Thomas Paulson is a financial advisor with RBC Capital Markets in Lake Forest, IL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. His prior work includes positions at Bank of America, Merrill, and City National Bank. Outside of advising, he is an officer and 50% owner of a plumbing supply company and serves as treasurer on the board of a family education foundation providing college scholarships. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs with customized portfolio management integrating in-house and third-party managers, alongside features such as tax management and responsible investing.

Brian Katz is a financial advisor at Morgan Stanley with 33 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Citigroup Global Markets. Katz is also involved in managing multiple real estate-related trusts and LLCs. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs and tailored financial planning supported by firm-approved tools and modeling techniques.

Maria Cintron is a Series 66-credentialed financial advisor with 17 years of industry experience. She has worked at Merrill for 11 years before joining UBS Financial Services, where she has been since 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, providing a broad range of products and capital markets services.

Jelena Stanojevic is a financial advisor at Morgan Stanley with 20 years of industry experience. She has been with Morgan Stanley and its affiliates since 2007, holding Series 63 and Series 66 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools.

Chad Lowry is a financial advisor at Morgan Stanley in Deerfield, Illinois, holding a Series 66 designation. He has over two decades of industry experience, including 24 years at Morningstar prior to joining Morgan Stanley. Outside of his advisory role, Lowry is a freelance writer for Isle Data, a technology-focused business based in Chicago. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a broad range of advisory programs to individuals and institutional clients, including structured financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and integrates proprietary tools and modeling techniques in its planning process.

Mahua Chakraborty is a financial advisor with Equitable Advisors in Aurora, IL, holding a Series 66 designation and five years of industry experience. She has been with Equitable Advisors since 2020, following a brief tenure at Axa Advisors, LLC, and prior experience as a homemaker. Equitable Advisors serves individual investors, retirement plan sponsors and participants, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels.

Christopher Schneider is a financial advisor with Equitable Advisors, holding a Series 66 credential and 16 years of industry experience. He has been with Equitable Advisors since 2009, including time when the firm operated as AXA Advisors. Outside of his advisory role, Schneider serves as a volunteer firefighter with the Western Springs Fire Department. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored to client goals, risk tolerance, and time horizon.

Bradley Zamler is a financial advisor with Morgan Stanley in Deerfield, IL, holding a Series 66 license and 16 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves on the board of the American Friends of the Israel Sport Center for the Disabled, a nonprofit focused on physical and psychological rehabilitation. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, emphasizing structured financial planning supported by firm-approved tools and extensive asset management.

Antonette Gambini is a CFP®-designated financial advisor with Equitable Advisors, where she has worked since 2000. She has 31 years of industry experience and previously worked with AXA Advisors, LLC. Outside of her advisory role, she supervises and directs a handbell program at the First Congregational Church of Crystal Lake. Equitable Advisors serves a broad range of clients, including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating primarily through sponsored programs and endorsed third-party managers.

Charles O'Neil is a financial advisor at RBC Capital Markets with 10 years of industry experience. He holds a Series 66 designation and has previously worked at City National Bank, Bank of America, Merrill, and Morgan Stanley. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients by providing advisory programs, portfolio management, financial planning, and brokerage services. The firm customizes investment strategies based on client risk profiles and utilizes both in-house and third-party managers to implement diversified portfolios.

Daniel Liebers is a financial advisor with Equitable Advisors in Deerfield, IL, holding Series 63 and Series 65 licenses and 37 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 1999. Outside of his advisory work, he serves as co-trustee of a living trust with his wife. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model that utilizes multiple advisory programs and offers both advisory and brokerage channels to implement client recommendations.

Matthew Heise is a financial advisor at Morgan Stanley with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked in various roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, Merrill Lynch, and other financial firms. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and strategies.

Aldin Rakovic is a financial advisor with J.P. Morgan Securities in Northbrook, IL, holding Series 63 and Series 65 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities and Jpmorgan Chase Bank, N.A. since 2014. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Scott Davis is a financial advisor with Merrill in Northbrook, IL, holding Series 63 and Series 65 credentials and 29 years of industry experience. He previously worked at Morgan Stanley Private Bank for nine years before joining Merrill and Bank of America in 2024. Outside of his advisory role, he serves as a board member for Dairymen's Inc., a family resort and club in Boulder Junction, Wisconsin. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Michael Mullenbach is a financial advisor with Raymond James & Associates in Deerfield, IL, holding Series 63 and Series 65 registrations and with 15 years of industry experience. He has been with Raymond James & Associates since 2011. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutional clients, and charitable organizations. The firm provides financial planning and non-discretionary investment consulting, utilizing various portfolio management styles supported by affiliated research and model managers.

Jeffrey Richards is a financial advisor at Merrill with two years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2022. Prior to joining Merrill, he spent five years at Plum Market - Old Town and four years with Friar Tuck Beverage. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Joshua Spungen is a Wealth Management Advisor at Merrill Lynch Wealth Management, associated with The Gelb Advisory & Retirement Team. He joined the firm in 2015 after completing his undergraduate studies at Miami University, where he studied finance and history. Joshua focuses on designing and implementing customized wealth management strategies aimed at helping clients achieve financial success, including individuals and corporate clients. His expertise encompasses a variety of financial planning areas such as corporate benefits, executive services, divorce transition planning, education planning, family wealth management strategies, and socially responsible investing, among others. Joshua and his team utilize Merrill's Personal Wealth Analysis™ software to simulate and monitor various financial scenarios, assisting clients with portfolio management and wealth accumulation while addressing aspects like tax efficiency and risk mitigation. Joshua holds several professional designations including Certified Investment Management Analyst (CIMA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional role, he volunteers with Semester at Sea's Young Alumni Council and engages in activities such as golfing and following sports teams like the New Jersey Devils, Washington Nationals, and New York Giants.

Barton Leahy is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets beginning in 2006. Outside of his advisory role, he is a general partner in a family limited partnership involved in land leasing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Katherin Mullane is a financial advisor at Merrill in Northbrook, IL, holding Series 63 and Series 66 licenses with 20 years of industry experience. She has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional clients.

Amy Baker is a financial advisor with Morgan Stanley Wealth Management in Deerfield, IL, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and methodologies such as Monte Carlo simulations and Secular Return Estimates in its financial planning process.