Amanda Nichols is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and five years of industry experience. She has been with Wells Fargo Clearing Services, LLC since 2016. Nichols holds a non-active Virginia state law license and is a non-practicing attorney. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, supported by research from Wells Fargo Investment Institute and third-party sources.

Robert Brockmeier is a CFP®-designated financial advisor with 22 years of industry experience, currently serving clients at Morgan Stanley in Richmond, VA. He has worked within Morgan Stanley since 2010, including over a decade at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management provides investment advisory and brokerage services to individuals and institutions, offering tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and provides a range of programs including estate planning and corporate financial planning agreements.

John Lynch Jr. is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His work history includes roles at Bank of America, Merrill Lynch, and Harbor Group Management Company. Outside of finance, he has experience in the hospitality sector, having worked with Tulu Seaside Bar & Grill and East Coast Valet Company. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Kelly Barnes is a financial advisor at Ameriprise with 17 years of industry experience. She holds the Series 66 designation and has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2008. Outside of her advisory role, she serves as President of the Parent Teacher Association at AM Davis Elementary School. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, written recommendations. The firm operates as a large institutional provider offering a broad range of advisory, brokerage, and insurance solutions.

Norma Sellors is a financial advisor with Stifel in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has been with Stifel since 2015. Outside of her advisory role, she serves as a board member for the Lewistown Community Development Authority in Hanover County, VA. Stifel serves a broad range of clients including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Alton Howell Jr. is a ChFC® credentialed financial advisor with 42 years of industry experience, currently affiliated with LPL Financial since 2018. His prior experience includes roles at Woodbury Financial Services and earlier periods at LPL Financial. Outside of his advisory work, Howell owns Cornerstone Brokerage Services LLC and offers prepaid legal services through Legal Shield. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Kenneth Cortright Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has been with LPL Financial since 1990 and previously operated IA Cortright Company for 24 years. Outside of advisory work, he occasionally engages in freelance photography, primarily as a hobby. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supporting its extensive network of over 22,800 advisors.

Chinda Manalo is a financial advisor with Primerica Advisors in Midlothian, VA, holding Series 63 and Series 65 licenses and 13 years of industry experience. She has worked with PFS Investments Inc and Primerica Financial Services since 2016. Outside of her advisory role, Manalo is a partner in Manalo Enterprises, LLC. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and offers discretionary separately managed accounts, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Frederick Dunning is a financial advisor at UBS Financial Services with 29 years of industry experience, all of which he has spent at UBS. He holds the Series 63 and Series 65 licenses and is based in Richmond, VA. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Shawn Millimaki is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 3 years of industry experience. He has been with Wells Fargo Clearing since 2013. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with both discretionary and non-discretionary options tailored to plan objectives and risk tolerances.

Joel Winbigler is a financial advisor at Edward Jones with six years of industry experience. He holds the CFP®, CFA®, and Series 63 designations. Prior to joining Edward Jones in 2019, he worked at Bank of America from 2013 to 2018. Winbigler also serves as a Lieutenant Commander in the United States Navy Reserve. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including both high-net-worth and non-high-net-worth households. The firm manages over $1 trillion in assets through a large network of financial advisors and branch offices and offers a range of advisory strategies and affiliated investment products under a fiduciary standard.

David Gardner is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Ashwin Sharma is a financial advisor with LPL Financial in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. His prior roles include positions at Lincoln Financial Securities Corporation and Mass Mutual Investors Services. Outside of his advisory work, he is involved in modeling and acting on a limited basis. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by various operational and research tools.

Thomas Kidd III is a Series 66-registered financial advisor with Wells Fargo Clearing in Richmond, VA, and has 10 years of industry experience. He has been with Wells Fargo Clearing and its affiliates continuously since 2015. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Joseph Lively is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Ameriprise. Before joining Ameriprise in 2021, he worked at Call Federal Credit Union and Essex Bank. He holds a Series 63 license and is based in Goochland, VA. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets, delivering detailed recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Carter Neal is a CFP® professional with 12 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, he spent one year at WELLS FARGO Advisors, LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

R.F. Burke Steele IV is a financial advisor with LPL Financial in Chester, VA, holding a Series 66 credential and 12 years of industry experience. He previously worked at Investment Centers of America from 2014 to 2017 before joining LPL Financial in 2017. Outside of his advisory role, Steele is involved with Appomattox Wealth Management & Insurance and Appomattox Insurance Services, focusing on the sale of non-variable life and fixed insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Andrew Johnson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2026, he worked at Performance Foodservice and Bj's Wholesale Club, and he attended Gettysburg College. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction, delivering model portfolios built from mutual funds, ETFs, and ETPs using systematic methodologies and long-term asset allocation benchmarks.

Thomas Block is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 22 years of industry experience. His career includes roles at Cambridge Investment Research, CUSO Financial Services, Northwestern Mutual, Wells Fargo Advisor, and independent insurance agencies. He also works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent professionals, utilizing various platform arrangements and proprietary and third-party investment strategies.

Homi Modi is a financial advisor with Cetera, holding Series 63 and Series 65 designations and offering 40 years of industry experience. His career includes long tenures at Virginia Asset Management and Select Brokers, LLC, where he also works as an insurance agent selling life, health, disability, and long-term care products. He is based in Midlothian, VA. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with over 10,000 advisors and more than $256 billion in assets under management.