Richard Chan is a financial advisor at Wells Fargo Clearing in Salt Lake City, UT, holding Series 63 and Series 66 licenses with five years of industry experience. His prior work includes roles at Wells Fargo and Walgreens. Outside of advising, he works as a delivery driver for Uber Technologies Inc. on a part-time basis. Wells Fargo Advisors is a national securities firm providing investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions leveraging research and analytics, with a focus on diversification and modern portfolio theory.

Thanya Mendoza is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Her prior work includes roles at Solera National Bank, American Sleep Dentistry, and Utah Behavior Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction to manage model portfolios and oversees sub-advisers while addressing potential conflicts of interest.

Mark Dewyze is a CFP® professional with 13 years of industry experience, currently serving at Fidelity Investments since 2012. He has held roles within Fidelity Personal and Workplace Advisors for seven years before joining Fidelity’s institutional division in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, often employing affiliated or unaffiliated sub-advisers and maintaining formal advisory roles with multiple registered investment companies.

Kimberly Smith is a financial advisor with Raymond James & Associates in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at Merrill Lynch for 14 years before joining Raymond James in 2021. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, and offers financial planning, investment consulting, and municipal advisory services.

Jess Hansen is a financial advisor with LPL Financial in Salt Lake City, UT, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. He previously worked at Fidelity Investments for 18 years and has been affiliated with both LPL Financial and Zions Bank since 2017. Hansen also teaches online courses at Brigham Young University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services through its extensive network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies.

Caleb Mc Farland is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. Prior to joining LPL Financial, he worked at CUSO Financial Services, LP and has diverse experience including roles in floor removal and agricultural operations. Mc Farland has also been involved with The Church of Jesus Christ of Latter-Day Saints. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, and supports investment advisers with a variety of model portfolios and operational tools.

Andrew Patch is a financial advisor at Merrill with Series 66 and Series 63 credentials and four years of industry experience. He has previously worked at Fidelity Investments, Morgan Stanley/E*TRADE, and Target. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Roy is a financial advisor with Merrill in Salt Lake City, UT, holding a Series 66 designation and seven years of industry experience. He previously worked at RBC Capital Markets, LLC from 2016 to 2024 before joining Merrill. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Daniel Milligan is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and is based in Salt Lake City, UT. Milligan has been affiliated with Fidelity Brokerage Services since 2008 and joined Fidelity Investments in 2025. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and discretionary management, with distinct activities such as commodity pool operation and use of AI in investment research.

Scott Hall is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. His prior work includes roles at BYU Dining Services and BYU Testing Center. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.

John Davila is a financial advisor with Fidelity in Salt Lake City, holding a Series 66 designation and one year of industry experience. Prior to joining Fidelity in 2025, he spent seven years at KeyBank National Association and also worked in fashion operations. He serves as treasurer and board member for the Bonneville Tower Condominium Association. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprising mutual funds, ETFs, and ETPs.

Thomas Quitasol is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked in various roles within Fidelity since 2015. Outside of his advisory work, he is a partner in an LLC focused on property maintenance. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a diverse range of portfolios.

Jonathan Holmes is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities since 2023, following a ten-year tenure at JPMorgan Chase Bank, N.A. in Salt Lake City, UT. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a written asset allocation advice program supported by centralized due diligence and quantitative and qualitative research. The firm’s advisory approach incorporates forward-looking capital market assumptions and may include ESG considerations.

William Loertscher is a financial advisor with Fidelity, holding a Series 66 designation and 18 years of industry experience. His work history includes roles at E*TRADE Securities LLC, Axa Advisors, and Fidelity Brokerage Services LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including model portfolio construction using proprietary research, quantitative analysis, and algorithmic methods. The firm also serves as a registered commodity pool operator and advises multiple registered investment companies.

Joseph Fetters is a financial advisor based in Salt Lake City, UT, affiliated with Wells Fargo Clearing. He holds Series 63, 65, and 66 designations and has 36 years of industry experience. His prior work includes a tenure at Prudential Equity Group, LLC from 2000 to 2003. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions.

John Bonnemort is a Financial Consultant at Fidelity Investments, a position he has held since 2021. He is a Certified Financial Planner (CFP®) who works collaboratively with clients to develop strategies aimed at enhancing their financial outcomes. His approach to financial planning encompasses a comprehensive management of personal financial situations, integrating elements such as tax-efficient investing, estate and legacy planning, insurance, and risk management. John's professional experience spans several roles in the financial services industry, including positions as a Registered Representative and Insurance Agent with State Farm from 2020 to 2021, a Financial Planner at First Capital Advisors from 2019 to 2020, a Financial Planner at Lincoln Financial Advisors from 2016 to 2019, and a Financial Advisor at Edward Jones from 2013 to 2016. He holds insurance licenses in Arkansas and California. Outside of his professional work, John engages in family activities and enjoys fishing, fitness, hiking, and traveling.

Trevor Wessman is a financial advisor with Fidelity in Salt Lake City, UT, holding a Series 66 designation and four years of industry experience. Prior to joining Fidelity, he worked at Inca, BambooHR, American Buildings Company, and Nucor Buildings Group. Outside of his advisory role, he operates as an Independent Business Owner selling products through Amway Corporation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its formal advisory roles to multiple registered investment companies and for integrating AI and systematic methodologies in its investment process.

Katja Akiyama is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and has worked at firms including LPL Financial, Ameriprise Financial, and Cyprus Credit Union. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios composed of mutual funds, ETFs, and ETPs.

Carilynn Lape is a financial advisor at Fidelity with seven years of industry experience. She holds the Series 66 and Series 63 designations and has worked at Fidelity Investments in multiple roles since 2019, as well as at Summit Global Investments and Zions Bancorporation. Prior to her financial career, she worked at the United States Postal Service. Fidelity's affiliate, Strategic Advisers LLC, provides investment management and advisory services to a variety of clients including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory role to multiple registered investment companies and its use of systematic methodologies and AI in portfolio management.

Michael Sutherland is a financial advisor at LPL Financial with 37 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with LPL Financial since 2003. Outside of his advisory role, he is a commissioned notary. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms.