Karin Deline is a CFP® professional with 33 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. She holds Series 63 and Series 65 licenses and is based in Farmington Hills, Michigan. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Andrew Pusateri is a CFP® and CFA® charterholder with 20 years of industry experience. He has been with Edward Jones since 2007, based in South Lyon, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions supported by a nationwide network of financial advisors and branch offices.

John Perryman III is a financial advisor with Merrill based in Farmington Hills, MI. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked at Merrill Lynch Pierce, Fenner & Smith Inc. since 2002 and at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jodi Whitmore is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. She has worked at several firms, including Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets, Quick & Reilly, Inc., and Banc One Securities Corporation. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets. The firm employs a structured financial planning process supported by firm-approved tools and offers various investment and advisory services.

Douglas Dawe is a CFP® professional with 17 years of industry experience, currently serving at OSAIC since 2018. He worked previously at Signator Investors Inc for eight years. Dawe is a board member of Family Face Ministries and serves as president of the board of directors at St. Stephen Lutheran Church, engaging in strategic and governance roles outside of his advisory work. Osaic Wealth supports a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, with capabilities for discretionary management and third-party manager selection.

Keith Kozak is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including comprehensive financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate agreements.

Ashley Gerback is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Ashley partners with clients and their Wealth Management Advisors to provide a team-based approach to holistic financial planning. Ashley collaborates with clients to understand their priorities and customize plans that address their evolving needs. Ashley has been with Fidelity Investments since 2016, progressing through several roles including Financial Representative from 2016 to 2018, Relationship Manager from 2018 to 2020, and Planning Consultant from 2020 to 2026 before assuming the current position. This experience has provided Ashley with a comprehensive understanding of wealth management and client relationship development. Outside of work, Ashley enjoys outdoor activities such as camping, hiking, kayaking, and playing soccer, as well as spending time with family and reading.

Samuel Orlando is a financial advisor with Raymond James Financial in Northville, MI, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Raymond James Financial and its affiliated entities since 2010. Outside of his advisory role, he is the owner of Orlando Wealth Management and an associate at Center Street Wealth Strategies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools and supports municipal and public-finance advisory work through a unique affiliation with a municipal advisor.

Louis Perraut is a CFP®-designated financial advisor with eight years of industry experience, currently with Osaic. His prior roles include positions at Signator Investors Inc, Beaumont Health, and Wayne State University. He holds a Series 66 license and is based in Southfield, Michigan. Outside of Osaic, he serves as Director of Investment Management at Fathom Financial Partners and is involved with Dunleavy Wealth Management in both advisory and insurance sales capacities. Osaic Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, providing brokerage and advisory services across various financial programs. The firm’s investment approach features model-based asset allocation, portfolio optimization, and a multi-advisor platform with access to discretionary and third-party managed strategies.

Racheal Hardy is a financial advisor at J.P. Morgan Securities with eight years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2011. Prior to her financial career, she spent a year at Jamberry Nails. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments with a focus on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates both quantitative screening and qualitative research, incorporating ESG criteria and advanced derivatives capabilities.

William Knudsen is a financial advisor with LPL Financial, holding Series 63, 65, and 66 credentials and 27 years of industry experience. Prior to joining LPL Financial in 2015, he worked at The Huntington Investment Company, Chase Investment Services Corp., and Fifth Third Securities, Inc. He also manages a private investment and tax-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary strategies.

Jon Vander Laan is a Financial Consultant currently working at Fidelity Investments since 2026. He has held various roles within Fidelity Investments including Financial Consultant, Investment Consultant, and Financial Representative since 2022. Prior to his current role, he worked as a Private Wealth Advisor at Stonebrook Private from 2024 to 2026. Jon focuses on providing a personalized and holistic approach to financial planning. He takes time to understand each client's unique situation, analyzing and stress testing their financial status to identify opportunities and risks. He collaborates with clients to develop strategies aligned with their financial goals, adjusting plans as life circumstances and market conditions change. Outside of his professional career, Jon enjoys family activities, football, golf, outdoor adventures, traveling, and volunteering.

Alvin Hill III is a financial advisor at Edward Jones with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at several firms, including Comcast Corporation, Citizens Securities, Chase Investment Services, and Banc One Securities. Alvin has been with Edward Jones since 2018. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Brian Sites is a CFP® professional with 20 years of experience in the financial advisory industry. He is currently with Edelman Financial Engines and has previously worked at Fidelity Personal and Workplace Advisors and Financial Engines Advisors L.L.C. Edelman Financial Engines provides technology-enabled investment advisory services primarily for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Dylan Mc Evilly is a financial advisor at Raymond James & Associates with eight years of industry experience. He holds the Series 66 designation and has worked previously at Wells Fargo Clearing and Aerotek. He also spent five years at the University of Michigan - Dearborn. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

Cathleen Odish is a financial advisor with LPL Financial, holding a Series 66 designation and 16 years of industry experience. She previously worked at Cambridge Investment Research Advisors and National Planning Corporation. Odish also presents seminars through White Glove Workshops, an activity she has been involved with for several years. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice provided by investment adviser representatives using a variety of discretionary and non-discretionary strategies.

Alexander Potter is a financial advisor at Cambridge Investment Research Advisors with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cambridge Investment Research Advisors since 2017, following prior roles at MML Investors Services and MassMutual. Outside of his advisory work, he is the owner of several retail sales and wealth management businesses. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension funds, and charitable organizations by offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm manages a multi-billion dollar asset base and provides access to multiple platforms and third-party advisers along with proprietary model strategies under the Founders Gate Capital brand.

Brian D'ziurman is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2011. He holds Series 63 and Series 66 designations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to build model asset allocations and offers broader derivatives and commodities capabilities compared to many institutional advisory programs.

Urban Hubert is a CFP® designated financial advisor with UBS Financial Services in Plymouth, MI, bringing 61 years of industry experience. He has been with UBS Financial Services since 1963. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Shelley Graunke is a financial advisor with Morgan Stanley in Farmington Hills, MI, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Morgan Stanley since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and provides services through structured planning processes supported by firm-approved tools.