Jeffrey Polcar is a financial advisor with Wells Fargo Clearing in Cleveland, OH, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at UBS Financial Services for nine years before joining Wells Fargo Clearing in 2016. Polcar serves as an investment committee member for The Church in Aurora, providing guidance and information to its members. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to evaluate investment options based on diversification principles and modern portfolio theory while offering a broad range of brokerage and advisory solutions.

Robert Janik is a financial advisor with Thrivent Investment Management in Lorain, Ohio. He holds a Series 66 credential and has two years of industry experience. Prior to his current role, Janik worked at UPS and Doordash and spent over a decade at Panera Bread. Outside of his advisory work, he teaches pickleball clinics at Lorain County Community College for retirees and working individuals. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based financial planning without discretionary trading authority. The firm allows clients to combine planning with managed-account programs under a consolidated billing option while keeping planning and portfolio management separate.

Alishia Hussain is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America and Merrill. She is currently based in Cleveland, OH. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Ronald Smith is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 33 years of industry experience. His prior career includes long tenure at Nationwide Insurance and Nationwide Securities, spanning over four decades. In addition to his advisory role, he serves as an independent insurance agent and consultant, including executive roles in consultative insurance and insurance merger specialist firms. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Jennifer Oxley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds a Series 66 designation and worked at Merrill from 1996 to 2023 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to support client planning.

Scott Lepa is a financial advisor with LPL Enterprise, holding a Series 63 designation and 25 years of industry experience. His prior roles include positions at MGO Inc. and Cerity Partners LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm employs a model-driven investment approach and offers services such as financial planning, access to third-party asset managers, and participation in wrap programs.

Yasmeen Muhammad is a financial advisor at Robert Baird & Co. in Cleveland, OH, holding Series 63 and Series 66 licenses with six years of industry experience. Her prior roles include positions at Charles Schwab, Charles Schwab Bank, and KeyBank. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services through a combination of in-house and third-party managers, including discretionary and non-discretionary strategies.

Tom Stapel is a financial advisor with Cambridge Investment Research Advisors who has 41 years of industry experience. He previously worked at Cetera Advisor Networks LLC for nine years before joining Cambridge in 2023. Cambridge Investment Research Advisors serves a diverse client base that includes individuals across wealth levels, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Tyner Haag is a financial advisor at UBS Financial Services in Cleveland, OH, holding a Series 66 designation with six years of industry experience. He has worked at UBS since 2018 and has previous experience at the University of Dayton and Kyocera-SGS Precision Tools. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations with proprietary research to tailor plans to clients’ goals and risk tolerances. The firm operates with institutional trading capabilities alongside wealth management services.

Meghan Latham is a financial advisor at UBS Financial Services with 22 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets offerings.

Sean Hardy is a financial advisor with UBS Financial Services in Cleveland, OH, holding a Series 66 license and 28 years of industry experience. He has been with UBS since 2013 and previously worked at KeyBanc Capital Markets Inc. from 2005 to 2007. Hardy serves as a trustee for the Ruth E. Hopkins Irrevocable Trust. UBS Financial Services offers brokerage and investment advisory services to individual, corporate, and institutional clients, providing fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.

Kevin Bukvic is the Vice President and Branch Leader at Fidelity Investments, overseeing the Cleveland Westlake Investor Center. In this role, he focuses on fostering a strong culture and providing coaching to advisors to achieve superior outcomes for clients. Kevin has been with Fidelity Investments since 2014, progressing through various roles including Assistant Branch Leader, Financial Consultant, Investment Consultant, Central Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Customer Service Representative at Charles Schwab from 2013 to 2014.

John Lostoski is a financial advisor at Equitable Advisors with two years of industry experience. He holds the Series 66 designation and has prior work experience at BrightEdge Technologies and Charles Schwab. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm provides financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives and offers a range of third-party advisory models and services.

Kathleen Graham is a financial advisor at OSAIC with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Morgan Stanley, Equitable Advisors, and Securities America. OSAIC serves a diverse client base including individual and institutional investors, offering integrated brokerage and advisory services through a broad network of affiliated advisers and multiple platforms. The firm utilizes asset-allocation tools, risk-tolerance assessments, and third-party managers to construct portfolios across a range of securities and investment types.

Noel Elliott is a financial advisor at Mass Mutual Investors Services with one year of industry experience. Prior to joining Mass Mutual, he worked at Alto Financial Group and Family First Life. Outside of financial services, Elliott owns several businesses related to health care training, insurance, and general education. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools.

Nick Pietrocola is a financial advisor with Ameriprise in Westlake, OH, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of his advisory work, he participates in surveys related to the financial services industry. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides ongoing, written retirement-income planning and advice focused on dependable income sources and tax-aware withdrawal strategies.

Joel Jensen is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously spent 21 years at Lincoln Financial Advisors Corporation before joining Cambridge in 2024. Jensen holds a Series 63 designation and is based in Westlake, Ohio. He is also the owner of Wealthplan Partners LLC, an independent advisory business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing multiple custody platforms and proprietary as well as third-party model strategies.

Scott Jones is a CFP® professional affiliated with Raymond James Financial in Westlake, Ohio, with 18 years of industry experience. He holds the Series 63 designation and has worked at Raymond James Financial Services Advisors Inc. since 2013. In addition to his advisory role, Jones is Vice President at CKE Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and nonprofits. The firm employs risk profiling and analytical tools to tailor non-discretionary planning and supports both retail and institutional clients through a large network of advisors.

Tyler Amos is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank since 2011. Amos serves as an advisory board member and secretary for the University of Akron Finance Advisory Board, contributing to academic programming and departmental support. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing bundled advisory, brokerage, custody, and cash-sweep services with a combination of non-discretionary and discretionary investment options.

Nathan Davis is a Series 66 licensed financial advisor with nine years of industry experience. He has worked at Merrill and Bank of America before joining Raymond James & Associates, where he has been since 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.