Paul Cook is a financial advisor with LPL Financial based in Grand Rapids, MI. He holds a Series 66 designation and has one year of industry experience. Prior to joining LPL Financial, he worked at Bank of Ann Arbor and held roles at several other firms including Prudential Advisors and Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions incorporating model portfolios, third-party subadvisors, and customized strategies.

Amanda Boyd is a financial advisor with Merrill in Grand Rapids, MI, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill Lynch since 2007 and has also worked at Bank of America since 2018. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party investment teams for a variety of individual and institutional clients.

Darren James is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Pruco Securities, Prudential Insurance Company of America, and Fifth Third Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients using a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory services, and model portfolios, with notable use of AI and systematic methodologies.

Rachel Mraz is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill throughout her career and draws on a family legacy within the firm. Rachel works closely with individuals, foundations, and retirement plans to establish and implement financial strategies aligned with their unique goals, utilizing a process that includes goal setting, strategy development, implementation, and ongoing performance review. Rachel holds a Bachelor's degree from Cornell University and a Master's degree from the American College. She has earned several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Advisor in Philanthropy (CAP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Her areas of expertise encompass family wealth management strategies, institutional consulting, services for endowments, foundations and non-profits, legacy and philanthropic planning, personal retirement planning, and wealth management for women. In addition to her professional role, Rachel is actively involved in the Grand Rapids community. She serves on the boards of Davenport University, Davenport University Foundation, the Economic Club of Grand Rapids, Equest Center for Therapeutic Riding, and John Ball Zoo. Rachel's personal interests include traveling, cooking, golfing, and spending time with friends and family.

Carmen Solano is a financial advisor at Raymond James & Associates with 10 years of industry experience. She previously worked at Merrill for 11 years before joining her current firm. Solano holds a Series 66 designation and is based in Grand Rapids, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

David Johnson is a Series 66-registered financial advisor with Edward Jones, based in Belmont, MI, and has 11 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Nathaniel Dostal is a financial advisor with LPL Financial, holding a Series 66 designation and beginning his industry career in 2024. Prior to joining LPL Financial and DFCU Financial Partners in 2025, he was with Wells Fargo for one year. He has also been affiliated with Oakland Community College since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a network serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, supported by proprietary research and technology, and oversees over $819 billion in discretionary assets.

Sara Smith is a financial advisor at Morgan Stanley with 27 years of industry experience. She has held her current role since 2009 with Morgan Stanley Smith Barney and holds Series 63 and Series 66 credentials. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ellen Naber is a financial advisor at Ameriprise with 18 years of industry experience. She has worked with Ameriprise Financial Services, LLC since 2020 and held previous roles at Ameriprise Financial Services, Inc. and Hantz Financial Services, Inc. Outside of her advisory work, she serves as an Executive Elder on the Board of Directors at Providence Church in Holland, MI. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides annual retirement-income planning advice based on proprietary research and third-party data, focused on dependable income sources and tax-aware withdrawal strategies.

David Veenstra is a financial advisor with Osaic and holds Series 63 and Series 65 licenses. He has 21 years of industry experience, including 20 years at Equity Services, Inc. He is also active as a musician through a sole proprietorship. Osaic Wealth, Inc. serves a wide range of retail and institutional clients, offering brokerage and investment advisory services, financial planning, retirement consulting, and access to third-party money managers. The firm uses asset-allocation tools, risk-tolerance assessments, and efficient-frontier analysis to construct diversified portfolios across various asset classes.

Derek Sall is a financial advisor at LPL Financial in Grand Rapids, MI, holding a Series 66 designation with one year of industry experience. His background includes roles at H&S Companies, U of M Health West, Laurens Tenkate LLC, and teaching positions at Calvin University and Calvin Christian High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, incorporating model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools.

Nicholas Sieggreen is a financial advisor at Ameriprise with two years of industry experience and holds the Series 66 designation. His prior roles include positions at Monroe, Sweeris & Tromp and Pennell CPA, as well as teaching engagements at Davenport University, University of Pittsburgh, Ferris State University, and Hudsonville Public Schools. He is also involved in providing financial planning and tax preparation services through separate business activities. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement, combining research, modeling, and tax-efficient strategies to deliver tailored recommendations. The firm serves a broad client base and provides advisory, brokerage, and insurance solutions typical of large institutional firms.

Kevin Cusack is a financial advisor with Stifel in Grand Rapids, MI, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2016. Outside of his advisory role, Cusack manages his family’s farming operations, serves on the board of a college foundation, participates in veterans’ event planning, and holds several advisory and board positions related to publishing, education, and community development. Stifel serves a diverse clientele including individuals, institutions, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment guidance is based on proprietary methodologies that incorporate forward-looking market assumptions and probabilistic modeling to support asset allocation and financial planning.

Gregory Bootsma is a financial advisor with Morgan Stanley in Grand Rapids, Michigan, holding Series 63 and Series 66 credentials and bringing 37 years of industry experience. He has been with Morgan Stanley since 2009 and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is the sole proprietor of an equipment rental business in Byron Center, Michigan. Morgan Stanley Wealth Management offers advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides a range of investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Jonathan Wendt is a CFP®-certified financial advisor with LPL Financial, based in Kentwood, MI, and has 12 years of industry experience. He has been with LPL Financial since 2014. Outside of his advisory role, he is associated with Wendt Financial Services, Inc., a non-investment-related business entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary and third-party strategies across discretionary and non-discretionary accounts.

Scott Voltz is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. He has worked with LPL Financial since 2024 and previously served at Milken Community Schools. Outside of his advisory role, Voltz is involved extensively in coaching and refereeing water polo at various collegiate and national organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of advisors and technological research tools.

William Zimdar is a financial advisor with LPL Financial, holding a Series 66 designation and based in Grand Rapids, MI. He has recently entered the industry, accumulating less than one year of experience. His prior work includes roles at Peacehaven Advisory Group, Dow Jones, and the University of Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Rebecca Garvey is a financial advisor with Ameriprise in Grand Rapids, MI, holding a Series 66 designation and 17 years of industry experience. She previously worked at Edward Jones Investments for 16 years before joining Ameriprise in 2025. Garvey also owns Fiducia Wealth Partners, through which she manages her Ameriprise business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendation reports and ongoing annual planning focused on income sources and tax-aware withdrawal strategies.

Davis Murphy is a Series 66-licensed financial advisor at J.P. Morgan Securities with two years of industry experience. Prior to joining J.P. Morgan, he worked at Fidelity Investments and has experience in various roles across multiple industries. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and an ESG eligibility framework. The firm delivers these services through a select group of Wealth Advisors on a non-discretionary basis, combining centralized due diligence with access to a broad range of investment products.

Tricia O Hearn is a Series 66-licensed financial advisor at Stifel with 19 years of industry experience, having been with the firm since 2005. She is based in Grand Rapids, MI, and also serves as a notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations. The firm provides brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.