August Lentricchia is a financial advisor with Cetera who holds a Series 63 designation and has 45 years of industry experience. His background includes roles with various insurance and tax preparation entities, including Senior Services of North America and Freedom Wealth Management, where he has been involved in selling insurance products and preparing individual tax returns. He also has experience selling Medicare insurance and fixed annuities. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform combining discretionary and non-discretionary services, model portfolios, third-party money managers, and various program structures.

Shawn Boyle is a financial advisor at OSAIC with 32 years of industry experience. He holds a Series 63 designation and has worked at firms including LPL Financial and INVEST Financial Corp. In addition to his advisory role, Boyle serves as president of Tax Line Corp., where he is involved in tax preparation, and he also offers life, disability, long-term care insurance, and fixed annuities as an insurance agent. OSAIC serves a broad range of clients, including individual and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party asset managers. The firm employs asset-allocation tools and automated rebalancing across multiple investment platforms and supports a variety of legacy and third-party programs.

James Mc Loughlin is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked at Raymond James since 2019 and spent 11 years at Ameriprise Financial Services prior to that. Outside of his advisory role, he works as an independent contractor financial advisor for Girard Wealth Management. Raymond James Financial Services Advisors serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored strategies developed through risk profiling and firm research, with a notable focus on non-discretionary advisory services.

Lydia Diclemente is a financial advisor at Merrill with 22 years of industry experience. She has held her current role at Merrill Lynch, Pierce, Fenner & Smith, Inc. since 2011. In addition to her advisory work, she serves on a committee for fundraising events at St. Anthony's High School and acts as a trustee for a family fiduciary role. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies tailored to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm integrates these advisory services with Bank of America's broader platform, including access to swaps, derivatives, lending, and custody services.

Thomas Tilton is a CFP® professional with 36 years of industry experience, currently affiliated with LPL Financial since 2023. He previously worked for Woodbury Financial Services for 14 years. Outside of his advisory role, he is involved with insurance-related activities through entities such as Simplicity Group and Crump Insurance Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party subadvisors, and proprietary research.

Scott Frayler is a financial advisor with LPL Financial, holding Series 63, 65, and 66 designations and bringing 24 years of industry experience. Prior to joining LPL Financial in 2019, he worked at Planmember Securities Corporation and Mutual, Inc. He is also involved in coaching youth basketball for Nassau Pride Hoops of LI Inc. and St. Anthony's School. LPL Financial is a nationally registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Brandon Abbe is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has been with Wells Fargo Advisors since 2014. Outside of his advisory role, he co-owns Melville Wealth Management LLC with his spouse and owns D&B Insurance Brokerage Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Danielle De Marco is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. She has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering advisory services alongside affiliated brokerage and investment management capabilities.

Ann McGreevy Doria is a financial advisor with MassMutual Investors Services, holding a Series 63 designation and 31 years of industry experience. She previously worked at Metlife Securities Inc. for 21 years before joining MassMutual in 2016. In addition to her advisory role, she operates as an independent insurance agent specializing in life, accident, and health insurance. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using detailed client information and firm-approved tools to deliver written recommendations.

Lania Cross is a financial advisor with LPL Financial, holding Series 63, 65, and 66 licenses and bringing 27 years of industry experience. She has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement plan consulting supported by research from LPL and third-party subadvisors.

Dennis Beasley is a CFP® and holds a Series 65 license with 18 years of experience at DLB Wealth Advisors LLC and over 21 years at Beasley Tax & Financial Advisors LLC. He operates as the sole advisor at DLB Wealth Advisors, an independent firm based in East Northport, NY. DLB Wealth Advisors provides portfolio management and financial planning services primarily to individual clients and manages approximately $18.1 million in assets across 27 client relationships. The firm employs routine account reviews and may use derivatives within separately managed accounts, distinguishing its operational approach from many peers.

Harry Turner is a financial advisor at hgTurner Associates LLC with 4 years of industry experience. He has been associated with hgTurner Associates LLC since 1994. hgTurner Associates LLC provides portfolio management and advisory services primarily to individual clients with smaller household accounts. The firm manages approximately $13.3 million in assets across about 91 client relationships and operates within a supported advisory model.

Glenn Turner is a financial advisor at hgTurner Associates LLC with four years of industry experience. He holds a Series 63 designation and has been involved with hgTurner Associates since 2004. Outside of his advisory role, he assists in a PR business, Ripple Strategies LLC, working about 10 hours per week on organizational paperwork. hgTurner Associates LLC provides portfolio management and advisory services primarily to individual clients with smaller household accounts. The firm manages approximately $13.3 million in assets for around 91 clients and operates within a formal custodian and compliance framework.

Andrew Almeida is a financial advisor at XYPN Sapphire with 11 years of industry experience. He holds the CFP® and CFA® designations and has worked previously at Almeida Investment Management and City National Bank. XYPN Sapphire provides investment management and financial planning services to individuals, trusts, estates, business entities, and retirement plans. The firm’s approach focuses on long-term, risk-based asset allocation using diversified portfolios and incorporates both discretionary and non-discretionary management, with some specialized digital-asset services.