martin is a financial advisor with Truist Advisory Services in Charlotte, NC, holding a Series 63 designation and 30 years of industry experience. His career includes long-term roles at BB&T and its successor entities prior to joining Truist. He serves on the board of Roof Above, an organization addressing homelessness through emergency shelter and housing solutions. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, and charitable organizations. The firm utilizes a combination of traditional research and AI tools to support asset allocation and manager selection, and maintains extensive affiliated financial relationships as part of its operational model.

David Carrara is a CFP® with 26 years of experience in the financial services industry. He is currently an advisor at Citizens Securities, Inc., where he has worked since 2021. His prior experience includes 14 years at TIAA-CREF. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm provides both a digital advisory program featuring ETF-based portfolios and a Managed Account program, operating as a broker-dealer and insurance agency under ownership by Citizens Bank, N.A.

Andrew Kulinski is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC. He holds Series 65 and Series 63 licenses and has four years of industry experience, including roles at Wells Fargo Securities, LLC and The Vanguard Group, Inc. Prior to his advisory career, he worked in the hospitality sector, including positions at Duckworth's Bar and Grill and Ghengis Grill. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services to Wells Fargo affiliates and unaffiliated financial institutions. The firm delivers its offerings on a non-customized basis and does not manage client accounts directly, focusing instead on developing model portfolios based on rigorous internal research and ratings.

Kraig Jackson is a CFP® professional at Schwab Wealth Advisory with 11 years of experience in the financial services industry. He has worked at several prominent firms, including The Vanguard Group, PNC Investments, Bank of America, and Merrill. Jackson is based in Charlotte, NC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm utilizes proprietary asset allocation models and internal research tools to guide investment selection and offers tailored recommendations through annual reviews.

Kenneth Putnam is a CFP® with 15 years of industry experience, currently serving as an advisor at Independent Advisor Alliance, LLC since 2017. He previously worked at Cornerstone Financial Advisors and is also associated with LPL Financial, LLC. Independent Advisor Alliance serves a diverse client base including individuals, small businesses, charitable organizations, and retirement plans, offering asset management, financial planning, and retirement consulting services. The firm provides both discretionary and non-discretionary portfolio management through a network model supported by technology platforms and access to third-party managers.

Nicholas Cerullo is a financial advisor at Kestra Advisory with a Series 65 credential and one year of industry experience. His work history includes roles at RBMuha, Morgan Stanley, and E*Trade Securities LLC. Prior to his advisory career, he held positions in the hospitality industry and various educational institutions. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, investment advice, and employee education, serving large institutional investors and managing approximately $79.8 billion in assets.

Patrick Hipkens is a CFA® charterholder with nine years of industry experience, currently serving as a financial advisor at Truist Advisory Services since 2021. He previously worked at The Vanguard Group, Inc. for four years and has held roles at Insights Global and Cardinal Financial LLC. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm uses a combination of traditional research and AI-enabled tools for investment management and provides ongoing client reviews and reporting.

Robert Schwartz is a financial advisor at Wells Fargo Investment Institute, Inc. with four years of industry experience. He holds a Series 65 license and previously worked at Federated Investment Counseling and First Commonwealth Advisors. Schwartz serves as a board member and MBA partner at 99 Tartans, a role involving investment-related duties. Wells Fargo Investment Institute provides manager research, global investment strategy, securities research, asset allocation analysis, and model-portfolio services primarily to Wells Fargo affiliates and other financial institutions. The firm acts as a research and model-provider without discretionary management or individualized financial planning.

Kaye Tahiliani is a financial advisor at Savant Wealth Management with 17 years of industry experience and holds a Series 66 designation. Before joining Savant in 2026, she worked at Exencial Wealth Advisors, LLC, Willingdon Wealth Management, and TIAA-CREF. She is also an equity partner of less than 5% at Exencial Wealth Advisors. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management, portfolio management, financial planning, and retirement plan consulting. The firm uses an investment approach that combines evidence-based, model-driven asset allocation with a range of actively managed strategies and supports its services with affiliated accounting, legal, and trust entities.

Kermit Bolick is a financial advisor at Principal Financial Services with 14 years of industry experience. He holds the Series 63 and Series 65 licenses and has been with Princor Financial Services Corporation since 2011. Outside of his advisory role, Bolick is involved with HUGGINS & COMPANY, CPA and sells health insurance through various carriers. Principal Financial Services provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty military personnel. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under multiple advisory and promoter arrangements.

Patrick Golden is a financial advisor with \u0026PARTNERS in Charlotte, NC, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He previously worked at Wells Fargo Clearing for nine years. Outside of his advisory work, he holds a 50% ownership interest in an investment-related LLC with his spouse. \u0026PARTNERS serves a diverse client base including high-net-worth individuals, institutions, and charitable organizations. The firm offers investment management and financial planning services using both proprietary and third-party strategies, operating as a registered investment adviser and broker-dealer.

Robert Hoyla is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. His career includes roles at BB&T Securities, SunTrust Advisory Services, SunTrust Investment Services, Inc., and SunTrust Bank. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to individuals, corporations, plan sponsors, and charitable organizations. The firm combines traditional research with AI-enabled tools and provides ongoing client reviews and reporting, operating as part of the broader Truist Financial network with extensive affiliated financial and operational relationships.

Roberta Dawson is a financial advisor at First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 credentials with 19 years of industry experience. She has been with First Citizens Investor Services since 2009. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, including high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a client-centered process involving financial needs and risk tolerance assessments, applying various analytical approaches to manage portfolios through multiple channels and offers optional tax-aware services.

Eric Cannon is a CFP® professional affiliated with First Citizens Investor Services, Inc. in Charlotte, NC, with 26 years of industry experience. He has been with First Citizens Investor Services since 2005. Outside of his advisory role, Cannon serves as a track and field coach for Enka High School's boys and girls teams in Buncombe County. First Citizens Investor Services, Inc. offers advisory and brokerage services to individuals, pension plans, charitable organizations, and businesses. The firm emphasizes IAR-led assessments and combines fundamental, quantitative, and technical analysis to manage portfolios across equities, fixed income, mutual funds, and ETFs.

Peter Velissarios is a financial advisor with Truist Advisory Services based in Charlotte, NC. He holds Series 63 and Series 66 licenses and has 25 years of industry experience. His prior work includes roles at Wells Fargo Clearing Services, Wells Fargo Bank, and Citigroup. Truist Advisory Services offers investment consulting, financial planning, portfolio management, and retirement plan services to a diverse client base, including individuals, corporations, plan sponsors, and charitable organizations. The firm employs a combination of traditional research and AI-enabled tools to support asset allocation, manager selection, and ongoing portfolio monitoring.