Ian Elgersma is a financial advisor at Cetera with 10 years of industry experience and holds the Series 66 designation. He has been associated with Cetera and its affiliated entities since 2015. Outside of his advisory role, he owns and manages business entities related to real estate development and business expenses. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable entities, and institutional accounts. The firm offers diverse portfolio management and consulting services through a multi-manager platform that enables advisors to implement various investment strategies under discretionary and non-discretionary authorities.

Andrew Ahrens is a financial advisor at Stifel in Grand Rapids, MI, holding a Series 66 designation with four years of industry experience. His work history includes positions at Stifel since 2021, Northwestern Mutual in 2021, and other roles prior to entering the financial services sector. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Levi Bykerk is a financial advisor with Raymond James Financial in Wyoming, MI, holding the Series 66 designation and one year of industry experience. He has a diverse background including roles in education at multiple Christian schools and involvement with Calvary Christian Reformed Church. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a varied client base that includes individuals, institutions, and charitable organizations. The firm uses risk profiling and analytical tools to tailor non-discretionary planning and consulting to client goals, supporting implementation through its advisory programs and partnerships.

Brian Revis is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2023. He works closely with high-net-worth individuals and families to help navigate the complexities associated with significant wealth. Using Fidelity's resources and capabilities, he develops tailored investment and wealth planning strategies that address income needs, tax-efficient investing opportunities, and legacy planning considerations. Before joining Fidelity, Revis held several roles at Charles Schwab, including Vice President - Financial Consultant from 2022 to 2023, Investment Consultant from 2021 to 2022, and Broker from 2019 to 2021. He began his career as a Broker Management Associate at Jackson National from 2016 to 2019. Revis is committed to building lasting relationships based on trust, collaboration, and personalized guidance.

Larry Johnson is a financial advisor with Merrill in Grand Rapids, MI, holding a Series 66 designation and over 20 years of industry experience. He has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2000 and has also worked at Bank of America, N.A. since 2025. Outside of his advisory role, he serves as a deacon at First Byron Christian Reformed Church, assisting with collection duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Benton Miller is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 22 years of industry experience. His career includes roles at DFCU Financial, Cuso Financial Services, J.P. Morgan Securities, and Chase Investment Services Corp. He is involved in DFCU Financial Partners, a business related to his LPL practice. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Alex George is a financial advisor at Edward Jones with nine years of industry experience. He holds the CFP®, ChFC®, and Series 66 designations and has been with Edward Jones since 2016. Outside of his advisory role, he is a partner in an apartment rental business in Grand Rapids, Michigan. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Melissa Hutchinson is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding a Series 66 credential and 15 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she co-owns an office furniture moving and assembly business with her spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a blend of brokerage and advisory solutions supported by extensive research and analytics.

Brandon Conaty is a financial advisor with LPL Financial, holding a Series 66 credential and two years of industry experience. Prior to joining LPL Financial in 2024, he worked in the freight and trucking sectors, including roles at UPS Freight, Roth Trucking, and TForce Freight. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including access to third-party asset managers and institutional platforms, supported by operational tools and a broad network of over 22,800 advisors.

Trevor Miedema is a financial professional with Cetera, holding a Series 66 designation and five years of industry experience. He has worked at Cetera and affiliated entities since 2020 and has prior experience in diverse sectors including automotive services and construction. Trevor is also active as an insurance agent, selling life, annuities, and long-term care insurance. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager investment platform with various portfolio management options, combining discretionary and non-discretionary services across multiple program structures and custodial relationships.

Gerd Hansma is a CFP® with 42 years of industry experience, currently affiliated with OSAIC since 2024. He has held long-term roles at Fortis Investors, Inc. and owns G.R. Hansma Insurance, where he has been active since 1988. Outside of financial advising, Hansma works as a certified personal fitness trainer providing individualized fitness training. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, employs firm-provided asset-allocation tools, and supports a range of investment options and management styles through a complex platform.

Richard Sottile is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with 12 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Tina Duran is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 66 credentials and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she co-owns Dursko Electric, LLC, an electrical services business. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs over 14,000 advisors and manages approximately $671 billion in assets, providing both brokerage and advisory solutions supported by extensive research and analytics.

Daniel Abbgy is a financial advisor at Equitable Advisors with six years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Equitable Advisors in 2020, he held positions at Yanfeng Interior Automotive, YMCA Mary Free Bed, Green Earth Electronics Recycling, Cornerstone University, and YMCA. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and third-party partnerships.

Jesse Crim is a financial advisor at Morgan Stanley in Grand Rapids, MI, holding a Series 66 designation with four years of industry experience. His prior roles include positions at J.P. Morgan Securities and The Habegger Corporation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Laura Momber is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at Fifth Third Securities and Fifth Third Bank. She is based in Grand Rapids, MI. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Melissa Myers is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 66 designations and having 26 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Investments, LLC from 2005 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Ralph Kapalczynski Jr. is a financial advisor at LPL Financial with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Waddell & Reed and CUNA Brokerage Services, Inc. In addition to his advisory role, he serves with Adventure Credit Union. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives.

Katie Hoxsie is a financial advisor at Ameriprise Financial Services with 18 years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2016. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Garrett Bartolec is a financial advisor with Morgan Stanley in Grand Rapids, MI, holding a Series 66 credential. He has been with Morgan Stanley since 2024 and previously worked at Morgan Stanley Private Bank, N.A. from 2025. Prior to his financial industry experience, he studied at Michigan State University and taught at Forest Hills Northern. Morgan Stanley Wealth Management provides financial planning and advisory services to individuals and institutional clients, utilizing structured planning tools and firm-approved methodologies. The firm manages approximately $2.74 trillion in client assets and offers a range of investment programs alongside estate planning and advisory services.