Gwendolyn Belle is a financial advisor at Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses with 22 years of industry experience. Her prior roles include positions at Wells Fargo Clearing and First Clearing, LLC. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and research to model potential outcomes.

E Cockrell Jr. is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and having 36 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Morgan Stanley & Co., Incorporated, and IA Dean Witter Reynolds Inc. since 1991. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Monte Carlo simulations to support its services.

Christopher Brennan is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he has involvement in real estate ownership unrelated to investment activities. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm offers a range of advisory, brokerage, and insurance solutions and uses a centralized consulting team to deliver tailored, research-driven retirement income recommendations.

Brude Stoever is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He has been with Wells Fargo in various capacities since 2009. Outside of his advisory role, he has a majority ownership in an investment-related business, STOEVER & PALMORE LLC, and serves as a trustee of a family trust. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Nayeli Ayala is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning her advisory career in 2026. Her prior work experience includes roles at Runnymede Corporation, Panera Bread, and James Madison University. Fidelity’s Strategic Advisers LLC serves a broad client base including retail and institutional investors, offering services such as discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Sara Johnson is a financial advisor at Merrill with 18 years of industry experience and holds a Series 66 designation. Her prior roles include positions at Private Capital Management, South State Advisory, South State Wealth, Bb&T Securities, and Truist Bank. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Marc Wein is a Financial Advisor at Merrill Lynch Wealth Management. He works with clients to develop personalized investment strategies aimed at pursuing their financial goals. Marc provides investing advice and access to Bank of America services, including banking and lending. He holds a Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Brigham Young University. Marc's approach focuses on understanding what matters most to individuals and families to create tailored financial strategies.

Mark Lange is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, Lange serves on the investment committee of a local nonprofit and owns several rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Ernest Davidson Jr. is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Advisors Corporation for 32 years. He also serves as a wealth advisor with Capitol Financial Solutions. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers and various advisory platforms. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party resources to manage portfolios across multiple asset classes.

Susan Craigie is a financial advisor with Raymond James & Associates in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. She has been with Raymond James & Associates since 2013. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, employer-sponsored retirement plans, corporations, charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses using firm research and planning tools, supporting both non-discretionary and discretionary advisory relationships.

Brantley Hathaway is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Truist Advisory Services, Truist Investment Services, and BB&T Securities. Hathaway serves as a board member for St. Joseph’s Villa, a nonprofit focused on connecting families with school and community resources. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and asset-allocation analyses, supporting both discretionary and non-discretionary advisory relationships.

William Hassett is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and the Morgan Stanley Private Bank since 2015. Outside of his advisory role, he serves as a trustee for a trust in Ponte Vedra Beach, Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, offering a range of investment and planning solutions without individual security recommendations in standalone plans.

Mary Torrice is a Senior Financial Advisor specializing in comprehensive wealth management strategies at Merrill Lynch Wealth Management. She provides concierge service by overseeing and coordinating the financial affairs of clients and their families, aiming to simplify their financial lives as the primary point of contact for wealth management. Mary utilizes a team of professionals from Bank of America and Merrill to assist with additional financial goals including estate planning, banking, lending, securities lending, life insurance, and long-term care. Her expertise encompasses college education planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, women and wealth, and retirement income. Mary works closely with clients who are near or in retirement, those seeking consolidation of financial advisors, or individuals interested in obtaining a second opinion on their financial strategy. She and her support team are committed to providing personalized, attentive service and measurable value to clients. Mary holds a Bachelor's Degree from Longwood University and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of her professional role, she is involved in community volunteering and enjoys soccer, swimming, tennis, and spending time with her family.

Karis Cox is a Senior Financial Advisor at Merrill Lynch Wealth Management. She focuses on providing clients with customized financial strategies that address their unique goals and priorities. Her approach involves a thorough assessment of clients’ current situations, objectives, concerns, and timelines to develop personalized wealth management plans. Karis specializes in areas such as executive compensation, family wealth management, legacy planning, philanthropic planning, personal retirement planning, tax minimization, and portfolio management. She also provides services tailored to endowments, foundations, non-profits, small businesses, and women and wealth. Karis holds a Bachelor's Degree from Roanoke College and maintains professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Robert Morris is a financial advisor at Raymond James & Associates with 28 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bb&T Securities, Truist Advisory Services, and Truist Investment Services. Outside of his advisory role, he is a member of the West Richmond Businessmens Association, a social and networking group for business professionals. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to individuals, employer-sponsored retirement plans, corporate and charitable entities, and government clients. The firm also offers wrap fee advisory programs and institutional consulting, with a focus that includes public finance and municipal work.

Hayden Kierl is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at The Vanguard Group for five years and has been with Fidelity Investments since 2022. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm’s investment process combines fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs, with a focus on systematic methodologies and long-term asset allocation.

Brady Smith is a financial advisor at LPL Financial with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Virginia Asset Group, Sona Bank, and Infinex Investments. Outside of his advisory work, Smith serves with the Richmond Fire Department. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services supported by research, model portfolios, and technology-driven solutions.

William Garter is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding a Series 66 designation and 18 years of industry experience. His career includes roles at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a discretionary 3(38) option, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Phifer is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment searches, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Marc Cram is a financial advisor with Morgan Stanley in Richmond, VA, holding Series 63 and Series 65 credentials and over 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has also been with Morgan Stanley Smith Barney and Citigroup Global Markets. Outside of his advisory role, he is involved in the hospitality industry as a partner and officer in multiple restaurant and bar ventures in Richmond. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.