Joann Doan is a financial advisor with Fidelity in Sacramento, CA. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at UC Davis, Moss Adams, and the California Department of Transportation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Thomas Tran is a financial advisor at Wells Fargo Clearing with eight years of industry experience. He holds Series 63 and Series 66 licenses and has been with Wells Fargo Clearing Services LLC since 2017, also maintaining a role at Wells Fargo Bank NA since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s approach is based on an IPS-driven process grounded in modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Wesley Holcomb is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with LPL Financial since 2006, including a recent role at LPL Enterprise LLC. Outside of his advisory work, he coaches wrestling at Rio Americano in Sacramento. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Matthew Schmitt is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Robert W. Baird & Co. since 2009. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Heather Clark is a financial advisor with Cambridge Investment Research Advisors in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Cambridge Investment Research since 2009 and previously at Richard Watson from 1996 to 2017. Outside of her advisory role, Clark serves as an assistant coach for the Rocklin Unified School District and is a board member and president of RRUFF, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Jennifer Jackson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked with Wells Fargo affiliates since 1999, including Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she co-owns an online retail store, Cool Deal, LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Sean Gannon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and with Wells Fargo Advisors Financial Network since 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition planning and special-needs analysis.

Jonathan Aring is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2002. Outside of his advisory role, he is a silent partner in Aring Woodwork, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Nathan Kawaguchi is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been serving client needs at Fidelity for over a decade, progressing through roles of increasing responsibility including Vice President, Financial Consultant from 2015 to 2022, and Financial Consultant from 2013 to 2015. Prior to joining Fidelity, Nathan held various financial advisory roles at Merrill Lynch, Wells Fargo Advisors, A.G. Edwards, and ETrade Financial. Nathan holds a California Insurance License. He approaches his work as a partnership with clients, focusing on helping them make decisions that align with their personal values and life purpose. He is committed to building long-term relationships based on trust to support clients throughout their life journey. Outside of his professional role, Nathan has interests in baseball, family activities, fitness, parenthood, reading, and traveling.

Patrick Shannon Jr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and BlackRock Investments. Outside of his advisory work, he serves as a trustee for his father's trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a large network of financial advisors and uses research and modern portfolio theory to evaluate investment options, offering both brokerage and advisory solutions.

Tyler Reehil is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Ameriprise, Fidelity Brokerage Services, BBVA Securities, Suez, and JPMorgan Securities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools and provides specialized planning programs, including divorce and estate-settlement services.

Roneil Kumar is a financial advisor at Edward Jones in Sacramento, CA, holding a Series 66 designation with two years of industry experience. Prior to joining Edward Jones, he worked at First Republic and Apple, and has experience as a learning consultant focused on improving training programs through freelance work. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs and a large nationwide network of financial advisors and branch offices.

Eric Hoffart is a financial advisor with Raymond James Financial Services Advisors Inc. in West Sacramento, CA, holding Series 63 and Series 66 licenses, and has 21 years of industry experience. He previously worked at Lord Abbett for seven years and has been with Raymond James and First Northern Bank since 2017. Outside of advising, he is a partner in several beer garden ventures, including Lohi Beer Garden and Southside Beer Garden. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual and institutional clients, including high-net-worth investors and public entities. The firm offers tailored, typically non-discretionary advisory services supported by risk-based reviews and serves state and municipal clients with access to broader public finance capabilities.

Mark Atkins is a financial advisor with Primerica Advisors in Shingle Springs, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and with Primerica Financial Services since 1991. In addition to advising, he is involved in sales of home-related products through affiliated companies, including loan products and home security services. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm focuses on third-party manager selection and uses a tiered wrap-fee structure rather than fixed fees.

Evan Currie is a Series 66-licensed financial advisor with Edward Jones, based in Fair Oaks, CA, with three years of industry experience. Prior to joining Edward Jones, he worked for the Fair Oaks Water District for 12 years. He serves as a board member for the Fair Oaks Cemetery District. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, offering a range of advisory programs and investment strategies supported by a nationwide network of over 23,700 financial advisors.

Jose Delgado is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. His prior work includes roles at Tri Counties Bank and JPMorgan Chase. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, as well as registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, and it serves a range of clients through discretionary and non-discretionary advisory services.

Michael Szabad is a financial advisor at Primerica Advisors with Series 63 and Series 65 credentials and one year of industry experience. His background includes service in the CA Army National Guard since 2015 and work with the Counterdrug Task Force from 2022 to 2024. He also has experience in hospitality with Murietta Inn & Spa and in business with LumaGlow. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Russel Phelps III is a CFP® with 32 years of industry experience, currently affiliated with Ameriprise since 2005. He holds a Series 63 license and serves as CEO of R3, a practice support business, in addition to engaging in independent insurance brokering with Western Health Advantage. Ameriprise is a large institutional firm that offers retirement-income planning services primarily for individuals with significant investable assets, combining research and modeling with tax-efficient strategies to deliver tailored recommendation reports through a centralized consulting team.

Brian Casper is a financial advisor at Edward Jones in Gold River, CA, holding CFP® and Series 66 designations with 13 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Stanley Leong is a financial advisor with Ameriprise in Roseville, CA, holding the CFP®, ChFC®, and Series 66 credentials and has 23 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, he is authoring a new book to be sold on Amazon. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies to support clients’ income goals.