Michael Burns is a financial advisor with Merrill in San Jose, CA, holding Series 63 and Series 65 licenses. He has 13 years of industry experience, including roles at Bank of America and Merrill Lynch. Merrill offers managed account services through the Select Portfolio Solutions program to a diverse client base, including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates model-based and discretionary investment strategies within Bank of America’s broader platform, providing access to a wide range of products and services.

Conor Harty is a Series 66 licensed financial advisor at J.P. Morgan Securities with three years of industry experience. His prior work includes roles at LookLook, Newell Brands, and Emory University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Nathaniel Garcia is a financial advisor with Fidelity in San Jose, CA, holding Series 63 and Series 66 licenses. He has two years of industry experience and has worked at Fidelity Investments since 2023, with prior roles at Regions Bank and Fidelity National Financial Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios using a systematic approach across various asset classes.

Edward Madden is a financial advisor at LPL Enterprise with 37 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at Prudential Insurance Company of America and Pruco Securities, LLC. Madden also acts as an insurance agent broker for individuals and small businesses. LPL Enterprise serves a diverse client base that includes individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to a range of investment and insurance products through an integrated platform combining advisory and brokerage services.

Jesus Gutierrez Chavez is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. His prior work history includes roles at Fidelity Investments, Charles Schwab Bank, Charles Schwab, and Wells Fargo Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Sonal Tiwari is a Planning Consultant at Fidelity Investments, a position she has held since 2026. In this role, she focuses on assisting clients with comprehensive planning by understanding their unique situations and goals. Prior to this, she served as a Relationship Manager at Fidelity Investments from 2025 to 2026, a Client Service Associate at UBS from 2024 to 2025, and a Wealth Management Client Associate at Merrill Lynch from 2022 to 2023. She also held the position of Multi Unit Team Leader at H&R Block in 2020. Sonal holds a California Insurance License, which supports her expertise in providing financial planning and insurance solutions. Outside of her professional work, she enjoys cooking and baking, spending time with her family, listening to music, reading, and traveling.

Roderick Fox is a financial advisor with Wells Fargo Clearing in Palo Alto, CA, holding Series 63 and Series 65 licenses and 19 years of industry experience. His career includes multiple roles within Wells Fargo entities since 2010 and a brief tenure at J.P. Morgan Securities LLC and J.P. Morgan Chase Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs.

Adeline Bellot is a financial advisor with LPL Financial in San Jose, CA, holding a Series 66 designation and nine years of industry experience. She has been associated with LPL Financial since 2015 and also provides investment advisory services through Mariner Independent Advisor Network, LLC, an independent registered investment advisor. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations across a national network. The firm offers a range of financial planning and advisory programs, with both discretionary and non-discretionary management supported by various model portfolios and research resources.

Joycelyn Tran is a financial advisor at Wells Fargo Advisors with four years of industry experience and holds the Series 66 designation. Prior to joining Wells Fargo Advisors in 2026, she worked at LPL Enterprise and Pruco Securities LLC, and has experience with The Prudential Insurance Company of America. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations.

Amy Mallo is a financial advisor with Merrill in San Jose, CA, holding a Series 66 designation and 25 years of experience with the firm since 2001. She serves as a co-trustee in a fiduciary capacity. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional investors.

Dylan Crist is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has worked since 2014 as part of the RHR Group. He specializes in Goals Based Wealth Management, focusing on helping a select group of individuals manage their financial lives through personalized strategies. His client focus areas include college education planning, family wealth management, legacy planning, personal retirement planning, philanthropic planning, special needs planning strategies, tax minimization, and retirement income. Dylan holds a Bachelor's Degree from Menlo College, where he attended on a soccer scholarship. He also holds the designation of Personal Investment Advisor (PIA). A Bay Area native, Dylan maintains an active lifestyle and enjoys professional sports, boating, fishing, golfing, hiking, running, soccer, surfing, and spending time with his family. He also participates in community volunteer activities in line with Merrill’s tradition of community involvement.

Syed Rizvi is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016, following roles at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Eugene Mendoza is a Series 66-licensed financial advisor with seven years of industry experience, currently with J.P. Morgan Securities in San Jose, CA. His prior experience includes roles at Wells Fargo Bank, Citigroup, Merrill, and Bank of America. Outside of his advisory work, he owns and manages a rental property in Sacramento, CA. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm operates with a non-discretionary approach, combining institutional advisory services with broker-dealer and investment adviser registrations.

Kevin Ma is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored financial plans by leveraging Fidelity's holistic strategies and offerings. He focuses on understanding clients' short and long term goals to provide personalized financial guidance. Prior to joining Fidelity Investments in 2024, Kevin worked as a Financial Solutions Advisor at Merrill Lynch from 2021 to 2024. He holds a California Insurance License, supporting his capacity to advise clients on insurance-related financial matters. Outside of his professional role, Kevin has interests in cooking, baking, and running.

Geetanjali Joshi is a Financial Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she worked as an Investment Consultant at Fidelity Investments from 2024 to 2025. She has accumulated over 19 years of experience in financial and wealth planning, including roles as a Registered Wealth Management Client Associate at Merrill Lynch Wealth Management from 2022 to 2024 and as a Wealth Advisor at Auric from 2005 to 2017. Early in her career, she was an Officer at Alpic Finance Ltd between 1995 and 1999. Geetanjali is licensed in insurance in California. Throughout her career, she has emphasized providing sound and trustworthy guidance to her clients, leveraging the resources of her firm to support their financial journeys. Outside of her professional work, Geetanjali is interested in art, family activities, social events with friends, traveling, volunteering, and yoga.

Amir Ghassemzadeh is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo and JPMorgan Securities during his career. Outside of advising, he manages rental properties in the San Francisco Bay Area. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment solutions. The firm’s advisory process is IPS-driven, incorporates modern portfolio theory, and includes a broad range of financial products such as insurance-related vehicles and bank deposit sweep options.

Charley La Ragione is a financial advisor at Morgan Stanley in San Jose, CA, holding Series 65 and Series 66 credentials with four years of industry experience. Prior to joining Morgan Stanley Smith Barney LLC in 2021, he held roles at Uber, DoorDash, Bay Club, San Diego State University, and Los Gatos High School. He is also involved in property management. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and firm-approved methodologies in delivering its services.

Harpreet Dehar is a financial advisor at J.P. Morgan Securities with a Series 66 designation and experience spanning several roles at major financial institutions since 2014, including Wells Fargo Bank, First Republic Bank, and JPMorgan Chase Bank. Based in Palo Alto, CA, Dehar began with J.P. Morgan Securities in 2025. He is also employed by JPMorgan Bank, where he can offer bank products such as deposit and credit services. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm focuses on non-discretionary advisory services delivered by a select group of Wealth Advisors.

Chandra Foster is a financial advisor with Charles Schwab in Los Altos, CA, holding Series 63 and Series 66 credentials and 12 years of industry experience. Foster has been with Charles Schwab and Charles Schwab Bank SSB since 2015. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Jeremy Belnas is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 23 years of industry experience. He has been with Morgan Stanley Smith Barney since 2012 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and proprietary planning tools.